harmy77
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firstly thank you for reading i thought i would start at the beginning in 2007 when i was not in a good place i remortgaged my commercial property to lancashire mortgages and by releasing £30000 in equity it cost me a extra £50000 in early release from previous lender and fees to broker and lancashire. what i did not realise was that this was interest only and due to receivership fees and charges i now owe then £300,000 from originally borrowing £220,000 and i am paying them £2400 a month. the rent does not even cover the monthly payments i originally put in a inflated salary for myself as the broker advised. i have never been offered a plan to pay the capital sum off and they have rejected my claim as it is over 6 years old and told me they are not regulated by fca and my broker no longer exists. do i have any redress . i know this is all of my own stupidity but has anyone any ideas how can rescue this sinking ship!
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thanks for your help my hearing is today is their anyting else i can do
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thank you
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sorry to be a pain cant find the ammendended letter
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i thought it was straightfoward i just copied the one from the guidlines on this site, and again thank you
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okay i have filled in the n224 asking for a suspension of eviction and written a witness statment
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yes it is up to date i agree that those costs seem high but with four kids 2 outings a month and presnts iclude friends parties birthdays x4 and christmas do you still think it still to high and and i allowed to keep some of the money left over for savings for rainy day emergencies ?
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yes it my second morgage , she was meant to be paying from her account
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she left about 2 weeks ago and is living in india with her parents, please find my budget sheet
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Thanks for getting back i had no idea that was a hearing anss she had hid all letters from me i was arrears previously but had clead most of them before a eviction date was set back in 2009 i think. the property is in joint names about 15 years i have no proof except for money being taken out each month in cash from my account
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help my wife has left me and my 4 kids and has not paid the morgage in 2 years ( i was giving her the money every month) i only found out this morning when the ballif sent me a letter saying i have 4 weeks before eviction i owe 17,000 and GE mony want the full amount i have about £100,000 in equity in the house and i can afford payments each month plus a bit extra but not full arreas please can anyone help
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