I am in court in Scotland. I have asked for 8% interest and no they havent paid anything or even acknowledged my letter to them in the first instance. What does POC stand for? I think i will feel more comfortable presenting myself when i have a better understanding of procedure and content of discussion. Does the Sheriff ask you to speak then the banks lawyer then make a decision or is there a discussion? Can you describe what happend in your experience. Thanks

I live in Scotland and have been informed that the RBS intend to defend my case in court on Friday. I am a little lost with regards procedure and as to how best to prepare a defence, any help would be appreciated. Thanks

Hello out there. Does anyone have any experience of defending a small claim against the bank in Scotland??? I have a court date this friday morning and am quite intimidated as i have no idea how to prepare a defence. Any help would be v much appreciated.