The judgement papers were sent to an address i no longer lived at, despite notifying of the change. The original debt had been in dispute prior to them sending this paper work. My question really relates to the actual procedure, i.e the forms i need to fill in and where i need to send them etc.

Hi Can anyone point me in the right direction. I am wanting to remove a CCJ from my file that was unfairly given. I just need to know the actual procedure, i.e who i need to speak to, or send information to. Thanks

Thanks for the comments so far. I am going to send Hillesdens a letter, and refer them back to the letter that they had sent out saying that the account had been stopped. What i want to know is who can i threaten them with so they get the message? Would it be the information commissioner, or someone like the OFT?

Update on this issue: I sent a letter to Hillesdens including the s10. Basically due to Hilledens not holding any data that connects me to this alleged debt, they were sending letters every 21 days saying they were still looking for them. This was going on every 21 days for about a year (see above for full details). The latest development is this: On the 24th March Hillesdens sent a letter stating: 1. Our client, Barclays Bank Plc, is unable to provide a copy of the documents requested under the Consumer Credit Act 1974. 2. Consequently, I can confirm that all enforcement proceedings on the account have been stopped. 3. Please find enclosed £1 postal order for your request made under the consumer credit act 1974. That i assumed, would be the end of the matter. However they have today sent a letter with an Annual Statement of Account. This states that i still owe this money, and that it is in default. As well as the various means that i am able to pay. The statement period is dated 01/10/08 to 01/09/2009 Obviously i am going to reply with the letter they had previously sent stating their previous letter. Can anyone give me an idea on how i can esculate this to ensure these idiots get the message. Thanks

Thanks for the reply. It all seems very unfair, and encourages companies to behave badly. Keeping people on temporary contracts (or no contract) so they can get them to do whatever they feel like, and then force people to leave the company by offering them less money when they have had what they wanted from someone. I would have thought that there would be more protection for employees?

Hi My Girlfriend took a job in February 2009 at a hotel. The job that she took was on a temporary basis to cover two girls that were going off on maternity. The job description that she was given was the kind of work that she was looking for, and although it was less money than she wanted, the experience was the kind she needed to gain in order to progress her career. She was told that her pay would be reviewed after 6 months, and that the job would be made permanent after this time. She has never received a contract, nor has she ever received a job description. She has been asked to fulfill several roles (not included in the original verbal job description), to cover more than one member of staff on maternity. She has not received any review to determine how they feel she is doing her job, and has been on the end of some vicious behaviour from her boss. Despite this she has performed the tasks she has been given well, and has had several positive comments from other members of staff. Today she has been told that if she wishes to remain at the company she must change her job, accept shift work, and take a pay cut. This strikes me as very unfair. Having never been given a contract to sign, been overloaded with jobs (meant for 2 people), not receiving any support or guidance, despite the initial promise of wage reviews and extension of the temporary position, and now to be told if she wants to stay with the company accept this lower positioned role, with less money, and more hours. Can anyone point us in the right direction on how we can get some advice or help? Thanks Colin

Thats great will send these tomorrow. Thanks

Also is there a way to force Hillesdens to remove all info that they have given to CRA. I don't see why i should be the one doing this as it is them who have been giving info that is incorrect.

Thanks. What kind of thing do i need to say in the 'bog off' letter (other than bog off!)? Where can i find this s10 form, and what exactly is this? I shall have a look myself to see what i can find out, but any help is appreciated.

Hi I have been having problems with Hillesdens updating my credit file on a monthly basis. This is negatively affecting my credit score. As i do not recognise the debt i wrote to them to supply evidence of what this debt was and that they had a legal right to claim this. The original letter was sent to them on the 15/09/07. They replied with a letter stating that they could not find the information that i had requested and that they would update in 21 days. This they did updating with exactly the same letter every 21 days, stating they can't find the info but will update every 21 days. The same letter has now been arriving on my doorstep evry 21 days for the past 11 months. I have had many things to do recently and haven't found time to sort this out, but i now have the time, and want this removed from my credit file asap. Can anyone advise on the best course of action. Or the best letter to send to Hillesdens to make them remove all data that they have been falsely giving to CRA's. P.s i have kept every single piece of correspondance.

Thanks I presume that i will need to contact all the CRA's individually. How did you word your email?

Hi I have been having problems with Hillesdens updating my credit file on a monthly basis. This is negatively affecting my credit score. As i do not recognise the debt i wrote to them to supply evidence of what this debt was and that they had a legal right to claim this. The original letter was sent to them on the 15/09/07. They replied with a letter stating that they could not find the information that i had requested and that they would update in 21 days. This they did updating with exactly the same letter every 21 days, stating they can't find the info but will update every 21 days. I have had many things to do recently and haven't found time to sort this out, but i now have the time, and want this removed from my credit file asap. Can anyone advise on the best course of action. P.s i have kept every single piece of correspondance.

Can anyone advise me on the best course of action for the above? Thanks

Thanks HAK I will have a look at doing this, if i do complain, and they still find no information would this mean that they have no legal right to claim the debt, and therefore no legal right to update my credit file? Are there any timescales that need to be observed whilst doing this?

Update received yet another letter from Hillesdens (04/02/08) informing me that they are still trying to locate the details of this account, and will update in 21 days. This is the third time they have sent this out so have had well over 9 weeks to locate the information. Is there anything i can do, i want to remove this from my credit file, Hillesdens are updating my credit file on a monthly basis. They are doing this yet have no info regarding the debt. ???