can anyone help me with the following problem. i signed a tenancy agreement to have a flat with a certain housing association on a friday after viewing the property. i gave a deposit of £64. they gave me the keys on the friday but the tenancy did not start until the monday after. over the weekend after viewing property again i realised it wasnt for me, so i called on the sat and left a message saying so. i then dropped the keys back off on the monday morning and told them i didnt want it anymore, but they insist i have to have it 1 month now, even though they have keys back. is there anything i can do - as the tenancy didnt even start when i informed them i no longer wanted it any help would be good thanks

can any1 give me a site that i can book a holiday to cyprus that is quite cheap? have to go in september for a wedding but cant find any cheapies - help please?

no i asked capquest to send it - so they must have contacted cap1 and got it from them( prob same company) i told capquest on the phone they could take me court over the money i owed to them as i would counterclaim for my charges so i asked them for my statements and they have sent them. so i guess i send a lba to cap 1 now then? if cap 1 pay up i take it i will then have to pay capquest for the debt they purchased? is this correct? regards

hi ppl please can someone give me advise as how to claim my charges. i have ignored cap1 for about a year but they have now caught up with me ! i have letter saying that capquest have now taken over my debt and i owe them £430. i have asked them to send me my list of statements from cap1 and have worked out they owe me about £500. who do i claim this debt off? is it cap 1 or capquest? any advise would be greatfull regards ian

ok thanks , shall i send 2 cheques for £10 or will 1 do

hi ppl can someone please give me a little advise? i am currentley claiming my gf bank charges back - she has a bank account and a student visa - both with rbos. do i send just 1 sar requesting info for bot accounts or do i need to send 2? also does anyone have the address for these - i have a addresses but they are different for the 2 accounts. also are rbos paying people out quite earl? i claimed back 1500 with lloyds but they only paid up just before court - wondered what the rough timescale is on rbos cheers folks

i have already sent the dd mandate which was on back of letter from solicitors - i have filled it in to make the agreed £10 paymet as from 15 of this month but i take it i will have to also send a cheque for the £10 missed? what happens to the warrant though now i dont live there?

the main thing is that i dont live at this address now and its my parents house. they do not give my new add to anyone that asks. so what powers do they have to enter their house - or is it up to them to find me at my new add

i take it that this is just a scare tactic then, as i have agreed to the ccj and said i could afford £10 to pay each month - this was on official court papers - but they accepted the £10 so does this mean i have a ccj? on the latest letter from their solicitors it says warrant of execution! a bailiff will now call - it has a warrant number but it has no official stamp from any court. it does say at bottom i can stop bailiff coming by paying full amout - so this might be just a scare tactic?

if anyone else could comment on this i would be greatfull regards

perhaps this might be a scare tactic then u think? as it just says warrant number on the letter from brian carter - maybe to make it look more profensional.

does anyone know how likely brian carter are to send bailifs, and if i just send the £10 i have missed do u think this would stop them or do they now expect the full 2300

hi please could someone give me some advice on the following situation: i have a debt of £2300 with tesco, after some time now of not paying they have issued me with a ccj which i said i would pay £10 a month - after missing 1 month payment they issued me with a issue of warant letter - stating that a bailiff would call to take items. this letter is off brian carter solicitors and has a warrant number please can someone advise me if they will call, are they allowed to take items as i dont live there now its my parents house. or are they just putting the frighteners on me like usual . any advise would be greatfull regards ian

i am now sorting my bumdle to go court - in the documents it says send statements ? is this all my statements or does it mean a statement of case? if so is there an example anywhere i can look at regards

hi thanks for that ive had a look at this section and see there are over 40 pages - do i need to print all this or what parts do i need to send as i dont understand most of it- thanks for your time