so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have ZERO legal powers on ANY debt - no matter WHAT its type. dx

you've been here longer than me and cant realise the obvious? in my very 1st post i told you that's the wrong way to go about it. vanquis had no reason to explain to you why they allowed the payment, but they did: covered by the consumer credit act. dx

std shoplifting sign used since the 1960's if they put the truth then everyone would know Police are never involved. and what would they do then...

4th time now . thats totally immaterial. dx

no of course not morality doesnt come into any debt issue and never should. but you already knew the google debit was going through when you asked to cancel the card, the payment process had already started, they had no other option under the consumer credit agreement that you and they signed and was still in force at that time but to honour the google payment . this is reflected in the compensation they gave you, which only concerned the fact that they didn't cancel the agreement when you requested. Even if they had carried out your request the transaction would have still been honoured as it was pre cancellation. dx

ignore dx

i seriously doubt, knowing that northants bulk were already know to be running at least 2mts behind during that period, that the claim would have been awarded by default by the time you filed defence only 1 week 'late' , we've seen cases months past filing date allow defence filing over the last years almost now. somethings not right here. N244 is upto a £275 gamble to get to the bottom of what ACTUALLY happened and to prove this was or was not a court error in not processing your defence email. that's an assumption upon their behalf, not that they had searched their whole email system and found your defence, but decided as it was a week late they thus rejected it. they would write and tell you so if they had. the word SO is the important bit...

does not matter. you obviously knew the £560 sum was coming out - that's WHY you phoned to cancel the card??

ho ho we know them VERY well!! Programmable Search Engine (google.com) clickme^^^

please dont put up docx file they hold all your pers details in file/info/properties now a pdf after proper redaction not pen squiggle. next time read our upload guide

you cant unbar a debt, once SB'd Always SB'd not even a judge can do that! dx

it will show on any system that interrogates criminal records as part of their 'checks'. dx

TfL prosecutor will not carry a card terminal no. cash is better..however often give a number to ring to do so.

they might who can ever tell. same goes for DCA on debts. i find it's always better not to post mere speculation...... if you DON'T KNOW..DON'T POST. dx