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primitive_man

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  1. Having won my last case against Cabot: Here https://www.consumeractiongroup.co.uk/forum/showthread.php?484421-Backdoor-Cabot-CCJ-old-co-op-card-now-Warrant-of-Control***Set-a-Side-Unchallenged***(7-Viewing)-nbsp I have advised my partner to cancel her sanding order to Cabot.
  2. I'd like to thank everyone who assisted me with a big shout out to dx100uk and Andyorch !
  3. Other information: Got copies of the statements from the Coop - and that last transaction (dated 06/2012 in their notes) is NOT listed!
  4. No letters from the court, as yet, just Wright Hassell - though the second page is signed and certified by their Paralegal stating that a copy of the notice has been given to all parties - presumably this includes the court.
  5. The letter states that the hearing will be vacated (Cancelled?) - is there a way to confirm this?
  6. Happy days are here again! - Or are they? This morning we received a 'Notice of Discontinuance' - from Wright Hassall representing Cabot - wherein they have agreed to a discontinue of all of this claim. No mention is made of removal of the CCJ though... Hmmmm
  7. Just an update: Received a letter this morning informing me that the application for a set aside has been transferred to the County Court nearest us + got cheque back as application for fee remission was granted.
  8. My Reply to Cabots BS - let's see if this gets a response. Reply to Cabot - redacted.pdf
  9. Yes. No source of payment, i.e. origin of transaction. No type of payment, i.e. Cash, Giro, Cheque or transfer. No time of transaction. I guess that Coop could have been 'salting the mine' in order to get a DCA to purchase the debt ;}
  10. Looked at my email this morning and Lo and Behold - a response from Cabot! See Attached.... I would draw your attention to paragraph 16 where they state that the account went into default on 15th April 2010 - and then, miraculously (at least for them), a single payment was made in on 1st June 2012 - taking the account back within the actionable period and negating the Limitation Act 1980. I would also draw your attention to paragraph 11 - 'In terms of the address in this matter, we have not held a previous address for Ms ******** in this matter. A County Court claim pack was sent to the address on 15th September 2017 and due to no response to this the County Court Judgment was obtained in default.' They first state that they don't have an address and then state that the documents were then sent to the address - What?! The one they didn't have? Hmmmm... Perhaps I should have waited a little longer for their response as they seem to have made my case for me... Paragraph 16: 'the original default does drop of from the report after 6 years from the default date, in this case 15th April 2010' and, as far as I'm aware, the 'cause of action accrued' starts from the first missed payment and not from any subsequent payment. Cabot_Response.pdf
  11. Anyway - for the moment, I'm just gonna ignore he 2nd prob and deal with the one at hand.
  12. Yep. I suppose I could challenge it on the fact that the debt was legally unrecoverable under the Limitation Act 1980. Note also that Natwest, without informing my partner - took £400 from her account - as a 'partial payment of the debt' just before she made the agreement with Cabot.
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