Unenforceability Cases on hold until further notice

[sequest]

Everybody see this - Stay on Unenforceable Agreements

Enforceability decl 06 05 09.pdf

[pt2537]

Everybody see this - Stay on Unenforceable Agreements

Hi

 

where did you get this from?

Edited May 7, 2009 by citizenB
amended title

[sequest]

A Solicitor in Cheshire sent it to me this morning.

Edited May 7, 2009 by citizenB
amended title

[sequest]

Do you think this will mean Stays on all cases involving credit agreements?

Edited May 7, 2009 by citizenB
amended title

[pt2537]

hmm thats interesting

 

we are not far from that area, and we havent had anything like that sent trough, infact weve got around 50 claims in progress at this minute

Edited May 7, 2009 by citizenB

[I've got no money]

Everybody see this - Stay on Unenforceable Agreements

 

This is fascinating...if I'd known about this yesterday

Edited May 7, 2009 by citizenB
title amended on moved posts

[underdog13]

Everybody see this - Stay on Unenforceable Agreements

Attached FilesEnforceability decl 06 05 09.pdf (26.6 KB, 0 views)

 

a few 'carefully selected cases' - carefully selected to ensure the debtor loses, I presume:mad:

 

Wondered when they would find a way to close the door on unenforceable agreement claims - the creds just have too much to lose:(

Edited May 7, 2009 by citizenB
amended title on merged posts

[banker_rhymes_with]

If genuine, this smells rather like the Judiciary swinging in behind the banks. This is probably the first step towards fudging another big issue to give the banks a reprieve from another one of their messes.

 

No doubt the Test Cases will be selected very carefully, to give them the results they want. In the mean time, they'll be busy working out how to water down/fiddle the next edition of the Consumer Credit Act to castrate it still further.

 

What ever happens, I somehow doubt this will be good for the Consumer.

 

Cheers,

BRW

Edited May 7, 2009 by citizenB
amended title on merged posts

[sequest]

Does this mean all current cases will be automatically stayed?

Edited May 7, 2009 by citizenB
amended title on merged posts

[creditcardmug]

Two things strike me about it...100k claims all requiring judgement on enforceability (this must be a bank or debt buying DCA)...probably from the cheshire area.

 

The other is the proposal to stay the claims, only seems to be affecting cheshire

Edited May 7, 2009 by citizenB

[I've got no money]

I think that we need to keep a close eye on it...

 

If there are test cases and they get sent to the Commercial court that in itself wouldn't necessarily be a bad thing - the OFT case against the banks is an example but the issue of course is how the courts select the test cases.

Edited May 7, 2009 by citizenB
amended title on moved posts

[creditcardmug]

Hope pt comes back soon to tell us what this is all about;)

[citizenB]

Chester - MBNA ??

[MARTIN3030]

Whats the significance of Cheshire-and in particular Chester......MBNA live there ?

[MARTIN3030]

CB -we are all thinking the same;)

[I've got no money]

Chester - MBNA ??

 

Now that is a thought isn't it

[Tricky Dickie]

I have been sent a copy of a letter supposedly written by a firm of solicitors called Ultimate Law Limited which seems very implausable saying that all cases regarding unenforceable credit agreements have now been put 'on hold' pending some test cases in London.Sounds very fishy,ant comments?

I have copied and pasted the text below

 

6th May 2009

 

Dear [client]

 

PPI and Unenforceability Claims

Yesterday evening we received notification from the court in Chester that all enforceability claims are to be stayed pending a decision of a few select “test cases” in London.

We appreciate that this news comes as a great disappointment to our clients.

We would now clarify the situation as follows:

1) Credit Card & Loan Enforceability Claims

Where we are pursuing credit card or Loan enforceability claims, these claims have now been stayed. That is to say they are on hold awaiting the outcome of test cases that will be heard in London.

 

We cannot advise how long this process will take – it could take some considerable time – probably in excess of 6 months. As soon as there has been a decision by the court in London, we will update you and advise you of your options. If the stay is lifted, it may then be possible to continue to progress your case to court.

 

Whilst court action is no longer a route open to us, we shall continue to progress cases directly with lenders and endeavour to reach a satisfactory outcome without recourse to the courts.

 

It is important that you continue to meet your monthly payments on your credit cards / loans unless we advise otherwise.

 

If you have advised us that you wish to pursue the refund of credit card charges, we will continue to progress this aspect.

2) PPI claims

PPI claims are separate claims to unenforceability claims and can still be progressed. We will continue to progress PPI claims accordingly.

 

It is important that you should continue to meet your loan payments as they fall due unless we advise you otherwise.

We understand the disappointment that this news brings and will of course update you as soon as the situation becomes clearer or there has been a development with your case. In the meantime, we would kindly request that you do not contact us, as we have no further information other than that which is referred to in this letter.

Yours sincerely

Ultimate Law Limited

[Lula]

sounds like a load of crap to me, anyone? heard of this, What is the test case supposed to be testing?

 

I reckon they are working for the credit card companies

[Lula]

I googled them and couldnt find them, what is their address, emails, co number etc?

[ncf355]

This sounds like C**p

 

Cant see the need for a test case, Wilson pretty much took care of that

 

Do you have claims in via one of these firms that sort it for you?

 

If not, it sounds like the craftiest move yet by a lender to get you to pay

[ncf355]

Just googled

 

They are indeed a claims management company

 

Sounds odd still though

[yourbank]

I googled them and couldnt find them, what is their address, emails, co number etc?

Name & Registered Office:

ULTIMATE LAW LTD

18 THE DOWNS

ALTRINCHAM

CHESHIRE

WA14 2PU

Company No. 06632455

[Lula]

have you got a link, I couldnt find them

[yourbank]

WebCHeck - Select and Access Company Information

[42man]

This might have something to do with this - http://www.consumeractiongroup.co.uk/forum/legal-issues/163968-rbs-loan-ppi-court-10.html#post2148587