Marc Gander - The Consumer Survival Handbook
A 220 page introduction to all things consumer related by our own BankFodder.
Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.
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The Consumer Forums Magazine. If you would like to contribute then let us know
The Mall is the place to start browsing and begin to know your way around
Free advice and support to to solve your consumer problems. Welcome . You have just joined the Consumer Forums. Come here and introduce yourself. You will soon discover what a friendly place this is and get lots of hints about standing up to consumer bullies or dealing with other consumer rights.
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Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right ------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE
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You will need to register to enter these consumer forums Registration is FREE and very easy.
Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum.
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We are always interested in getting your feedback about the Consumer Forums website. Post Your Questions & Suggestions about this site's design here
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Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas.
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Links to other sources of help. Please contact Admin if you want to add an entry
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If you have spotted a relevant Television or Radio programme - or a relevant Youtube video, then please post the details here.
If you have spotted a relevant Television or Radio programme - or a relevant Youtube or Vimeo video, then please post the details here.
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Letter templates and other documents
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Guides and advice on using the forum ,
The Consumer Contracts Regulation ,
Statutes & Legal Information ,
Mortgages and Secured Loans ,
Data Protection ,
Debt Collection ,
Legal ,
The Consumer Rights Act 2015 ,
General Guidance ,
Members of Parliament contact details - 1.6.2015 including Twitter ,
The Taking Control of Goods Regulations 2013 ,
Consumer Credit Sourcebook (Conc - FCA rules)
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The industry which you can no longer trust.
Post your story in an appropriate forum below
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Ulster Bank ,
General ,
Financial Ombudsman Service ,
Scotland ,
Payment Protection Insurance (PPI) ,
Alliance & Leicester ,
Barclays Bank ,
Cooperative Bank ,
Halifax Bank and Bank of Scotland ,
HSBC Bank ,
Lloyds Bank ,
Loan brokers/credit brokers ,
MBNA ,
Metro Bank ,
NatWest Bank ,
Nationwide ,
Royal Bank of Scotland ,
TSB ,
Santander ,
Yorkshire Bank and Clydesdale Bank and Northern Bank ,
A Word from the Banks
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Been subject of excessive unfair treatment by some other company? Banks, Building Societies, other companies? Discuss it here
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Creation Finance ,
Provident and associated companies. ,
CPP Group Plc ,
Monument cards ,
Amex ,
Blemain Finance ,
Capital One ,
CitiCards/Citi Financial/Associates ,
Egg ,
M&S Cards ,
Swift Advances ,
Welcome Finance ,
Store Cards ,
Other Institutions Successes
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Come here to tell us about the problems you are experiencing on the High Street or in the Virtual High Street
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Cash4phones, DeviceBuyer and other mobiles to cash companies ,
General Retail ,
Argos ,
BrightHouse and other "rent to own" Hire Purchase Stores ,
Broadband and other Internet issues ,
Comet ,
Currys/Dixons ,
Digital TV Services ,
Gyms and Health Clubs ,
Pets and Vets ,
High Street Stores ,
Holiday & Airline companies ,
Mail order catalogues ,
Online Stores ,
PCWorld ,
Utilities - Gas, Electricity, Water ,
Postal and Delivery Services ,
Retailers - High Street and On-line Stores Forums ,
Telecoms - mobile or fixed
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Employment and minimum wage problems ,
Self Employment Issues and Questions ,
Armed Forces, Military Families and Veterans ,
Visas/Entry Clearance ,
Cycling ,
Retail loss Prevention/Other shoplifting allegations. ,
Benefits and HMRC ,
Homelessness ,
Rural communities ,
NHS ,
Public transport (Trains, tubes and buses) ,
Special needs, Disability etc
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"Dealing with debt" You can choose any one of our debt forums to seek help or to give help on specific aspects of debt.
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Overseas Debt/Overseas Account issues ,
Debt Management Plan Companies ,
Debt management and Debt self-help ,
Debt Collection Agencies ,
Bailiffs - Help with Dealing with Bailiffs and Enforcement Agents including HCEO ,
General Debt Issues ,
Mortgage companies ,
Log Book Loans / Bills of Sale ,
Dealing with Debt in Scotland ,
Mortgages and Secured Loans ,
Home Repossessions ,
Credit Reference Agencies ,
Vehicle Finance and Vehicle Repossessions ,
Effects of debt on Health and Lifestyle ,
Formal Solutions: Bankruptcy, Administration Orders, Debt Relief Orders and IVAs
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PayDay loans and Short Term loans - General ,
Capital Finance One/ Mtcollect ,
Cash Genie and associate companies ,
Minicredit /Minicashloans ,
Motormile Finance UK Ltd/Lantern ,
Payday Express/Wage advance/Cashtillpayday ,
Quick Quid and associated trading names ,
Safeloans UK ,
Toothfairy Finance Limited ,
Wageday Advanced Ltd/Yorkshire Cheques. ,
Wonga and associated companies
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Legal Forums
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The area to discuss litigation in respect of claims issued against you or claims issued by you.
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Find the latest consumer news stories here. We try to keep this section updated automatically and with the help of our Users.
Please feel free to contribute your own interesting news items. -
Please do not start personal threads in this forum....Media Stories only and please provide a source link.
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HMRC in the media ,
FCA - Unauthorised firms and individuals to avoid ,
Government Consumer Policy ,
Benefits in the media ,
Personal budgeting ,
General Consumer issues in the media... ,
The Huffington Post ,
Bank Charges and the Finance Industry in the media... ,
Credit Today ,
Data protection and Credit reference Agencies in the media... ,
Disability discrimination in the media ,
Employment and self-employment ,
Gas, Electricity Water: Utilities in the media ,
Holiday and travel in the media ,
Parking issues in the media ,
Pensions and Pensions Fraud ,
PPI in the media ,
Repossessions in the media ,
Which? Consumer News
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