Who deals with whom? directory of banks/Dca/solicitors

[MARTIN3030]

Debt information library | Miscellaneous

Linked Banks and Creditors

Below is a list of creditors that are linked to other organisations such as collection agencies, solicitors and other credit companies.

These companies may share information about your accounts.

Creditor Collection Agency Solicitor

Bank of Scotland Albion Collections Blair Oliver & Scott

Halifax Castle Collections

Intelligent Finance J&J Collections

GUS Finance

Sainsbury's Bank

Capital Bank

AA Financial Services

Renault Financial Services

Creditor Collection Agency Solicitor

Abbey National

MBNA

Cahoot (Online Bank)

Citi Financial; In house Solicitors sell to;Hillesenden

Creditor Collection Agency Solicitor

Barclays Mercers Sell debts to;Aktive Kapital Chester

Barclaycard Credit Solutions

Woolwich

Masterloan

Providian

Littlewoods Cards

Monument

Creditor Collection Agency Solicitors

 

HSBC Metropolitan Collection Services of Birmingham, which is wholly-owned by HSBC.

First Direct

Creditor Collection Agency Solicitor

Lloyds TSB BLS Collections Sechari, Clark & Mitchell

Black Horse MHA Collections

Chartered Trust

Creditor Collection Agency Solicitor

Yorkshire Bank Brunswick Collections Jeremy Sutcliffe Solicitors

Clydesdale Bank

Northern Bank

Creditor Collection Agency Solicitor

Co-operative Bank Central Bureau of Defaulters MJ Roche Solicitors

Smile (Online Bank)

Creditor Collection Agency Solicitor

GE Capital Howard Cohen Solicitors

CL Finance

Creditor Collection Agency Solicitor

Nat West

Royal Bank of Scotland Rbs Collections Telford main Solicitors;Cobbetts Sell debts to;Capquest.

Tesco Finance

 

 

 

 

 

And another list;

 

 

 

Addleshaw Booth & Co Dormant

Aktiv Kapital audited by EY

Albion Collections Ltd Dormant owned by HBOS

Allied International Credit D&T

Andrew Wilson & Co Dormant owned by Cerberus Group ultimately owned by Gordius Limited

Apex Credit Management No records found. Could be Apex Credit Limited?

Beneficial Finance No records found. Was other companies tho’ Beneficial Mortgages, Data etc. All in Cheshire

Blair Oliver & Scott Limited Dormant – audited by KPMG Leeds

BLS Collections No records found

Brunswick Collection Services Non trading owned by Clydesdale Bank

Bryan Carter & Co Solicitors No records found

Buchanan Clarke & Wells - Dormant no mention of any parent company

Cabot Financial Trading –

Capquest Debt Recovery – Numerous companies.

Castle Collections Non trading – parent company HBOS

Central Debt Collection Services No records found

Central Debt Enforcement Agency No records found No records found

CK Edrupt & Co Solicitors No records found

Commercial Credit Services Small company – owns two other companies no links to banks found

Debitas Legal Services no records found

Debt Litigation & Recovery Services No records found

Debt Managers Limited –No records found

DG Solicitors No records found

Downland Debt Recovery – non trading since 1990!!! Parent company Freemans plc

Droyds Debt & Collection Services no records found

EGI Plc have found EGI Limited – dormant owned by Deichmann Shoes

Equidebt nothing interesting found.

Eversheds Solicitors dormant

Fairhalsen Collections – owed by National Australia Bank, currently not trading

First Credit Management Nothing interesting not owned by any banks etc

Fleetwood Debt Recovery No records found

Forthright Finance owned by Halifax Bank of Scotland Group

Frederickson International Ltd no records found

GCC Debt Recovery – Non trading debt recovery for Littlewoods ultimately owened by Sir David Barclay Family Settlement Trustees

 

General Credit Limited no records found

Global Debt Recovery nothing interesting to report

Golds Solicitors dormant no accounts filed

Graham Ross & Co Solcitors

 

Greenwoods Personal Credit owned by Provident

Heatons Solicitors

Horwich Farrelly Solicitors

Ikano audited by KPMG

Intrum Justitia Limited . Owned by co of same name in Sweden

Jeremy Sutcliffe & Co

Keppe Shaw Solicitors

Legal & Trade this company owns Revenues Management Services (RMS ?)

Lewis Debt Recovery dormant owned by Cattles (of Welcome Finance fame)

Link Financial massive losses £2.2m owned by Irish company LCH Holdings

Littlewoods Debt Collection

Logic Group non trading and won’t be for the foreseeable future. Owned by a German company called Otto.

Mercantile Credit owned by Barclays

Mercers Debt Collections non trading (!) owned by Barclays Bank

Metropolitan Debt Collections no records found

Moorcroft Debt Recovery

Nationwide Debt Recovery dormant, undisclosed agent for Littlewoods Retail Ltd

NCO Financial Services

Nelson Guest & Partners Solicitors no records found

Newman & Company nothing interesting in the accounts

Norrie Waite & Co Solicitors no records found

Outstanding Services – owned by Intrum Justitia

Paragon Personal Finance – owned by the Paragon Group of Companies

Pennine Debt Recovery – no records found

Peter Green & Co Solicitors

Provident Personal Credit

Restons Solicitors

Robinson Way & Company owned by London Scottish Bank

Rockwell Debt Collection no records found

Scotcall Debt Collecting are looking to diversify as they can foresee significant problematic changes within the debt collection market!!!!!

Sechiari Clarke and Mitchell no records found

Shopacheck did not trade during financial year. Owned by Cattles (same as Welcome Finance)

Sterling Debt Recovery made a profit of £20 – not really worth the effort!!!

Thames Credit Limited - immediate parent company Olympia Credit. Ultimate parent Company Aktiv Capital

Trident Credit Services –no records found

Viking Collection Services owned by GE Capital

Welcome Finance – Dormant company can you believe this!!!!! Parent company Cattles

Wescot Debt Recovery – no records found Now Wescot Credit Sevices

 

 

Thanks to the member for this who has remain annon to protect the source

 

 

Feel free to post in here if you have been getting demands for repayments of a debt,by one of the agents listed as Dormant.

 

 

 

 

 

 

 

 

We are trying to build on this please add your experiences so we can add to this list we are particularly interested to learn of the ones that are owned/operated by banks this could yield very interesting and important information for quite obvious reasons.

[stivis]

re apex credit management it is not apex credit no SC219060

I know maybole

Apex Credit Management Ltd is this lot

BCW GROUP PLC

Company No. 03967099

looking at details they seem to have only used the name for a very short time .. but on paperwork for 4 years

 

 

BUCHANAN CLARK & WELLS LIMITED

Company No. SC223606

Don't think it's dormant

[stivis]

If you know of a DCA registered as dormant Check it out on web check at Companies House web site. Look and see if Dormant It will say Dormant the bit that says Active can be ignored . If so.

If you have a Receipt, Standing Order form or Direct Form, Letter or anything send an enquiry to Companies House to find out If they should be trading at the time of your letter etc .If they were trading and should not have been, Copy the letter (blank out your details etc) and send off to these nice people

 

Companies Admin Dept

Companies House

Crown Way

Maindy

Cardiff

CF14 3UZ

 

 

Law Enforcement Intelligence

Centre for Revenue Intelligence

FREEPOST

NAT 22785

Cardiff

CF14 5GXZ

[spotnot]

Buchanan Clark & Wells - status non trading. Written in accounts. " This company was dormant throughout this financial period" No activity in accounts

[spotnot]

BCW group trade as Apex Credit Management.

[stivis]

BCW group trade as Apex Credit Management.

 

Is it that way or the other way around ?

I've got paperwork as Apex Credit Management Ltd.

this is the questions sent to CH today

 

This is the questions I asked Companies house today. Their first reply avoided the whole issue completely

 

 

I have sent off documentation, however there was another couple of

questions on the Email

1) This company used the name Apex Credit Management Ltd for a very

short

period Were they using it in 2003-4?

2) What action will you take against them if this is the case?

3). Does the fact that banks are possibly shareholders in them have any

influence in the fact that no action is taken?

4)I find it hard to believe that I am the only one that has noticed this

practice?

Their reply

 

Company Number 03967099 BCW GROUP PLC

 

I can confirm that the company was called Apex Credit Management Ltd from 05/06/2000 until 04/07/2006.

 

I am unable to comment on any action we may take against the companies, which are claiming to be dormant but are trading, as this is dealt with by the Companies Administration Dept., who will need to examine any documentation you have sent them before any decisions are made.

 

I am also unable to comment on any comments/complaints by a third party, as everything is confidential due to data protection reason.

 

Notice how question 3 has been avoided

[spotnot]

When I type in BCW Group on CH webdite it comes up with Apex's accounts. In their accounts it states that they are a 100% subsidiary of BCW group. If you pm me your email address I'll send you a copy of their accounts.

 

Spotnot

[nicsussex]

"Allied International Credit - D&T"

 

Am i beig slow ? What does D&T mean?

[spotnot]

Deloitte and Touche. The name of their auditors.

[blackrain]

I have loads of correspondence from DLC and the site says they are dormant. What would Companies House actually do if they aren't supposed to trade?

 

I also have correspondence from HL Legal Solicitors who are in liquidation.

 

Thoughts anyone? Stivis?

[spotnot]

Will pm you

[spotnot]

When I type in BCW Group on CH webdite it comes up with Apex's accounts. In their accounts it states that they are a 100% subsidiary of BCW group. If you pm me your email address I'll send you a copy of their accounts.

 

Spotnot

 

 

Ah, should have looked closer at the CH website! Apex Credit Management became BCW Group Limited on 4 July 2006. BCW Group Limited then became BCW Group plc on 20 July 2006.

 

Stivis will email those accounts tonight.

 

Spot

[gavv8]

I have had demands for an old debt with argos from bcw, even though i have a letter from argos saying that the debt is now owned by cabot.

I had been paying argos direct until last month when i received the letter from argos and then got a phone call from bcw saying i was trying to avoid paying and that they would be sending a 'field officer' to my house to collect all of the outstanding amount (about £1900).

Why would cabot need bcw to collect money for them ?..very odd.

[PriorityOne]

I have bank statements going back to 2002 which show receipts by Global Debt Management Services Limited every month until recently.... listed as non-trading, with dormant company accounts filed up until 2005... next one's due this year. Owned by Alliance & Leicester.

[spotnot]

Would anyone with any definite proof that these 'dormant' DCAs are sending out letters and receiving payment please pm me with the details. I am in a meeting next week with people who are most interested in these companies!

 

The more proof we have, the stronger the case against them will be.

 

Spotnot

[David963]

Blair, Oliver and Scott are listed as Dormant, however i still get letters from them, had a look at companies house register and they appear to be active, no expert though.

 

David

[hixie30]

Blackrain, i dont know if H.L.Legal are in liquidation but i also have a very sturn demand from them on behalf of capquest, on my letter dated 24 jan 07 under the headed H L Legal it says in assoiation with Sampson & co,

[PriorityOne]

Alliance & Leicester Finance Limited are using :

 

Shoosmiths (solicitors, I assume)

The Lakes

Northampton

NN4 7SH

[blackrain]

hixie30, Looks like it was a different HL unfortunately. Did your letter have a reference number mimicking a County Court Claim number? Mine did and they can be reported for such practices.

[spotnot]

Blair, Oliver and Scott are listed as Dormant, however i still get letters from them, had a look at companies house register and they appear to be active, no expert though.

 

David

 

Blair Oliver & Scott are listed as non trading. In their accounts it states that they have not traded throughout the year.

[spotnot]

Would anyone with any definite proof that these 'dormant' DCAs are sending out letters and receiving payment please pm me with the details. I am in a meeting next week with people who are most interested in these companies!

 

The more proof we have, the stronger the case against them will be.

 

Spotnot

 

I have spoken to the relevant authorities about these companies. They are very interested in pursuing this further. I need evidence however. If you can help with anything at all, eg letters from DCAs listed as dormant, proof of payment etc. You can hide all identifying details. Please pm me if you can help.

 

Spot

[nuttybutty]

Blair Oliver & Scott are listed as non trading. In their accounts it states that they have not traded throughout the year.

 

 

Can somebody please clear up what it means by either dormant or non-trading? I received a letter recently from Blair, Oliver and Scott on an issue relatiing to a loan with Intelligent Finance, so how can a company appear to be non-active when they're still sending out correspondence?

[daisy lighter]

Hi all

 

Just dropped in - this is very interesting. I just wish I had kept all my old letters from the many DC's I've happened upon in my years.

 

What I have noticed tho is that apparantly BCW Group only formed on 20/July/ 2006 yet I have a letter from them on the 23rd May 2006.

 

On the 27th May 2006 I got a letter from gpb (geoffrey parker bourne) solicitors for their client Aktiv Kapital First Investment Ltd for the same debt.

 

(This was at the same time that Aktiv Kapital could not supply the cca agreement)

 

Very confusing stuff, the way they all seem to be in cohoots with each other.

But anyway the BCW Group plc is the opposite of the way you originally asked for proof of paperwork but if it would help you are welcome to it.

 

Ah yes and Welcome Finance (owned by cattles) trade in NI as a loan lender who chase their own debts.

[Smoothy]

I just got a letter from GPB.. Thy claim I owe £340 and they are offering me the opportunity of negotiating terms of settlement before they proceed with legal action. Isnt that nice of them!

To negotiate, I must phone 0870 060 **** And there was me thinking that 0870 numbers contravened the OFT guidance on debt collection...

Still...as they havnt given me any more details as to the origin of this so called debt, Im thinking of filing a complaint. As I understand it from other threads, GPB aren't in possesion of a consumer credit licence and this is needed for persuing debts. Am I right or wrong?!

[spotnot]

Can somebody please clear up what it means by either dormant or non-trading? I received a letter recently from Blair, Oliver and Scott on an issue relatiing to a loan with Intelligent Finance, so how can a company appear to be non-active when they're still sending out correspondence?

 

 

It means that there should be no business activity through the company. They should be receiving no money through their accounts. If they act on behalf of someone else (in this case Bank of Scotland) their trading status should be 'agent'.

 

This is one of the companies that will be investigated. Please, if anyone has any correspondence from them, please pm me!!! This is urgent. We can fight against these DCAs and let the tax authorities deal with them!

 

Please, please let me know if you have any correspondence from any dormant DCA.