Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 14th June 2018
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The Consumer Forums: Halifax Bank and Bank of Scotland

Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

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  1. **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread

    Forum Actions:

    Forum Statistics:

    • Threads: 662
    • Posts: 24,812
  1. Sticky Threads
  2. Sticky Thread Sticky: Halifax & Bank of Scotland contact details

    UPDATED DETAILS Nov 2014 They've given...

    Started by jonni2bad, 23rd July 2007 13:19
    • Replies: 8
    • Views: 79,125
    21st August 2015, 11:56 Go to last post
  3. Sticky Thread Sticky: Help with Halifax overdraft and it's fees please **WON bcobs?**

    Hi everyone, The reason I am here is...

    Started by Mr. Bean, 23rd September 2013 20:30
    2 Pages
    1 2
    • Replies: 21
    • Views: 30,449
    1st October 2013, 16:46 Go to last post
  4. Arrow Sticky Thread Sticky: Complaint about Halifax new charges regime, template letters here.

    Ok, here goes, no 1. Work in progress,...

    Started by Bookworm, 19th October 2009 11:16
    9 Pages
    1 2 3 4 5 ... 9
    • Replies: 176
    • Views: 128,068
    11th September 2012, 18:28 Go to last post
  5. Arrow Sticky Thread Sticky: Closed: If you refuse the new T&Cs, what if they demand repayment of the o/draft?

    Ok, so you have sent your letter: ...

    Started by Bookworm, 27th October 2009 21:08
    • Replies: 2
    • Views: 22,048
    25th March 2010, 17:32 Go to last post
  6. Sticky Thread Sticky: Closed: Data disclosure survey -important - Please help!

    We are hearing from many people now that...

    Started by BankFodder, 28th June 2009 08:28
    • Replies: 0
    • Views: 19,141
    28th June 2009, 08:28 Go to last post
  7. Sticky Thread Sticky: Closed: Are you being harassed by the Halifax - FSA complaint

    We are hearing a lot about telephone...

    Started by BankFodder, 28th April 2007 14:53
    • Replies: 0
    • Views: 27,054
    28th April 2007, 14:53 Go to last post
  8. Sticky Thread Sticky: Closed: Data retention

    It appears that Halifax have data going back...

    Started by zootscoot, 12th April 2007 19:05
    • Replies: 0
    • Views: 31,971
    12th April 2007, 19:05 Go to last post
  9. Forum Threads
  1. Moving cash from Halifax MasterCard to mother Halifax account

    Hi Wife and I have two separate credit...

    Started by Steve Stacey 2, Yesterday 12:47
    • Replies: 2
    • Views: 107
    Yesterday, 14:33 Go to last post
  2. Halifax credit card debt - moorcroft now PRA

    Hi all, I recently CCAed all my creditors...

    Started by amerillo, 22nd February 2016 20:45
    2 Pages
    1 2
    • Replies: 37
    • Views: 6,486
    17th November 2018, 18:49 Go to last post
  3. Reconstituted version of CCA.

    Please help , Ive had a Halifax card since...

    Started by jimi, 16th October 2018 19:42
    • Replies: 19
    • Views: 1,039
    9th November 2018, 02:26 Go to last post
  4. Halifax SAR question.

    Hi, I am using a template letter. Should...

    Started by alexglobal, 26th October 2018 15:52
    halifax, question, sar
    • Replies: 1
    • Views: 427
    26th October 2018, 16:51 Go to last post
  5. PRA Group BOS Credit Card debt - Letter Tennis

    Hi All I have been in an ongoing tennis...

    Started by dagboyblue, 19th October 2018 15:22
    2 Pages
    1 2
    • Replies: 25
    • Views: 1,021
    25th October 2018, 22:39 Go to last post
  6. lowell and halifax OD 12k Balance almost SBd how likely is court?

    lowell dca help Im hoping for some...

    Started by dbs12, 21st September 2018 00:30
    advice, dca, lowell, please
    • Replies: 12
    • Views: 736
    21st October 2018, 11:29 Go to last post
  7. Berevment questions

    My husband passed away a few week ago not...

    Started by hallowitch, 7th August 2018 18:13
    berevment, questions
    • Replies: 10
    • Views: 1,485
    5th September 2018, 13:07 Go to last post
  8. 1st Credit - considering county court on old halifax Overdraft debt

    Hi all, Recently moved home and started...

    Started by Martyn1984, 14th September 2017 21:32
    3 Pages
    1 2 3
    • Replies: 41
    • Views: 6,399
    1st September 2018, 13:20 Go to last post
  9. Halifax/bank of Scotland name removal from joint account

    Hello all, My daughter has a joint...

    Started by neword, 19th August 2018 13:36
    account, bank, from, halifax, joint, name, removal, scotland
    • Replies: 4
    • Views: 782
    19th August 2018, 22:45 Go to last post
  10. Halifax unathorised transaction with Ryanair

    Hi I hope you can help me, on the...

    Started by momon121, 27th June 2018 20:27
    2 Pages
    1 2
    halifax, ryanir, transaction, unathorised, with
    • Replies: 22
    • Views: 2,216
    15th August 2018, 21:37 Go to last post
  11. Cabot CCA Request Reply. halifax debts

    Good evening all, I've done a bit of...

    Started by mpolly99, 31st July 2018 22:48
    cabot, cca, next, reply, request, what
    • Replies: 6
    • Views: 960
    1st August 2018, 01:14 Go to last post
  12. Robinson Way say I'm overdue - Halifax credit card

    Hi, Hoist or Robinson Way recently bought an...

    Started by pj2017, 20th July 2018 16:56
    overdue, robinson, say, way
    • Replies: 3
    • Views: 1,011
    20th July 2018, 20:28 Go to last post
  13. Bank name error

    We moved a while ago, about 10 days ago my...

    Started by tezza1234, 13th July 2018 16:18
    bank, error, name
    • Replies: 5
    • Views: 708
    13th July 2018, 18:23 Go to last post
  14. Swamped into debt with Halifax. Combo of Loan & OD

    Hi all. Was hoping for a bit of advice...

    Started by Melbel, 1st May 2018 22:00
    2 Pages
    1 2
    • Replies: 26
    • Views: 2,957
    7th July 2018, 21:16 Go to last post
  15. Halifax Shortfall After Repo - Moorcroft Chasing +10yrs later!! - SAR time??

    For the past 10 years I have had various...

    Started by Shezza999, 5th July 2018 18:46
    2 Pages
    1 2
    • Replies: 24
    • Views: 1,728
    6th July 2018, 20:04 Go to last post
  16. unaffordable fees for Halifax overdraft

    Hi All, I have had a Halifax account for...

    Started by Myfamily, 26th June 2018 11:33
    fees, for, halifax, overdraft, unaffordable
    • Replies: 11
    • Views: 958
    4th July 2018, 14:33 Go to last post
  17. PPI on a debt plan.

    Hi everyone, I have a...

    Started by conchy_joe, 25th May 2018 13:36
    2 Pages
    1 2
    debt, plan, ppi
    • Replies: 20
    • Views: 1,558
    3rd July 2018, 12:29 Go to last post
  18. Halifax - Lack of termination Agreement and Charges

    Hi fellow caggers, looking a bit of advice...

    Started by jon8214, 18th June 2018 17:50
    agreement, and, charges, halifax, lack, termination
    • Replies: 10
    • Views: 863
    18th June 2018, 21:00 Go to last post
  19. halifax overdraft

    Hi i am pretty new to all this but am...

    Started by ams95655, 14th August 2017 13:26
    • Replies: 10
    • Views: 3,496
    14th June 2018, 13:35 Go to last post
  20. Claim charges

    Can I claim charges for a account I closed...

    Started by Ghost1, 8th June 2018 02:08
    charges, claim
    • Replies: 1
    • Views: 801
    8th June 2018, 02:27 Go to last post
  21. HBOS Trying to secure Judgement debt on my home.

    Hello all. I'm hoping someone on here can...

    Started by Pontered, 4th November 2010 18:17
    dca, halifax, moorcroft, mortgage
    • Replies: 19
    • Views: 3,869
    7th June 2018, 15:28 Go to last post
  22. Halifax with holding how DCA got my mobile number

    Good morning - would anyone know the rights...

    Started by senequier, 28th March 2018 11:54
    data, protection
    • Replies: 14
    • Views: 951
    5th June 2018, 19:22 Go to last post
  23. Extremely old.mortgage debt Halifax and Moorcroft

    I (and my now ex-husband) had a house...

    Started by Kelloggs35, 3rd June 2018 23:07
    and, debt, extremely, halifax, moorcroft, mortgage, old
    • Replies: 1
    • Views: 777
    4th June 2018, 00:24 Go to last post
  24. Moorcroft DCA CCA return for Halifax Loan Debt

    Hi all, both myself and OH have got...

    Started by Cait116, 22nd May 2018 11:13
    2 Pages
    1 2
    • Replies: 20
    • Views: 1,955
    30th May 2018, 09:43 Go to last post
  25. Pre 2007 CCA agreement received from Cabrot / Halifax

    Hi there I am guessing this is a common...

    Started by Meadow_S, 19th April 2018 23:32
    • Replies: 12
    • Views: 1,539
    20th April 2018, 21:55 Go to last post

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