Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 6th December 2018
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    740
  2. 26th November 2018
    Views:
    1,950
  3. 14th June 2018
    Views:
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Threads 1 to 25 of 253

The Consumer Forums: Financial Ombudsman Service

We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
The banks preferred route for complaints. Under-resourced and mocked by the banking industry
Tell your experiences of the Financial Ombudsman Service - good or bad.

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: You can complain about the service you are receiving from the Ombudsman - but -- WARNING!(3 Viewing) 

    If you have complaints to make about the...

    Started by BankFodder, 24th January 2010 07:51
    3 Pages
    1 2 3
    • Replies: 45
    • Views: 82,813
    29th October 2016, 14:20 Go to last post
  3. Sticky Thread Sticky: Closed: PPI claims - open-ended full and final acceptance letters

    It seems that the FOS is requiring claimants...

    Started by BankFodder, 2nd July 2010 11:35
    • Replies: 0
    • Views: 16,044
    2nd July 2010, 11:35 Go to last post
  4. Sticky Thread Sticky: Closed: Unhappy with the Financial Ombudsman - take your complaint to the Independant Assessor

    If you are unhappy with the way in which the...

    Started by citizenB, 23rd January 2010 13:16
    • Replies: 0
    • Views: 19,221
    23rd January 2010, 13:16 Go to last post
  5. Sticky Thread Sticky: Closed: The Financial Ombudsman - from Wikipedia

    This is taken from Wikipedia

    Started by BankFodder, 22nd January 2010 19:37
    • Replies: 0
    • Views: 19,451
    22nd January 2010, 19:37 Go to last post
  6. Forum Threads
  1. Enforcing an FOS's Final Decision at County Court using Form N332A

    I hope for your help on how I should apply...

    Started by Danish Pensioner, 12th November 2018 15:33
    2 Pages
    1 2
    • Replies: 23
    • Views: 603
    12th November 2018, 19:36 Go to last post
  2. FOS denied my PPI against Egg

    I cannot believe how useless FOS is: ...

    Started by zubo, 3rd September 2018 15:42
    against, denied, egg, fos, ppi
    • Replies: 4
    • Views: 1,526
    22nd September 2018, 20:28 Go to last post
  3. FOS ruled in my favour Against Fat Prophets - but!!!!!

    Hello all, I have recently been awarded a...

    Started by scara, 30th April 2018 16:45
    2 Pages
    1 2
    • Replies: 32
    • Views: 5,366
    7th August 2018, 16:41 Go to last post
  4. The FOS failing to make a final decision

    An ajudicator made a decision to uphold my...

    Started by Juneplum, 1st July 2018 07:35
    decision, failing, final, fos, make, the
    • Replies: 9
    • Views: 2,193
    13th July 2018, 07:15 Go to last post
  5. Financial Ombudsman Investiagation

    Hi all... I am sorry to hear that every one...

    Started by Abbas313, 14th June 2018 04:27
    • Replies: 1
    • Views: 890
    14th June 2018, 11:16 Go to last post
  6. Get rid of Financial Ombudsman and FSA epetition here!!!

    Its time to get rid of these incompetent...

    Started by Daz1979, 23rd April 2012 00:51
    financial, ombudsman, petitions
    • Replies: 4
    • Views: 2,796
    12th June 2018, 15:32 Go to last post
  7. The fos

    This is my experience so far. I was a...

    Started by lost1701, 16th February 2018 17:03
    fos, the
    • Replies: 6
    • Views: 2,347
    23rd March 2018, 13:31 Go to last post
  8. Incompetent FoS Investigation

    I have been with the same Mortgage Provider...

    Started by Redmountie, 16th February 2018 21:08
    • Replies: 2
    • Views: 2,181
    17th February 2018, 12:10 Go to last post
  9. FOS made his decision in favor of MBNA - can I do anything?

    Hi guys, I actually had a very quick...

    Started by FMZ, 10th August 2017 19:12
    anything, can, decision, favor, fos, his, made, mbna
    • Replies: 4
    • Views: 4,028
    13th December 2017, 01:57 Go to last post
  10. Legal Advice after FOS

    Long story short. After years arguing with...

    Started by Smokey1607, 17th February 2017 16:14
    advice, after, fos, legal
    • Replies: 4
    • Views: 4,573
    21st September 2017, 21:13 Go to last post
  11. FOS Decision - Judicial Review

    WHi All Background: I was purchasing a...

    Started by netacct, 5th September 2017 15:42
    decision, fos, judicial, review
    • Replies: 5
    • Views: 2,762
    21st September 2017, 14:29 Go to last post
  12. Artical on FOS Meltdown aand Glassdoor coments by own staff

    http://www.thisismoney.co.uk/money/news/artic...

    Started by bach, 25th April 2017 17:59
    aand, artical, coments, fos, glassdoor, meltdown, own, staff
    • Replies: 0
    • Views: 3,729
    25th April 2017, 17:59 Go to last post
  13. Exclamation 247MoneyBox took money from my account TWICE; still no refund; no confirmation of refund request

    247Moneybox took 558 out of my account to...

    Started by lightofsage, 7th February 2017 13:05
    [problem] loan payday
    • Replies: 6
    • Views: 2,652
    14th February 2017, 14:26 Go to last post
  14. FOS adjudicator not sharing evidence, FOS in a state of denial***Decision Overturned***

    I have a current packaged bank account...

    Started by Robbie101, 25th November 2016 22:13
    adjudicator, denial, evidence, fos, not, sharing, state
    • Replies: 8
    • Views: 5,460
    11th January 2017, 20:47 Go to last post
  15. FOS adjudicator not sharing evidence

    Hi, I have a number of current...

    Started by acid53, 19th March 2015 15:13
    • Replies: 6
    • Views: 5,262
    25th November 2016, 21:47 Go to last post
  16. Financial ombudsman comes under fire as insider reveals litany of bad practices(4 Viewing) 

    http://www.thetimes.co.uk/tto/public/sitesear...

    Started by BankFodder, 23rd November 2009 10:28
    16 Pages
    1 2 3 4 5 ... 16
    • Replies: 303
    • Views: 279,154
    2nd November 2016, 22:11 Go to last post
  17. Catch 22 with Ombudsman after my business ceased trading: neither a 'consumer' or 'micro business'

    I was left with no option by my bank RBS but...

    Started by A Green, 27th July 2016 17:56
    after, business, catch, ceased, consumer, micro, neither, ombudsman, trading, with
    • Replies: 0
    • Views: 2,260
    27th July 2016, 17:56 Go to last post
  18. Is it worth going to an Ombudsman if an Adjudicator has already said no?

    Hi All, I have around 6 complaints with...

    Started by loulouxxx, 8th June 2016 15:04
    adjudicator, already, going, has, ombudsman, said, worth
    • Replies: 4
    • Views: 2,741
    8th June 2016, 17:14 Go to last post
  19. My experience of the Ombudsman service.

    I complained about Capital One who were...

    Started by Cen, 18th April 2016 19:07
    experience, ombudsman, service, the
    • Replies: 4
    • Views: 2,595
    18th April 2016, 20:36 Go to last post
  20. Excellent Service from FOS

    I cancelled my Barclaycards returning them...

    Started by Rexroth, 12th March 2016 20:35
    excellent, fos, from, service
    • Replies: 3
    • Views: 2,554
    13th March 2016, 11:53 Go to last post
  21. How long did it take you before you got your initial response

    Hi, new member here :) I had a big...

    Started by mub33n, 1st March 2016 15:03
    before, did, got, how, initial, long, response, take, you, your
    • Replies: 1
    • Views: 2,111
    1st March 2016, 15:11 Go to last post
  22. Angry Whats the point

    Title says it all!

    Started by StormWarrior, 26th January 2016 19:19
    point, the, whats
    • Replies: 6
    • Views: 2,967
    26th January 2016, 22:26 Go to last post
  23. Seems to favour the banks

    My complaint sat with FOS for 2 years. The...

    Started by Havelaar, 19th October 2015 17:11
    banks, corrupt, just, the
    • Replies: 10
    • Views: 3,849
    2nd November 2015, 18:12 Go to last post
  24. A warning not to use the Financial Ombudsman Service

    I am upset and angry that the Financial...

    Started by Lucky7even, 23rd October 2015 13:11
    financial, not, ombudsman, service, the, use, warning
    • Replies: 6
    • Views: 2,714
    23rd October 2015, 19:53 Go to last post

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