Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

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Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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Threads 1 to 25 of 127

The Consumer Forums: M&S Cards

  1. M+S Sent my CCA return to someone else - now offering 20??

    Hi, Please see attached. Your comments would...

    Started by thestarinn, 4th May 2018 20:15
    • Replies: 11
    • Views: 6,923
    11th August 2018, 11:11 Go to last post
  2. M & S have written off my card debt!!

    I have just had a phone call from M&S bank...

    Started by floridagirl, 13th April 2018 17:10
    • Replies: 6
    • Views: 2,343
    21st April 2018, 00:31 Go to last post
  3. Second M&S PPI form

    Has anyone been asked to fill in a second...

    Started by Seminole, 26th October 2017 13:14
    second
    • Replies: 17
    • Views: 8,316
    24th January 2018, 19:11 Go to last post
  4. Lowell& M+S card CCA request reply - is this a winner

    Further to a cca request to Lowell, see my...

    Started by Robbo3577, 21st October 2017 13:17
    cca, lowell, reply, request, this, winner
    • Replies: 7
    • Views: 2,890
    28th October 2017, 15:41 Go to last post
  5. moorcroft chaing OH's M+S card debt

    hi all i am writting this on behalf of my...

    Started by marco23, 7th June 2017 18:19
    collection, debt, moorcroft
    • Replies: 7
    • Views: 6,196
    7th June 2017, 21:08 Go to last post
  6. DG sols for M+S card claimform - previously Discontinued Claim

    please can someone help me i have read...

    Started by dillon21, 8th December 2009 21:53
    7 Pages
    1 2 3 4 5 ... 7
    calling, card, left, scotcall
    • Replies: 138
    • Views: 45,134
    9th September 2016, 22:15 Go to last post
  7. Old M&S Card debt how to handle it?

    My situation is my last and only statement I...

    Started by Karma!, 12th June 2016 12:12
    old debt
    • Replies: 12
    • Views: 4,971
    13th June 2016, 13:32 Go to last post
  8. Old M&S Store Card. Can I still claim late payment charges back?

    Hi, I'm very late to the claim back...

    Started by LadyDay, 23rd October 2014 11:59
    • Replies: 5
    • Views: 6,224
    12th June 2016, 12:15 Go to last post
  9. HSM v M&S Credit Card

    Sent off my CCA request on 29.09.09 only to...

    Started by Still_surviving, 8th October 2009 13:13
    5 Pages
    1 2 3 4 5
    • Replies: 84
    • Views: 51,613
    11th June 2016, 14:13 Go to last post
  10. M&S credit Card now with Arrow Global

    letter on the mat from M&S stating that ...

    Started by dazza1011, 31st March 2016 16:36
    • Replies: 3
    • Views: 4,654
    31st March 2016, 18:16 Go to last post
  11. Littleme V M&S Can someone please advise on these....document!!

    Hi all, I have various credit card debt...

    Started by littleme33, 12th November 2009 21:39
    4 Pages
    1 2 3 4
    • Replies: 73
    • Views: 26,178
    24th March 2016, 15:38 Go to last post
  12. Moorcroft have applied CCA fee as a payment!!

    Hi, I am in the process of responding to...

    Started by cfs_too, 19th August 2013 13:58
    2 Pages
    1 2
    1st, credit
    • Replies: 23
    • Views: 20,711
    10th March 2016, 04:03 Go to last post
  13. Marks and Spencer Personal Reserve Debt - Some Help Please

    Hi had great help on my other threads so...

    Started by B733, 5th November 2014 18:42
    2 Pages
    1 2
    • Replies: 21
    • Views: 16,034
    6th March 2016, 08:59 Go to last post
  14. Wescot and M+S debt

    Can anyone advise me on a letter I received...

    Started by linz17, 10th February 2016 21:46
    wescot
    • Replies: 2
    • Views: 5,024
    10th February 2016, 22:45 Go to last post
  15. HFO CAPITAL/services/turnbull CCJ(1 Viewing) 

    hello all, im new to CAG so please be...

    Started by melmumof3, 4th April 2009 12:10
    34 Pages
    1 2 3 4 5 ... 34
    • Replies: 665
    • Views: 63,886
    28th July 2015, 02:32 Go to last post
  16. Marks & Spencer personal reserve with chqbook

    Hi Apologies if I posted this in wrong...

    Started by Rayn2036, 8th May 2015 13:08
    • Replies: 5
    • Views: 8,421
    28th May 2015, 20:02 Go to last post
  17. M+S Default Removal

    Hi Guys, I had a dispute with an M&S...

    Started by Harry May, 27th March 2015 13:11
    default, removal
    • Replies: 12
    • Views: 7,076
    12th April 2015, 21:46 Go to last post
  18. M&S Credit Card failed/botched balance transfer

    Hello. Can anybody help me? This is my...

    Started by nat_haffler, 19th December 2014 23:02
    balance transfer, balance transfer fail, clydesdale, credit cards, m&s
    • Replies: 3
    • Views: 6,611
    29th December 2014, 13:30 Go to last post
  19. 1st Credit threats on 12k M+S loan from 2005

    1st Credit recently bought an 12K M & S...

    Started by apc01, 8th October 2014 15:11
    1st, credit, threats
    • Replies: 6
    • Views: 6,818
    8th October 2014, 18:05 Go to last post
  20. is my card statute barred - SCotland

    Hi all Need a bit of advice please...

    Started by SRR1972, 11th July 2014 01:00
    case, strange
    • Replies: 8
    • Views: 6,311
    11th July 2014, 09:46 Go to last post
  21. Another Sigma Claim Form - M+S card

    This is my journey In 2009 M & S send me...

    Started by hammyhound, 22nd January 2012 11:16
    4 Pages
    1 2 3 4
    anyone, claim, developments, form, further, sigma, with
    • Replies: 66
    • Views: 24,523
    27th June 2014, 19:24 Go to last post
  22. M&S Credit card debt

    Hi everyone, I am a bit of a newbie and I...

    Started by Gilly35, 25th March 2014 13:53
    m&s money default debt
    • Replies: 0
    • Views: 5,720
    25th March 2014, 13:53 Go to last post
  23. M & S address for PPI complaint

    Hi I had a loan with M&S taken out about...

    Started by suvin50, 7th March 2014 20:29
    • Replies: 2
    • Views: 5,825
    7th March 2014, 22:04 Go to last post
  24. M&S loan letter from Moorcroft

    I have received a letter from Moorcroft...

    Started by mostlygrumpy, 22nd November 2013 18:31
    2 Pages
    1 2
    • Replies: 28
    • Views: 12,811
    15th February 2014, 20:18 Go to last post
  25. A Pre 2007 M+S Credit Card & Now Debt

    I wonder if someone can give me some advice....

    Started by Equinox1, 10th January 2014 18:34
    2007, card, credit, pre, signature, wrong
    • Replies: 17
    • Views: 8,488
    6th February 2014, 18:32 Go to last post

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