Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 7th February 2019
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  2. 14th June 2018
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Threads 1 to 25 of 155

The Consumer Forums: Hardship applications

If you have applied for a charges refund on the basis of the FSA hardship provision - or are considering doing so, then please tell the rest of us about it.

  1. Sticky Threads
  2. Sticky Thread Sticky: Consumer Action Group Flyer

    CAG Flyer A4 CAG Flyer A5

    Started by stu007, 9th May 2014 22:27
    • Replies: 0
    • Views: 2,934
    9th May 2014, 22:27 Go to last post
  3. Forum Threads
  1. Struggling re Santander overdraft charges and repayment of loan.

    I'm at the end of my tether. I'm with...

    Started by Vixen7, 17th October 2017 00:41
    • Replies: 5
    • Views: 7,377
    19th October 2017, 04:07 Go to last post
  2. Charges

    Hi. Can anybody give me a definitive...

    Started by D.J.F., 31st August 2017 01:34
    charges
    • Replies: 0
    • Views: 1,216
    31st August 2017, 01:34 Go to last post
  3. Halifax Bank Charges problem

    Hi all I have been away on holiday and I...

    Started by petelyn, 15th June 2016 14:03
    • Replies: 1
    • Views: 4,133
    16th June 2016, 16:41 Go to last post
  4. Halifax Bank Charges

    Hi all again, After winning my claim with...

    Started by Ftgab19, 13th January 2015 20:05
    bank, charges, halifax
    • Replies: 9
    • Views: 8,950
    11th April 2016, 00:47 Go to last post
  5. Bank is not answering my hardship case

    Hello everyone, From last 5 years I am in...

    Started by epman, 10th February 2014 11:55
    answering, bank, case, hardship, not
    • Replies: 7
    • Views: 4,483
    1st April 2016, 22:38 Go to last post
  6. claiming back bank charges from HSBC

    Hi there I am new to this, I have...

    Started by natrey, 11th March 2014 21:39
    back, bank, charges, claiming
    • Replies: 2
    • Views: 5,671
    25th August 2015, 23:05 Go to last post
  7. financial hardship & severe mental Health-URGENT ADVICE NEEDED PLS

    Hello Everyone, I hope this has gone in...

    Started by frocklady, 9th June 2015 18:57
    financial, hardship
    • Replies: 5
    • Views: 2,544
    10th June 2015, 19:25 Go to last post
  8. Hardship Claim

    I,m wanting to put in a claim to my bank,for...

    Started by gillandstew, 2nd October 2014 11:43
    claim, hardship
    • Replies: 2
    • Views: 7,214
    8th October 2014, 23:00 Go to last post
  9. HSBC charging and treatment of customer

    Had a VERY upsetting afternoon. I suffer...

    Started by Vampyra, 7th March 2014 17:31
    advice, and, charging, claim, customer, hardship, hsbc, treatment
    • Replies: 16
    • Views: 7,807
    31st May 2014, 18:46 Go to last post
  10. Exclamation Severe mental health issues & reclaiming bank charges

    I have been living on incapacity benefit and...

    Started by sammy990, 19th May 2014 23:01
    charges, health, issues, mental, severe
    • Replies: 1
    • Views: 1,930
    26th May 2014, 22:44 Go to last post
  11. Lightbulb Hardship Application

    I am 80 years old with mortgage arrears, ...

    Started by Debtmountain, 18th March 2014 17:23
    application, hardship
    • Replies: 17
    • Views: 6,660
    20th March 2014, 20:00 Go to last post
  12. A Claim For Hardship?

    Hi everyone, this is my first post. ...

    Started by dwc123, 24th April 2013 23:59
    claim, for, hardship
    • Replies: 3
    • Views: 3,309
    1st February 2014, 17:04 Go to last post
  13. Hardship claim after account defaulted and sold on

    Just a thought going through my head as...

    Started by new-me2010, 23rd November 2013 13:17
    account, and, defaulted, hardship, sold
    • Replies: 1
    • Views: 2,305
    25th November 2013, 00:06 Go to last post
  14. hardship / statue barred

    Could someone clarify this as I was asked by...

    Started by new-me2010, 23rd October 2013 14:53
    barred, hardship, statue
    • Replies: 3
    • Views: 2,219
    17th November 2013, 23:26 Go to last post
  15. Reclaim of 6 years bank charges Lloyds

    Hi there, I have been considering...

    Started by dizzy, 13th August 2012 22:27
    bank, charges, lloyds, reclaim, years
    • Replies: 8
    • Views: 5,827
    16th October 2013, 11:02 Go to last post
  16. Lloyds bank and daughter

    Hi Guys More money problems in our house...

    Started by meg&mog, 1st September 2013 13:50
    • Replies: 5
    • Views: 2,614
    19th September 2013, 01:29 Go to last post
  17. Hardship claim rejection. Help please.

    I submitted a claim for between 800 and...

    Started by JibTeenuc, 29th August 2013 17:37
    claim, hardship, help, please, rejection
    • Replies: 1
    • Views: 1,894
    19th September 2013, 00:43 Go to last post
  18. Barclays Bank Business

    I asked the bank to refund charges on the...

    Started by belgarion22, 6th September 2013 17:49
    bank, barclays, business
    • Replies: 1
    • Views: 2,210
    19th September 2013, 00:38 Go to last post
  19. Making repayments via payplan but LTSB harassing

    I have been making payments on two unsecured...

    Started by gibsonsg, 23rd November 2012 20:25
    • Replies: 5
    • Views: 3,416
    22nd July 2013, 17:12 Go to last post
  20. Unhappy Lloyds bank has been taking my benefits for some time to pay fees and charges.

    Hi Everyone, I am new to this but after...

    Started by confused mum 1562, 15th June 2013 19:23
    • Replies: 2
    • Views: 2,619
    16th June 2013, 03:08 Go to last post
  21. Barclays repeat reclaim

    I was successful in 2006 in reclaiming...

    Started by mossysue, 8th November 2011 19:27
    • Replies: 4
    • Views: 4,532
    5th June 2013, 20:59 Go to last post
  22. Co-op account default charges

    I will write to co-op on 3 June 2013 to...

    Started by brownjames, 2nd June 2013 16:30
    • Replies: 2
    • Views: 2,040
    2nd June 2013, 23:46 Go to last post
  23. RBS hardship claim

    Hi All, I have been fighting with RBS...

    Started by pudsey7, 15th May 2013 23:44
    claim, hardship, rbs
    • Replies: 3
    • Views: 3,768
    19th May 2013, 19:28 Go to last post
  24. Halifax - refusal to wipe 30!

    Hello all, I have recently had 30.00...

    Started by Perks30, 2nd May 2013 16:36
    30, halifax, refusal, wipe
    • Replies: 1
    • Views: 3,647
    2nd May 2013, 16:52 Go to last post
  25. co-op and hardship

    I have lost in total about 200.00 and bank...

    Started by jimjim5, 31st December 2012 02:30
    • Replies: 2
    • Views: 3,850
    30th March 2013, 00:50 Go to last post

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