Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads

  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)(1 Viewing) 

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 08:30
    • Replies: 0
    • Views: 10,078
    NewsBot
    13th July 2017, 08:30 Go to last post

  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 09:53
    3 Pages •
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 61,730
    Ford
    2nd May 2017, 18:29 Go to last post

  4. Sticky Thread Sticky: Closed: CAG PDL Reclaim Guide - Indepth Step By Step(1 Viewing) 

    The Consumer Action Group Guide to Payday...

    Started by fkofilee‎, 1st December 2016 23:53
    2016, cag, guide, indepth, pdl, reclaim, step 1 Attachment(s)
    • Replies: 0
    • Views: 22,787
    fkofilee
    1st December 2016, 23:53 Go to last post

  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 19:10
    2 Attachment(s)
    • Replies: 1
    • Views: 17,485
    citizenB
    14th December 2015, 19:15 Go to last post

  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 09:52
    • Replies: 2
    • Views: 18,911
    citizenB
    17th November 2015, 19:50 Go to last post

  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 20:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 15,788
    citizenB
    23rd September 2015, 20:40 Go to last post

  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 21:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 27,077
    citizenB
    22nd September 2015, 15:54 Go to last post

  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 10:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 8,856
    citizenB
    22nd September 2015, 10:37 Go to last post

  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 19:21
    2 Pages •
    1 2
    • Replies: 30
    • Views: 39,763
    tawnyowl
    22nd December 2013, 11:07 Go to last post

  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 09:58
    • Replies: 1
    • Views: 40,472
    sequenci
    30th April 2012, 18:20 Go to last post
  12. Forum Threads

  1. Lending Stream GDPR failure***Success***

    Well fellow caggers it seams like lending...

    Started by jon8214‎, 25th June 2018 12:52
    2 Pages •
    1 2
    failure, gdpr, lending, stream
    • Replies: 35
    • Views: 3,507
    Andyorch
    15th September 2018, 13:22 Go to last post

  2. Instant Cash Loans / BW Legal

    Hi, a couple of questions, I got a pay...

    Started by rintyrad‎, 27th June 2018 13:49
    4 Pages •
    1 2 3 4
    bwlegal, moneshop 3 Attachment(s)
    • Replies: 62
    • Views: 1,920
    dx100uk
    14th September 2018, 20:14 Go to last post

  3. Oakam Irresponsible Lending

    I emailed Oakam about 6 weeks ago regarding...

    Started by mikeyb101‎, 13th September 2018 13:42
    irresponsible, lending, oakam
    • Replies: 2
    • Views: 246
    mikeyb101
    13th September 2018, 14:13 Go to last post

  4. Asset collections and Avant loan settlement figures

    I previously took Avant credit to the FOS...

    Started by Gensk121‎, 1st August 2018 20:40
    2 Pages •
    1 2
    1 Attachment(s)
    • Replies: 21
    • Views: 1,442
    Gensk121
    12th September 2018, 11:56 Go to last post

  5. Moriarty Law and notice of assignment

    I got a payday loan from PoundsTillPayday in...

    Started by Jhawc24‎, 11th September 2018 16:52
    • Replies: 2
    • Views: 217
    dx100uk
    11th September 2018, 18:00 Go to last post

  6. 247 Moneybox . Paid money they didn’t claim it said I didn’t pay HELP!!!!

    Back in 2015 (10th of October) I took out a...

    Started by sheila87‎, 5th September 2018 13:55
    • Replies: 10
    • Views: 440
    dx100uk
    5th September 2018, 19:31 Go to last post

  7. Amigo Loans - Irresponsible lending

    Hi all, I just wondered if anyone had...

    Started by rintyrad‎, 4th September 2018 08:55
    amigo, irresponsible, lending, loans
    • Replies: 3
    • Views: 422
    Andyorch
    4th September 2018, 14:55 Go to last post

  8. Wonga Has Gone Into Administration...

    Its been a long time coming but one of the...

    Started by fkofilee‎, 26th August 2018 20:55
    administration, gone, has, into, tick, wonga
    • Replies: 9
    • Views: 1,270
    fkofilee
    2nd September 2018, 10:25 Go to last post

  9. Exclamation PRAC/BW Letter of Claim - Old Payday UK PDL

    Greetings my fellow Acting Consumers :) ...

    Started by acting_consumer‎, 20th August 2018 15:40
    legal, prac 2 Attachment(s)
    • Replies: 15
    • Views: 719
    dx100uk
    30th August 2018, 11:05 Go to last post

  10. Payday Loans - Irresponsible Lending Help

    Hi all, I was posting about CCA request...

    Started by mpolly99‎, 1st August 2018 00:25
    2 Pages •
    1 2
    help, irresponsible, lending, loans, payday 1 Attachment(s)
    • Replies: 21
    • Views: 1,521
    dx100uk
    29th August 2018, 23:53 Go to last post

  11. Wonga considering "all options" after reports suggested it was on the brink of collapse.

    Its been a long time coming but one of the...

    Started by fkofilee‎, 30th August 2018 17:23
    tick
    • Replies: -
    • Views: -
    dale1988
    28th August 2018, 10:23 Go to last post

  12. Irresponsible Lending Claim response OAKAM

    Hello some may remember my posts before...

    Started by hamilton20010‎, 23rd July 2018 17:57
    claim, irresponsible, lending, oakam, response 1 Attachment(s)
    • Replies: 3
    • Views: 900
    AlbertH
    28th August 2018, 04:36 Go to last post

  13. Irresponsible Lending Claim due to 7 PDL company loans over gambling

    Hello all, really hoping for some advice on...

    Started by hamilton20010‎, 14th May 2018 14:10
    2 Pages •
    1 2
    claim, irresponsible, lending 3 Attachment(s)
    • Replies: 39
    • Views: 3,492
    AlbertH
    28th August 2018, 04:24 Go to last post

  14. Safety Net Credit Help

    I have a loan with Safety Net Credit I...

    Started by fred76‎, 25th June 2017 12:23
    credit, help, net, safety
    • Replies: 12
    • Views: 5,609
    dx100uk
    26th August 2018, 01:06 Go to last post

  15. Lowell recorded a second default for the same debt 118 PDL debt

    Hi there, Yesterday I received a letter...

    Started by Velli‎, 21st August 2018 12:30
    admission, backdate, being, debt, default, for, lowell, owner, recorded, request, same, second, the
    • Replies: 15
    • Views: 1,105
    dx100uk
    23rd August 2018, 17:42 Go to last post

  16. Several PDL's defaulted

    Hello I have a few pdl's listed below...

    Started by clint1974‎, 22nd August 2018 10:45
    defaulted, pdl, several
    • Replies: 1
    • Views: 305
    dx100uk
    22nd August 2018, 10:49 Go to last post

  17. Random default from 118118Money - unfair?

    Hi All, I took out an unsecured loan with...

    Started by afrokid‎, 16th August 2018 11:27
    • Replies: 4
    • Views: 644
    dx100uk
    16th August 2018, 13:31 Go to last post

  18. PDL Over 6 Years - Decision awaiting?

    Hi All, I've got numerous claims on going...

    Started by dale1988‎, 14th August 2018 19:03
    awaiting, decision, over, pdl, years
    • Replies: 3
    • Views: 499
    fkofilee
    14th August 2018, 20:31 Go to last post

  19. BW Legal/PRAC/Payday UK

    I took a loan out with this company 2 weeks...

    Started by hammyhound‎, 1st June 2014 09:38
    2 Pages •
    1 2
    hilarious, legal, payday, prac 1 Attachment(s)
    • Replies: 23
    • Views: 4,773
    hammyhound
    12th August 2018, 17:05 Go to last post

  20. Amigo Loans

    Hi...I am hoping someone can give me some...

    Started by shel978‎, 6th August 2018 18:59
    amigo, loans
    • Replies: 3
    • Views: 551
    silverfox1961
    7th August 2018, 09:47 Go to last post

  21. Removing QQ & Arvato Financial Solutions debt

    Hi, back in 2014 I took a short term...

    Started by skylinegtr‎, 30th May 2018 14:04
    removing 1 Attachment(s)
    • Replies: 11
    • Views: 1,337
    dx100uk
    6th August 2018, 16:12 Go to last post

  22. Peachy adjudicator response

    Hello so i filed an IRL claim to peachy...

    Started by hamilton20010‎, 4th August 2018 14:13
    adjudicator, peachy, response 1 Attachment(s)
    • Replies: 4
    • Views: 589
    renegadeimp
    4th August 2018, 23:03 Go to last post

  23. Mr lender - IRL ombudsman response

    some may be familiar that i filed an IRL...

    Started by hamilton20010‎, 4th August 2018 06:43
    irl, lender, ombudsman, response 1 Attachment(s)
    • Replies: 2
    • Views: 462
    fkofilee
    4th August 2018, 13:04 Go to last post

  24. Payday loan help

    I'm hoping you people can give m3 some...

    Started by Hellsbells1327‎, 2nd August 2018 22:45
    help, loan, payday
    • Replies: 5
    • Views: 502
    fkofilee
    3rd August 2018, 13:28 Go to last post

  25. Lendingstream reappears after 7 years

    I am sorry if this isn't supposed to be in...

    Started by MissLunatic‎, 23rd July 2018 10:15
    after, lendingstream, reappears, years
    • Replies: 5
    • Views: 617
    dx100uk
    23rd July 2018, 14:48 Go to last post

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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