Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 12th November 2018
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    689
  2. 14th June 2018
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Threads 1 to 25 of 3132

The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)

    Fraudsters are using the details of firms we...

    Started by NewsBot, 13th July 2017 09:30
    • Replies: 0
    • Views: 11,168
    13th July 2017, 09:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13, 10th July 2013 10:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 62,616
    2nd May 2017, 19:29 Go to last post
  4. Sticky Thread Sticky: Closed: CAG PDL Reclaim Guide - Indepth Step By Step

    The Consumer Action Group Guide to Payday...

    Started by fkofilee, 2nd December 2016 00:53
    • Replies: 0
    • Views: 24,349
    2nd December 2016, 00:53 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB, 17th November 2015 20:10
    • Replies: 1
    • Views: 18,116
    14th December 2015, 20:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB, 11th November 2015 10:52
    • Replies: 2
    • Views: 19,545
    17th November 2015, 20:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB, 23rd September 2015 21:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 16,255
    23rd September 2015, 21:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci, 7th August 2013 22:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 27,468
    22nd September 2015, 16:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB, 22nd September 2015 11:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 9,160
    22nd September 2015, 11:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by Tawnyowl, 14th July 2013 20:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 40,508
    22nd December 2013, 12:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci, 16th November 2010 10:58
    • Replies: 1
    • Views: 40,842
    30th April 2012, 19:20 Go to last post
  12. Forum Threads
  1. Lending stream reclaim of payday loan interest

    I recently emailed Lending Stream to reclaim...

    Started by kkatiew, 31st October 2018 01:09
    • Replies: 7
    • Views: 591
    31st October 2018, 21:56 Go to last post
  2. Multiple PDLs, spiraling debt

    Hi All. Looking for some advice if...

    Started by king_olaf, 23rd February 2018 14:09
    • Replies: 18
    • Views: 2,416
    25th October 2018, 01:08 Go to last post
  3. +20 PDLs - Irresponsible lending advice please

    Good afternoon, I have been a regular...

    Started by skyblue2027, 14th April 2018 19:20
    2 Pages
    1 2
    • Replies: 39
    • Views: 5,034
    18th October 2018, 01:15 Go to last post
  4. 118118 Loan

    I have been offered a 2k loan with 118118 -...

    Started by tezza1234, 14th October 2018 12:26
    118118, loan
    • Replies: 2
    • Views: 639
    15th October 2018, 20:07 Go to last post
  5. Peachy IRL complaint - they want banks statements etc etc??

    Hi all Sorry if this is in the wrong...

    Started by katie2401, 15th October 2018 13:40
    complaint, peachy
    • Replies: 1
    • Views: 401
    15th October 2018, 17:24 Go to last post
  6. Door step lenders

    Hi all, Please forgive me if this post is...

    Started by nicurro, 10th October 2018 13:07
    door, lenders, step
    • Replies: 6
    • Views: 607
    11th October 2018, 16:14 Go to last post
  7. Mr Lender 2016 loan now SLL Capital have put a default on my credit file

    Me again, So out of the blue SLL Capital...

    Started by rintyrad, 27th September 2018 17:00
    2016, capital, credit, default, file, have, lender, loan, now, put, sll
    • Replies: 15
    • Views: 936
    27th September 2018, 19:07 Go to last post
  8. Instant Cash Loans / BW Legal

    Hi, a couple of questions, I got a pay...

    Started by rintyrad, 27th June 2018 14:49
    4 Pages
    1 2 3 4
    • Replies: 66
    • Views: 2,667
    26th September 2018, 15:21 Go to last post
  9. Oakam Irresponsible Lending

    I emailed Oakam about 6 weeks ago regarding...

    Started by mikeyb101, 13th September 2018 14:42
    irresponsible, lending, oakam
    • Replies: 4
    • Views: 629
    25th September 2018, 15:21 Go to last post
  10. Lending Stream GDPR failure***Success***

    Well fellow caggers it seams like lending...

    Started by jon8214, 25th June 2018 13:52
    2 Pages
    1 2
    failure, gdpr, lending, stream
    • Replies: 35
    • Views: 4,090
    15th September 2018, 14:22 Go to last post
  11. Asset collections and Avant loan settlement figures

    I previously took Avant credit to the FOS...

    Started by Gensk121, 1st August 2018 21:40
    2 Pages
    1 2
    • Replies: 21
    • Views: 1,921
    12th September 2018, 12:56 Go to last post
  12. Pounds till Pay day Complaint - no response

    So far I have had several successes with...

    Started by Jhawc24, 19th March 2016 18:11
    complaint, day, pay, pounds, response, till
    • Replies: 7
    • Views: 1,840
    11th September 2018, 19:00 Go to last post
  13. 247 Moneybox . Paid money they didnít claim it said I didnít pay HELP!!!!

    Back in 2015 (10th of October) I took out a...

    Started by sheila87, 5th September 2018 14:55
    • Replies: 10
    • Views: 623
    5th September 2018, 20:31 Go to last post
  14. Amigo Loans - Irresponsible lending

    Hi all, I just wondered if anyone had...

    Started by rintyrad, 4th September 2018 09:55
    amigo, irresponsible, lending, loans
    • Replies: 3
    • Views: 639
    4th September 2018, 15:55 Go to last post
  15. Wonga Has Gone Into Administration...

    Its been a long time coming but one of the...

    Started by fkofilee, 26th August 2018 21:55
    administration, gone, has, into, tick, wonga
    • Replies: 9
    • Views: 1,634
    2nd September 2018, 11:25 Go to last post
  16. Exclamation PRAC/BW Letter of Claim - Old Payday UK PDL

    Greetings my fellow Acting Consumers :) ...

    Started by acting_consumer, 20th August 2018 16:40
    • Replies: 15
    • Views: 959
    30th August 2018, 12:05 Go to last post
  17. Payday Loans - Irresponsible Lending Help

    Hi all, I was posting about CCA request...

    Started by mpolly99, 1st August 2018 01:25
    2 Pages
    1 2
    • Replies: 21
    • Views: 1,738
    30th August 2018, 00:53 Go to last post
  18. Wonga considering "all options" after reports suggested it was on the brink of collapse.

    Its been a long time coming but one of the...

    Started by fkofilee, 30th August 2018 18:23
    tick
    • Replies: -
    • Views: -
    28th August 2018, 11:23 Go to last post
  19. Irresponsible Lending Claim response OAKAM

    Hello some may remember my posts before...

    Started by hamilton20010, 23rd July 2018 18:57
    • Replies: 3
    • Views: 1,045
    28th August 2018, 05:36 Go to last post
  20. Irresponsible Lending Claim due to 7 PDL company loans over gambling

    Hello all, really hoping for some advice on...

    Started by hamilton20010, 14th May 2018 15:10
    2 Pages
    1 2
    • Replies: 39
    • Views: 4,138
    28th August 2018, 05:24 Go to last post
  21. Safety Net Credit Help

    I have a loan with Safety Net Credit I...

    Started by fred76, 25th June 2017 13:23
    credit, help, net, safety
    • Replies: 12
    • Views: 7,191
    26th August 2018, 02:06 Go to last post
  22. Lowell recorded a second default for the same debt 118 PDL debt

    Hi there, Yesterday I received a letter...

    Started by Velli, 21st August 2018 13:30
    admission, backdate, being, debt, default, for, lowell, owner, recorded, request, same, second, the
    • Replies: 15
    • Views: 1,408
    23rd August 2018, 18:42 Go to last post
  23. Several PDL's defaulted

    Hello I have a few pdl's listed below...

    Started by clint1974, 22nd August 2018 11:45
    defaulted, pdl, several
    • Replies: 1
    • Views: 428
    22nd August 2018, 11:49 Go to last post
  24. Random default from 118118Money - unfair?

    Hi All, I took out an unsecured loan with...

    Started by afrokid, 16th August 2018 12:27
    • Replies: 4
    • Views: 821
    16th August 2018, 14:31 Go to last post
  25. PDL Over 6 Years - Decision awaiting?

    Hi All, I've got numerous claims on going...

    Started by dale1988, 14th August 2018 20:03
    awaiting, decision, over, pdl, years
    • Replies: 3
    • Views: 670
    14th August 2018, 21:31 Go to last post

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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