Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 14th June 2018
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Threads 1 to 25 of 9299

The Consumer Forums: General

Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.

Sub-Forums Threads / Posts  Last Post

  1. If you have been transfered to the Mercantile court then you can discuss it here. If your cases has been stayed pending a test casse - then also you can discuss it here.

    Forum Actions:

    Forum Statistics:

    • Threads: 102
    • Posts: 2,507
  2. If you have applied for a charges refund on the basis of the FSA hardship provision - or are considering doing so, then please tell the rest of us about it.

    Forum Actions:

    Forum Statistics:

    • Threads: 153
    • Posts: 1,254
  3. Use this forum to discuss your case if it has been stayed or if you have overcome an order to stay. Please do post your story in the appropriate bank forum as well

    Forum Actions:

    Forum Statistics:

    • Threads: 118
    • Posts: 1,038
  4. Claims by businesses for the return of bank charges may pose special problems. Discuss your problems here,as well as other business bank account issues.

    Forum Actions:

    Forum Statistics:

    • Threads: 309
    • Posts: 5,148
    1. Post here your questions or experiences related to opening or maintaining a business account.Please start your own thread.

      Forum Actions:

      Forum Statistics:

      • Threads: 16
      • Posts: 126
    2. Agreements/contracts/hire purchase etc and other non bank related problems.

      Forum Actions:

      Forum Statistics:

      • Threads: 45
      • Posts: 371
    3. Did your bank require you to sign a PG ? post details here in your own thread.

      Forum Actions:

      Forum Statistics:

      • Threads: 13
      • Posts: 120
  1. Sticky Threads
  2. Sticky Thread Sticky: Knobbling MPs and Wannabes

    Although Parliament has been dissolved, MPs...

    Started by phoenix11, 6th April 2010 15:50
    • Replies: 14
    • Views: 30,295
    27th July 2016, 10:20 Go to last post
  3. Sticky Thread Sticky: Nine UK banks launch fee-free accounts

    Nine High Street banks and building ...

    Started by Michael Browne, 18th January 2016 15:42
    accounts, banks, fee, free, launch, nine
    • Replies: 5
    • Views: 12,003
    4th February 2016, 22:44 Go to last post
  4. Sticky Thread Sticky: Government Virus Warning

    Below is a Warning from the UK Government. ...

    Started by Conniff, 3rd June 2014 17:22
    government, virus, warning
    • Replies: 3
    • Views: 17,700
    4th June 2014, 03:35 Go to last post
  5. Sticky Thread Sticky: Consumer Action Group Flyer

    CAG Flyer A4 CAG Flyer A5

    Started by stu007, 9th May 2014 22:24
    • Replies: 0
    • Views: 12,246
    9th May 2014, 22:24 Go to last post
  6. Sticky Thread Sticky: Banks, Building Societies, Mortgages, Loans: Who Owns Who

    Alphabetical list of Banks & Building...

    Started by Michael Browne, 17th December 2007 22:08
    • Replies: 6
    • Views: 41,954
    22nd April 2011, 09:19 Go to last post
  7. Sticky Thread Sticky: Spreadsheet with interest

    Due to a lot of queries regarding interest I...

    Started by bram stoker, 11th May 2006 13:51
    78 Pages
    1 2 3 4 5 ... 78
    • Replies: 1,555
    • Views: 511,999
    22nd February 2011, 15:01 Go to last post
  8. Sticky Thread Sticky: CEO E-mail addresses

    With many thanks to Kiptower. CEO e-mail...

    Started by Mr lex, 10th June 2009 10:48
    • Replies: 2
    • Views: 28,734
    15th February 2011, 21:31 Go to last post
  9. Sticky Thread Sticky: Letter for an application for consideration for hardship

    http://www.consumeractiongroup.co.uk/forum/ba...

    Started by Mr lex, 1st August 2008 12:37
    • Replies: 2
    • Views: 30,301
    4th December 2010, 17:43 Go to last post
  10. Sticky Thread Sticky: Closed: Data disclosure survey -important - Please help!

    We are hearing from many people now that...

    Started by BankFodder, 28th June 2009 08:28
    • Replies: 0
    • Views: 22,131
    28th June 2009, 08:28 Go to last post
  11. Sticky Thread Sticky: Closed: The following are probably unenforceable penalties:-

    Terms in mobile phone contracts which you...

    Started by BankFodder, 6th September 2008 13:54
    • Replies: 0
    • Views: 26,125
    6th September 2008, 13:54 Go to last post
  12. Sticky Thread Sticky: Affect of charges refunds on benefit claims.

    Thanks to Joa for the following information:

    Started by zootscoot, 12th April 2007 13:39
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 69,998
    20th August 2008, 16:53 Go to last post
  13. Sticky Thread Sticky: Closed: Glossary of Abbreviations used in forums

    More and more of the discussions in threads...

    Started by blueskies, 10th September 2006 19:34
    • Replies: 0
    • Views: 34,134
    10th September 2006, 19:34 Go to last post
  14. Forum Threads
  1. 6 year limit - Has anyone gone to ICO to challenge?

    Hello. Many of us suspect that banks hold...

    Started by craigten, 7th April 2018 17:39
    • Replies: 9
    • Views: 1,617
    4th November 2018, 21:09 Go to last post
  2. Loan repayments taken early

    Hi Can anyone advise regarding loan...

    Started by taylorit, 12th October 2018 16:52
    early, loan, repayments, taken
    • Replies: 6
    • Views: 777
    13th October 2018, 00:52 Go to last post
  3. Another bank account closed I'm concerned

    Hello, recently my NatWest bank account was...

    Started by thecookiemonster, 21st August 2018 13:16
    account, another, bank, closed, concerned
    • Replies: 9
    • Views: 1,630
    14th September 2018, 12:27 Go to last post
  4. Citibank CPA

    Citibank does not have a large presence in...

    Started by pj2017, 14th August 2018 10:35
    citibank, cpa
    • Replies: 4
    • Views: 666
    14th August 2018, 23:31 Go to last post
  5. Will banks 'remember' my bad debt

    I was wondering if banks will remember my...

    Started by fletch70, 28th July 2018 21:40
    bad, banks, debt, remember, will
    • Replies: 4
    • Views: 909
    8th August 2018, 14:46 Go to last post
  6. Section 75 Consumer Credit Act 1974

    When you use Booking.com there is an...

    Started by smallclaimshero, 3rd August 2018 14:50
    1974, act, consumer, credit, section
    • Replies: 3
    • Views: 505
    3rd August 2018, 18:12 Go to last post
  7. SAR - proof of ID & ICO

    Hello Caggers just after a bit of guidance,...

    Started by vortexvelocity, 25th July 2018 13:24
    proof, sar
    • Replies: 10
    • Views: 752
    26th July 2018, 10:10 Go to last post
  8. NRam

    I have read your valuable information with...

    Started by savannah2009, 12th July 2018 22:55
    nram
    • Replies: 9
    • Views: 909
    14th July 2018, 00:13 Go to last post
  9. credit card charges template

    Hi, I know it's very likely me being a...

    Started by Cait116, 11th July 2018 15:29
    card, charges, credit, template
    • Replies: 2
    • Views: 450
    11th July 2018, 15:36 Go to last post
  10. Statute barred debts and set-off

    Hi, I had a good number of credit card...

    Started by A.Rocketblast, 3rd July 2018 19:38
    and, barred, debts, off, set, statute
    • Replies: 1
    • Views: 681
    3rd July 2018, 20:51 Go to last post
  11. Question Re Section 77A Consumer Credit Act

    I had a fixed term loan between 2010 and...

    Started by ripitts, 14th June 2018 17:29
    77a, act, consumer, credit, question, section
    • Replies: 4
    • Views: 1,060
    15th June 2018, 01:08 Go to last post
  12. Closed: Interest Charges during Section 75 claim

    Afternoon All, I hope everyone has having...

    Started by uklad2018, 28th May 2018 14:28
    2 Pages
    1 2
    charges, claim, during, interest, section
    • Replies: 33
    • Views: 2,200
    31st May 2018, 18:40 Go to last post
  13. Bank closed my accounts and now have to wait for my money.

    Hi, I have had my bank accounts closed...

    Started by Zoom2018, 30th May 2018 14:36
    accounts, and, bank, closed, for, have, money, now, wait
    • Replies: 3
    • Views: 766
    31st May 2018, 15:02 Go to last post
  14. can i reclaim charges older than 6 years?

    hi all ive been reading this thread on...

    Started by zubo, 5th May 2018 09:54
    2 Pages
    1 2
    • Replies: 22
    • Views: 3,798
    13th May 2018, 01:56 Go to last post
  15. Is there a process for late/unfair credi card/bank charges

    hi all I am working through my PPI claims...

    Started by zubo, 3rd May 2018 22:24
    bank, card, charges, credi, for, late, process, there, unfair
    • Replies: 2
    • Views: 1,042
    3rd May 2018, 22:56 Go to last post
  16. Making a Subject Access Request

    Hello I need to make a Subject Access...

    Started by lisadp1970, 30th April 2018 10:58
    access, making, request, subject
    • Replies: 3
    • Views: 1,369
    30th April 2018, 11:23 Go to last post
  17. Bank won't refund 900 based on Email fraud. Any come back?

    Hi All Really appreciate your help on...

    Started by D1ngle, 19th April 2018 15:49
    any, 900, back, bank, based, come, email, fraud, refund, won
    • Replies: 3
    • Views: 1,098
    20th April 2018, 15:24 Go to last post
  18. Friend gave 4 digit number to fraudster&lost money

    Hi all, I have a lovely friend who made a...

    Started by craigten, 22nd March 2018 21:56
    digit, fraudster, friend, gave, number
    • Replies: 5
    • Views: 1,554
    24th March 2018, 23:10 Go to last post
  19. Companies Storing CC/DC Details

    Hi, Is there a law where companies have...

    Started by Braveheart2009, 24th March 2018 13:05
    companies, details, storing
    • Replies: 2
    • Views: 1,047
    24th March 2018, 14:10 Go to last post
  20. Old debt taken over by Nautilus Investment Holdings LTD

    Hi I'm wanting some advice on an old debt...

    Started by Binxy2, 8th March 2018 10:09
    2 Pages
    1 2
    • Replies: 25
    • Views: 2,468
    8th March 2018, 14:38 Go to last post
  21. Annual credit card statements

    Need for annual credit card statements as...

    Started by Old Cogger, 3rd March 2018 16:18
    annual, card, credit, statements
    • Replies: 5
    • Views: 1,884
    3rd March 2018, 20:04 Go to last post
  22. Warning Issue over lost/stolen Contactless Cards

    Banks have admitted that thieves are able to...

    Started by dx100uk, 24th February 2018 01:54
    cards, contactless, issue, lost, over, stolen, warning
    • Replies: 9
    • Views: 1,398
    24th February 2018, 19:23 Go to last post
  23. Basic Bank account- no credit check

    Hi Came across this recently. For...

    Started by unclebulgaria67, 18th February 2018 15:34
    account, bank, basic, check, credit
    • Replies: 1
    • Views: 1,597
    19th February 2018, 19:29 Go to last post
  24. New overdraft alerts as CMA banking rules come into force 2nd Feb 2018

    New overdraft alerts as CMA banking rules...

    Started by stu007, 3rd February 2018 01:09
    alerts, banking, cma, come, force, into, new, overdraft, rules
    • Replies: 1
    • Views: 1,760
    3rd February 2018, 01:47 Go to last post
  25. Fraud on my Master Card

    I stupidly sent 300 to Olsson Capital....

    Started by scotsmac, 9th January 2018 11:09
    card, fraud, master
    • Replies: 2
    • Views: 2,115
    9th January 2018, 11:36 Go to last post

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