Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 7th February 2019
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  2. 14th June 2018
    Views:
    71,663
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Threads 1 to 25 of 2501

The Consumer Forums: Credit Reference Agencies

Experian, Equifax, CallCredit etc

  1. Sticky Threads
  2. Sticky Thread Sticky: Online Credit Reports for just 2(2 Viewing) 

    https://www.gov.uk/government/news/online-cre...

    Started by citizenB, 9th May 2015 12:06
    • Replies: 17
    • Views: 29,389
    30th January 2018, 19:51 Go to last post
  3. Sticky Thread Sticky: Closed: Credit Reference Agency Guide - The A Z of Understanding and Managing your rating

    The Consumer Action Group Guide to...

    Started by fkofilee, 3rd October 2017 23:03
    • Replies: 0
    • Views: 4,399
    3rd October 2017, 23:03 Go to last post
  4. Sticky Thread Sticky: Closed: Free Credit Reports For Life You Say?

    Well the day has arrived.... The world is...

    Started by fkofilee, 16th April 2017 21:21
    • Replies: 0
    • Views: 7,202
    16th April 2017, 21:21 Go to last post
  5. Sticky Thread Sticky: Closed: @ExperianExperts Settled Or Satisfied? That Is The Question...

    Many questions have been raised about Credit...

    Started by fkofilee, 26th February 2016 17:50
    • Replies: 0
    • Views: 6,961
    26th February 2016, 17:50 Go to last post
  6. Sticky Thread Sticky: Closed: Consumer Credit (Credit Reference Agency) Regulations 2000.

    Inaccurate credit files If you believe...

    Started by Andyorch, 2nd September 2015 23:24
    2000, agency, consumer, credit, reference, regulations
    • Replies: 0
    • Views: 7,036
    2nd September 2015, 23:24 Go to last post
  7. Sticky Thread Sticky: Closed: Equifax tips for consumers

    http://www.equifax.co.uk/About-us/Press_relea...

    Started by MARTIN3030, 26th June 2011 19:58
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 43,558
    18th February 2015, 13:48 Go to last post
  8. Thumbs up Sticky Thread Sticky: CAG CRA S.A.R Club

    If I wanted to S.A.R - (Subject Access...

    Started by sosumi, 31st August 2007 22:15
    65 Pages
    1 2 3 4 5 ... 65
    • Replies: 1,292
    • Views: 257,193
    3rd December 2012, 07:38 Go to last post
  9. Thumbs up Sticky Thread Sticky: 'C.R.A.'s Archiving Our Data Over 6 Years Old'

    This thread has emerged out of Sosumi's...

    Started by renegotiation, 29th March 2008 01:12
    3 Pages
    1 2 3
    • Replies: 54
    • Views: 54,057
    25th November 2012, 11:42 Go to last post
  10. Sticky Thread Sticky: Closed: Guidance index: data protection, privacy and electronic communications

    This is guidance for business from the...

    Started by MARTIN3030, 5th September 2011 10:18
    • Replies: 0
    • Views: 12,964
    5th September 2011, 10:18 Go to last post
  11. Exclamation Sticky Thread Sticky: N Hunter Limited - The Secret Credit Reference Agency!(1 Viewing) 

    N Hunter Limited (now owned by the Experian...

    Started by TheAnalyst, 17th June 2008 15:16
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 133
    • Views: 150,019
    26th August 2011, 14:28 Go to last post
  12. Forum Threads
  1. Hard credit application search when no application was made

    I recently went on Nat West website to...

    Started by afcwben, 11th February 2019 15:54
    application, credit, hard, made, search, was, when
    • Replies: 1
    • Views: 443
    13th February 2019, 17:04 Go to last post
  2. Credit Score Went Down After Application Declined

    Hi Guys In November, I applied for a post...

    Started by Zinnia, 9th February 2019 21:40
    after, application, credit, declined, down, score, went
    • Replies: 5
    • Views: 485
    10th February 2019, 01:56 Go to last post
  3. Equifax electoral roll question

    On Equifax in green it says i have been on...

    Started by rintyrad, 5th February 2019 09:13
    electoral, equifax, question, roll
    • Replies: 10
    • Views: 578
    8th February 2019, 19:36 Go to last post
  4. UK Credit Repair websites - can you really remove bad credit from your file just like that?(1 Viewing) 

    Hi Mine and my husbands credit rating is...

    Started by lisadp1970, 18th February 2011 23:38
    • Replies: 9
    • Views: 11,194
    20th December 2018, 12:33 Go to last post
  5. Experian

    Do experian have to let you see your credit...

    Started by rintyrad, 3rd December 2018 09:55
    experian
    • Replies: 9
    • Views: 800
    6th December 2018, 13:12 Go to last post
  6. Utility Bill Issues

    Hi, In 2013 I received a default from a...

    Started by Grinchy, 21st August 2018 17:46
    bill, issues, utility
    • Replies: 2
    • Views: 943
    24th November 2018, 11:33 Go to last post
  7. La Redoute CRA data removal

    Hi Has anyone successfully had erroneous...

    Started by wakeyshakey, 6th June 2018 12:01
    2 Pages
    1 2
    cra, data, laredoute, removal
    • Replies: 25
    • Views: 3,342
    6th September 2018, 20:08 Go to last post
  8. @ExperianExperts CCJ dropped off 1 year ago but account was never set to default

    Hi all, I'm hoping someone can please advise...

    Started by rockyboy, 5th September 2018 12:55
    account, ago, but, ccj, default, dropped, never, off, set, was, year
    • Replies: 5
    • Views: 849
    5th September 2018, 15:45 Go to last post
  9. Volkswagon Finance issued wrongful CCJ.

    After checking my credit report in March...

    Started by Luco19, 20th June 2018 00:04
    • Replies: 9
    • Views: 1,711
    17th August 2018, 20:11 Go to last post
  10. default dates

    Hi, can anyone tell me if ...

    Started by cuchiandme, 18th May 2018 19:35
    6 Pages
    1 2 3 4 5 ... 6
    about, changing, credit, dates, default, file, query, score
    • Replies: 103
    • Views: 8,513
    31st July 2018, 11:53 Go to last post
  11. CRA post bankruptcy

    Could anybody offer any advice or experience...

    Started by ceborame, 24th July 2018 21:54
    • Replies: 3
    • Views: 944
    25th July 2018, 02:22 Go to last post
  12. Mistaken identity has ruined my credit report for a 3rd time !!!

    Good Morning everyone, My situation is...

    Started by Luco19, 12th April 2018 06:43
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 133
    • Views: 10,312
    15th July 2018, 19:58 Go to last post
  13. Unknown Financial connection

    I have been checking my credit files mainly...

    Started by shortwoman68, 11th July 2018 21:05
    • Replies: 12
    • Views: 1,293
    12th July 2018, 22:15 Go to last post
  14. ID Theft - CRA reports

    This seemed like the best forum for this...

    Started by Ethel Street, 23rd June 2018 12:44
    cra, reports, theft
    • Replies: 6
    • Views: 1,220
    24th June 2018, 12:19 Go to last post
  15. Angry Lowell claimform - old vanquis debt **WON** but still trashing credit file

    Hello Caggers! Back in January I went to...

    Started by pluribus, 15th June 2018 15:53
    court, decision, ignoring, lowells
    • Replies: 9
    • Views: 1,755
    20th June 2018, 01:06 Go to last post
  16. Clarity and advice needed re: unpaid defaults

    I have two unpaid defaults from August 2012...

    Started by tom100, 18th June 2018 23:35
    advice, and, clarity, defaults, needed, unpaid
    • Replies: 15
    • Views: 1,355
    19th June 2018, 14:49 Go to last post
  17. How long for a cancelled CCJ to come off credit report?

    Hi all, I had a judgement registered...

    Started by catscratch, 6th June 2018 10:56
    • Replies: 18
    • Views: 1,721
    7th June 2018, 00:39 Go to last post
  18. Change on my credit report that I do not understand

    I am really sorry if I have posted this in...

    Started by frances333, 4th June 2018 10:33
    • Replies: 5
    • Views: 1,125
    4th June 2018, 15:57 Go to last post
  19. Equifax not charging for statutory credit reports?

    Hi I seem to have been the victim of...

    Started by fletch70, 23rd May 2018 16:49
    • Replies: 4
    • Views: 1,247
    23rd May 2018, 21:47 Go to last post
  20. Duplicate entries on credit file

    Probably a daft question, but can a debt...

    Started by newdad, 15th May 2018 19:06
    credit, duplicate, entries, file
    • Replies: 2
    • Views: 1,098
    15th May 2018, 19:13 Go to last post
  21. DCA still reporting to CRA after I won successful court claim.

    I recently won against PRAC financial in a...

    Started by minionherder, 27th April 2018 15:14
    after, claim, court, cra, dca, reporting, still, successful, won
    • Replies: 1
    • Views: 1,248
    27th April 2018, 15:18 Go to last post
  22. Long standing debts and defaults

    Hi All... I hope you can help... I'll try to...

    Started by 1966PH, 26th April 2018 13:49
    and, debts, defaults, long, standing
    • Replies: 5
    • Views: 1,390
    26th April 2018, 17:29 Go to last post
  23. Barclaycard/Link Financial default date confusion

    Hi I am looking for some help in...

    Started by rd076, 12th April 2018 14:58
    barclaycard, confusion, date, default, financial, link
    • Replies: 3
    • Views: 1,244
    12th April 2018, 16:17 Go to last post
  24. Talking Should Account Defaults match Credit Reference Agency Entries?

    Hello All I defaulted on a credit card in...

    Started by comebackjimmy, 21st February 2018 18:21
    account, agency, credit, defaults, entries, match, reference, should
    • Replies: 5
    • Views: 1,817
    8th March 2018, 14:25 Go to last post
  25. Old Orange a/c - number codes on credit report

    It's only a niggle but it's really niggling...

    Started by hightail, 7th March 2018 19:42
    codes, credit, number, old, orange, report
    • Replies: 9
    • Views: 1,354
    8th March 2018, 12:57 Go to last post

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