Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

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Patricia Pearl - Small Claims Procedure - A Practical Guide


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The Consumer Forums: Credit Reference Agencies

  1. Sticky Threads
  2. Sticky Thread Sticky: Online Credit Reports for just 2

    https://www.gov.uk/government/news/online-cre...

    Started by citizenB‎, 9th May 2015 11:06
    • Replies: 17
    • Views: 25,355
    fkofilee
    30th January 2018, 18:51 Go to last post
  3. Sticky Thread Sticky: Closed: Credit Reference Agency Guide - The A Z of Understanding and Managing your rating

    The Consumer Action Group Guide to...

    Started by fkofilee‎, 3rd October 2017 22:03
    • Replies: 0
    • Views: 3,290
    fkofilee
    3rd October 2017, 22:03 Go to last post
  4. Sticky Thread Sticky: Closed: Free Credit Reports For Life You Say?

    Well the day has arrived.... The world is...

    Started by fkofilee‎, 16th April 2017 20:21
    • Replies: 0
    • Views: 6,105
    fkofilee
    16th April 2017, 20:21 Go to last post
  5. Sticky Thread Sticky: Closed: @ExperianExperts Settled Or Satisfied? That Is The Question...

    Many questions have been raised about Credit...

    Started by fkofilee‎, 26th February 2016 16:50
    • Replies: 0
    • Views: 5,781
    fkofilee
    26th February 2016, 16:50 Go to last post
  6. Sticky Thread Sticky: Closed: Consumer Credit (Credit Reference Agency) Regulations 2000.

    Inaccurate credit files If you believe...

    Started by Andyorch‎, 2nd September 2015 22:24
    2000, agency, consumer, credit, reference, regulations
    • Replies: 0
    • Views: 5,707
    Andyorch
    2nd September 2015, 22:24 Go to last post
  7. Sticky Thread Sticky: Closed: Equifax tips for consumers

    http://www.equifax.co.uk/About-us/Press_relea...

    Started by MARTIN3030‎, 26th June 2011 18:58
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 39,504
    tallorder
    18th February 2015, 12:48 Go to last post
  8. Thumbs up Sticky Thread Sticky: CAG CRA S.A.R Club

    If I wanted to S.A.R - (Subject Access...

    Started by sosumi‎, 31st August 2007 21:15
    65 Pages
    1 2 3 4 5 ... 65
    • Replies: 1,292
    • Views: 246,522
    joesoap
    3rd December 2012, 06:38 Go to last post
  9. Thumbs up Sticky Thread Sticky: 'C.R.A.'s Archiving Our Data Over 6 Years Old'

    This thread has emerged out of Sosumi's...

    Started by renegotiation‎, 29th March 2008 00:12
    3 Pages
    1 2 3
    • Replies: 54
    • Views: 50,360
    BRIGADIER2JCS
    25th November 2012, 10:42 Go to last post
  10. Sticky Thread Sticky: Closed: Guidance index: data protection, privacy and electronic communications

    This is guidance for business from the...

    Started by MARTIN3030‎, 5th September 2011 09:18
    • Replies: 0
    • Views: 11,579
    MARTIN3030
    5th September 2011, 09:18 Go to last post
  11. Exclamation Sticky Thread Sticky: N Hunter Limited - The Secret Credit Reference Agency!

    N Hunter Limited (now owned by the Experian...

    Started by TheAnalyst‎, 17th June 2008 14:16
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 133
    • Views: 142,558
    davidscreditfile
    26th August 2011, 13:28 Go to last post
  12. Forum Threads
  1. default dates(6 Viewing) 

    Hi, can anyone tell me if ...

    Started by cuchiandme‎, 18th May 2018 18:35
    4 Pages
    1 2 3 4
    about, changing, credit, dates, default, file, query, score
    • Replies: 77
    • Views: 3,016
    dx100uk
    Today, 10:58 Go to last post
  2. Are Experian breaching DPA/GDPR ?

    After requesting my credit report in April i...

    Started by Luco19‎, 22nd June 2018 20:54
    2 Pages
    1 2
    • Replies: 26
    • Views: 1,310
    steveod
    15th July 2018, 22:15 Go to last post
  3. Noddle Electoral Roll changed without permission ??

    I check my credit reports quite often and in...

    Started by Luco19‎, 20th June 2018 20:15
    changed, electoral, noddle, permission, roll, without
    • Replies: 5
    • Views: 555
    Luco19
    15th July 2018, 18:58 Go to last post
  4. Unknown Financial connection

    I have been checking my credit files mainly...

    Started by shortwoman68‎, 11th July 2018 20:05
    • Replies: 12
    • Views: 502
    shortwoman68
    12th July 2018, 21:15 Go to last post
  5. ID Theft - CRA reports

    This seemed like the best forum for this...

    Started by Ethel Street‎, 23rd June 2018 11:44
    cra, reports, theft
    • Replies: 6
    • Views: 479
    silverfox1961
    24th June 2018, 11:19 Go to last post
  6. O2 refusing to remove incorrect data from credit report.

    Having some issues with O2 as of March this...

    Started by Luco19‎, 20th June 2018 19:48
    credit, data, from, incorrect, refusing, remove, report
    • Replies: 5
    • Views: 968
    Luco19
    23rd June 2018, 20:06 Go to last post
  7. Mistaken identity has ruined my credit report for a 3rd time !!!

    Good Morning everyone, My situation is...

    Started by Luco19‎, 12th April 2018 05:43
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 127
    • Views: 5,781
    citizenB
    20th June 2018, 20:23 Go to last post
  8. Volkswagon Finance issued wrongful CCJ.

    After checking my credit report in March...

    Started by Luco19‎, 19th June 2018 23:04
    • Replies: 8
    • Views: 556
    BankFodder
    20th June 2018, 11:51 Go to last post
  9. Angry Lowell claimform - old vanquis debt **WON** but still trashing credit file

    Hello Caggers! Back in January I went to...

    Started by pluribus‎, 15th June 2018 14:53
    court, decision, ignoring, lowells
    • Replies: 9
    • Views: 823
    dx100uk
    20th June 2018, 00:06 Go to last post
  10. Clarity and advice needed re: unpaid defaults

    I have two unpaid defaults from August 2012...

    Started by tom100‎, 18th June 2018 22:35
    advice, and, clarity, defaults, needed, unpaid
    • Replies: 15
    • Views: 516
    dx100uk
    19th June 2018, 13:49 Go to last post
  11. La Redoute CRA data removal

    Hi Has anyone successfully had erroneous...

    Started by wakeyshakey‎, 6th June 2018 11:01
    cra, data, laredoute, removal
    • Replies: 16
    • Views: 986
    wakeyshakey
    14th June 2018, 17:53 Go to last post
  12. How long for a cancelled CCJ to come off credit report?

    Hi all, I had a judgement registered...

    Started by catscratch‎, 6th June 2018 09:56
    • Replies: 18
    • Views: 625
    ploddertom
    6th June 2018, 23:39 Go to last post
  13. Change on my credit report that I do not understand

    I am really sorry if I have posted this in...

    Started by frances333‎, 4th June 2018 09:33
    • Replies: 5
    • Views: 489
    frances333
    4th June 2018, 14:57 Go to last post
  14. Equifax not charging for statutory credit reports?

    Hi I seem to have been the victim of...

    Started by fletch70‎, 23rd May 2018 15:49
    • Replies: 4
    • Views: 551
    fletch70
    23rd May 2018, 20:47 Go to last post
  15. Duplicate entries on credit file

    Probably a daft question, but can a debt...

    Started by newdad‎, 15th May 2018 18:06
    credit, duplicate, entries, file
    • Replies: 2
    • Views: 543
    Andyorch
    15th May 2018, 18:13 Go to last post
  16. DCA still reporting to CRA after I won successful court claim.

    I recently won against PRAC financial in a...

    Started by minionherder‎, 27th April 2018 14:14
    after, claim, court, cra, dca, reporting, still, successful, won
    • Replies: 1
    • Views: 617
    dx100uk
    27th April 2018, 14:18 Go to last post
  17. Long standing debts and defaults

    Hi All... I hope you can help... I'll try to...

    Started by 1966PH‎, 26th April 2018 12:49
    and, debts, defaults, long, standing
    • Replies: 5
    • Views: 610
    dx100uk
    26th April 2018, 16:29 Go to last post
  18. Barclaycard/Link Financial default date confusion

    Hi I am looking for some help in...

    Started by rd076‎, 12th April 2018 13:58
    barclaycard, confusion, date, default, financial, link
    • Replies: 3
    • Views: 552
    Andyorch
    12th April 2018, 15:17 Go to last post
  19. Talking Should Account Defaults match Credit Reference Agency Entries?

    Hello All I defaulted on a credit card in...

    Started by comebackjimmy‎, 21st February 2018 17:21
    account, agency, credit, defaults, entries, match, reference, should
    • Replies: 5
    • Views: 1,087
    ericsbrother
    8th March 2018, 13:25 Go to last post
  20. Old Orange a/c - number codes on credit report

    It's only a niggle but it's really niggling...

    Started by hightail‎, 7th March 2018 18:42
    codes, credit, number, old, orange, report
    • Replies: 9
    • Views: 694
    hightail
    8th March 2018, 11:57 Go to last post
  21. Totallymoney Credit Score - missing data?

    Just seeing if anyone has been using...

    Started by rippedoff15‎, 4th March 2018 21:39
    credit, score
    • Replies: 3
    • Views: 843
    ericsbrother
    5th March 2018, 08:34 Go to last post
  22. Petition to Regulate Credit Reference Agencies

    Hi All, A petition to regulate Credit...

    Started by afcwben‎, 7th February 2018 12:09
    agencies, credit, petition, reference, regulate
    • Replies: 3
    • Views: 1,143
    Andyorch
    7th February 2018, 22:23 Go to last post
  23. months displayed on credit file

    On my credit file I have a couple of credit...

    Started by conwaytwitty‎, 25th January 2018 09:55
    credit, displayed, file, months
    • Replies: 4
    • Views: 1,536
    dx100uk
    25th January 2018, 12:42 Go to last post
  24. Credit Reference Agencies..... Confusion

    I regularly check my credit report with...

    Started by Jim Davis‎, 17th January 2018 20:38
    confusion, cra
    • Replies: 6
    • Views: 1,197
    Jim Davis
    18th January 2018, 17:56 Go to last post
  25. Bill:rent & council tax reporting to cras

    Creditworthiness Assessment Bill 2017-19 ...

    Started by dieantwort‎, 24th November 2017 16:12
    • Replies: 1
    • Views: 1,511
    Ford
    24th November 2017, 19:00 Go to last post


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