Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: Credit Reference Agencies

  1. Sticky Threads
  2. Sticky Thread Sticky: Online Credit Reports for just 2(2 Viewing) 

    https://www.gov.uk/government/news/online-cre...

    Started by citizenB‎, 9th May 2015 11:06
    • Replies: 17
    • Views: 22,760
    fkofilee
    30th January 2018, 18:51 Go to last post
  3. Sticky Thread Sticky: Closed: Credit Reference Agency Guide - The A Z of Understanding and Managing your rating

    The Consumer Action Group Guide to...

    Started by fkofilee‎, 3rd October 2017 22:03
    • Replies: 0
    • Views: 2,602
    fkofilee
    3rd October 2017, 22:03 Go to last post
  4. Sticky Thread Sticky: Closed: Free Credit Reports For Life You Say?

    Well the day has arrived.... The world is...

    Started by fkofilee‎, 16th April 2017 20:21
    • Replies: 0
    • Views: 5,318
    fkofilee
    16th April 2017, 20:21 Go to last post
  5. Sticky Thread Sticky: Closed: @ExperianExperts Settled Or Satisfied? That Is The Question...

    Many questions have been raised about Credit...

    Started by fkofilee‎, 26th February 2016 16:50
    • Replies: 0
    • Views: 5,167
    fkofilee
    26th February 2016, 16:50 Go to last post
  6. Sticky Thread Sticky: Closed: Consumer Credit (Credit Reference Agency) Regulations 2000.

    Inaccurate credit files If you believe...

    Started by Andyorch‎, 2nd September 2015 22:24
    2000, agency, consumer, credit, reference, regulations
    • Replies: 0
    • Views: 5,036
    Andyorch
    2nd September 2015, 22:24 Go to last post
  7. Sticky Thread Sticky: Closed: Equifax tips for consumers

    http://www.equifax.co.uk/About-us/Press_relea...

    Started by MARTIN3030‎, 26th June 2011 18:58
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 37,721
    tallorder
    18th February 2015, 12:48 Go to last post
  8. Thumbs up Sticky Thread Sticky: CAG CRA S.A.R Club

    If I wanted to S.A.R - (Subject Access...

    Started by sosumi‎, 31st August 2007 21:15
    65 Pages
    1 2 3 4 5 ... 65
    • Replies: 1,292
    • Views: 240,531
    joesoap
    3rd December 2012, 06:38 Go to last post
  9. Thumbs up Sticky Thread Sticky: 'C.R.A.'s Archiving Our Data Over 6 Years Old'

    This thread has emerged out of Sosumi's...

    Started by renegotiation‎, 29th March 2008 00:12
    3 Pages
    1 2 3
    • Replies: 54
    • Views: 48,914
    BRIGADIER2JCS
    25th November 2012, 10:42 Go to last post
  10. Sticky Thread Sticky: Closed: Guidance index: data protection, privacy and electronic communications

    This is guidance for business from the...

    Started by MARTIN3030‎, 5th September 2011 09:18
    • Replies: 0
    • Views: 10,813
    MARTIN3030
    5th September 2011, 09:18 Go to last post
  11. Exclamation Sticky Thread Sticky: N Hunter Limited - The Secret Credit Reference Agency!

    N Hunter Limited (now owned by the Experian...

    Started by TheAnalyst‎, 17th June 2008 14:16
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 133
    • Views: 139,520
    davidscreditfile
    26th August 2011, 13:28 Go to last post
  12. Forum Threads
  1. Mistaken identity has ruined my credit report for a 3rd time !!!(1 Viewing) 

    Good Morning everyone, My situation is...

    Started by Luco19‎, 12th April 2018 05:43
    4 Pages
    1 2 3 4
    3rd, credit, for, has, identity, mistaken, report, ruined, time
    • Replies: 62
    • Views: 1,410
    BankFodder
    Yesterday, 18:06 Go to last post
  2. Late Payment Record On Credit File

    Hi all, im hoping someone maybe able to help...

    Started by davehoward79‎, 20th April 2018 14:34
    credit, file, late, late payment, mortgage, payment, record, shortfall
    • Replies: -
    • Views: -
    davehoward79
    20th April 2018, 14:28 Go to last post
  3. Credit Reference Agency Shortfall Status

    Hi all, im hoping someone maybe able to help...

    Started by davehoward79‎, 18th April 2018 18:59
    agency, credit, reference, shortfall, status
    • Replies: -
    • Views: -
    davehoward79
    18th April 2018, 15:43 Go to last post
  4. Barclaycard/Link Financial default date confusion

    Hi I am looking for some help in...

    Started by rd076‎, 12th April 2018 13:58
    barclaycard, confusion, date, default, financial, link
    • Replies: 3
    • Views: 255
    Andyorch
    12th April 2018, 15:17 Go to last post
  5. Does it help to have a default marked as satisfied?

    Hi Just received my credit file and after...

    Started by maddie210‎, 8th March 2018 14:38
    default, does, have, help, marked, satisfied
    • Replies: 10
    • Views: 830
    maddie210
    9th March 2018, 11:22 Go to last post
  6. Talking Should Account Defaults match Credit Reference Agency Entries?

    Hello All I defaulted on a credit card in...

    Started by comebackjimmy‎, 21st February 2018 17:21
    account, agency, credit, defaults, entries, match, reference, should
    • Replies: 5
    • Views: 774
    ericsbrother
    8th March 2018, 13:25 Go to last post
  7. Old Orange a/c - number codes on credit report

    It's only a niggle but it's really niggling...

    Started by hightail‎, 7th March 2018 18:42
    codes, credit, number, old, orange, report
    • Replies: 9
    • Views: 377
    hightail
    8th March 2018, 11:57 Go to last post
  8. Totallymoney Credit Score - missing data?

    Just seeing if anyone has been using...

    Started by rippedoff15‎, 4th March 2018 21:39
    credit, score
    • Replies: 3
    • Views: 509
    ericsbrother
    5th March 2018, 08:34 Go to last post
  9. Petition to Regulate Credit Reference Agencies

    Hi All, A petition to regulate Credit...

    Started by afcwben‎, 7th February 2018 12:09
    agencies, credit, petition, reference, regulate
    • Replies: 3
    • Views: 634
    Andyorch
    7th February 2018, 22:23 Go to last post
  10. months displayed on credit file

    On my credit file I have a couple of credit...

    Started by conwaytwitty‎, 25th January 2018 09:55
    credit, displayed, file, months
    • Replies: 4
    • Views: 856
    dx100uk
    25th January 2018, 12:42 Go to last post
  11. Credit Reference Agencies..... Confusion

    I regularly check my credit report with...

    Started by Jim Davis‎, 17th January 2018 20:38
    confusion, cra
    • Replies: 6
    • Views: 847
    Jim Davis
    18th January 2018, 17:56 Go to last post
  12. Bill:rent & council tax reporting to cras

    Creditworthiness Assessment Bill 2017-19 ...

    Started by dieantwort‎, 24th November 2017 16:12
    • Replies: 1
    • Views: 1,226
    Ford
    24th November 2017, 19:00 Go to last post
  13. DSAR Delaying agenda National Hunter

    Sent a DSAR to National Hunter. This DSAR...

    Started by obiter dictum‎, 18th November 2017 19:11
    agenda, delaying, dsar, hunter, national
    • Replies: 4
    • Views: 1,162
    ericsbrother
    20th November 2017, 11:03 Go to last post
  14. New Late payments markers!!!

    Hi I hope someone on here can help me with...

    Started by fredsed‎, 25th October 2017 18:00
    • Replies: 5
    • Views: 1,265
    fredsed
    19th November 2017, 17:06 Go to last post
  15. 'Settled' debt/closed accounts-request removal or is it automatic?

    Rather than bankruptcy*at this stage, I...

    Started by confusedbunny‎, 31st July 2017 22:32
    • Replies: 7
    • Views: 2,279
    Ford
    4th November 2017, 15:31 Go to last post
  16. Noddle Short Term Loans

    Noddle seem to list normal long term loans...

    Started by catquest‎, 25th October 2017 09:11
    loans, noddle, short, term
    • Replies: 2
    • Views: 998
    fkofilee
    27th October 2017, 18:04 Go to last post
  17. Credit score Vs Offer of employment

    In 2008, I entered a DMP, never missed a...

    Started by Justin Time‎, 25th October 2017 05:17
    credit, employment, offer, score
    • Replies: 4
    • Views: 1,182
    Justin Time
    26th October 2017, 04:48 Go to last post
  18. Default drop offs

    Hi guys If a default date is 23rd October...

    Started by toshyboy‎, 23rd October 2017 19:43
    • Replies: 2
    • Views: 1,010
    toshyboy
    24th October 2017, 09:36 Go to last post
  19. What is the point of checking your credit file??

    You are encouraged to check your credit file...

    Started by robingetz‎, 29th September 2017 13:32
    checking, credit, file, point, the, what, your
    • Replies: 13
    • Views: 2,009
    Old Cogger
    16th October 2017, 11:36 Go to last post
  20. Free trial credit reports from Callcredit-warning to all about links to PDL Companies.

    It appears that there are a number of...

    Started by MARTIN3030‎, 16th November 2011 12:48
    • Replies: 9
    • Views: 4,692
    ericsbrother
    5th October 2017, 11:05 Go to last post
  21. RSS feed Equifax replaces staff after data breach

    More...

    Started by NewsBot‎, 17th September 2017 08:30
    • Replies: 1
    • Views: 1,087
    ericsbrother
    18th September 2017, 11:49 Go to last post
  22. Default filed by bt at old address on credit report, but I DID inform them!

    Hi all I'll keep this as short as I can...

    Started by GaryHatesPaypal‎, 31st August 2017 18:19
    • Replies: 2
    • Views: 5,038
    GaryHatesPaypal
    31st August 2017, 20:29 Go to last post
  23. Free credit report link

    Very good link for free credit report from...

    Started by cruzhughes‎, 24th August 2017 11:57
    credit, free, link, report
    • Replies: 1
    • Views: 3,179
    fkofilee
    24th August 2017, 17:08 Go to last post
  24. Deceased Person's Credit File

    Hello Everyone! As referenced in the thread...

    Started by tedney‎, 2nd August 2017 20:43
    credit, deceased, file, person
    • Replies: 18
    • Views: 3,064
    Ethel Street
    11th August 2017, 07:48 Go to last post
  25. Question About Credit File Updates

    Hi Guys, I want to apply for a 0% credit...

    Started by Zinnia‎, 15th July 2017 15:39
    about, credit, file, question, updates
    • Replies: 2
    • Views: 1,854
    dx100uk
    15th July 2017, 16:21 Go to last post


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