Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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Threads 1 to 25 of 1132

The Consumer Forums: Dealing with Debt in Scotland

Advice and guidance on Scotland specific debt issues

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: Credit Reference Agency Guide - The A Z of Understanding and Managing your rating(5 Viewing) 

    The Consumer Action Group Guide to...

    Started by fkofilee, 7th October 2017 13:08
    • Replies: 0
    • Views: 8,678
    7th October 2017, 13:08 Go to last post
  3. Sticky Thread Sticky: Closed: Bankruptcy/Sequestration: A brief guide

    What is bankruptcy? Bankruptcy is an option...

    Started by National Debtline, 13th December 2013 20:03
    • Replies: 1
    • Views: 20,205
    30th August 2016, 17:27 Go to last post
  4. Sticky Thread Sticky: Closed: Debt Management Plans: A brief guide

    What is a Debt Management Plan? A Debt...

    Started by National Debtline, 13th December 2013 15:39
    • Replies: 0
    • Views: 7,396
    13th December 2013, 15:39 Go to last post
  5. Sticky Thread Sticky: Closed: Debt Arrangement Schemes: A brief guide

    What is the Debt Arrangement Scheme? The...

    Started by National Debtline, 13th December 2013 15:26
    • Replies: 0
    • Views: 7,947
    13th December 2013, 15:26 Go to last post
  6. Sticky Thread Sticky: Closed: Trust Deeds: A brief guide

    What is a trust deed? A ‘trust deed’ is a...

    Started by National Debtline, 9th December 2013 17:35
    • Replies: 0
    • Views: 6,859
    9th December 2013, 17:35 Go to last post
  7. Sticky Thread Sticky: Closed: Credit unions - a realistic alternative to payday loans and high street banks

    Credit unions have been around in the UK...

    Started by honeybee13, 10th July 2013 10:53
    • Replies: 4
    • Views: 11,904
    25th July 2013, 13:55 Go to last post
  8. Sticky Thread Sticky: Closed: *** Getting started with your debts: A MUST READ ***

    Welcome! If you have unmanageable debts...

    Started by debt diaries, 23rd November 2011 23:53
    • Replies: 1
    • Views: 13,700
    7th January 2012, 14:19 Go to last post
  9. Exclamation Sticky Thread Sticky: Link Financial Small Claims Summons - a worthy read

    Hi I have a Scottish small claims summons...

    Started by lostinitall, 9th May 2011 18:48
    link financial, small claims
    • Replies: 19
    • Views: 9,952
    19th May 2011, 16:18 Go to last post
  10. Sticky Thread Sticky: Closed: Have you received a charge for payment/arrestment/summary warrant?

    If you have received the above you can apply...

    Started by IdaInFife, 20th February 2009 23:49
    • Replies: 0
    • Views: 26,709
    20th February 2009, 23:49 Go to last post
  11. Forum Threads
  1. Personal Guarantee "Travis Perkins" - now being called upon

    TODDLE2U ; are you still active on this...

    Started by Golf123, 2nd February 2017 17:58
    2 Pages
    1 2
    • Replies: 22
    • Views: 5,208
    2nd November 2018, 14:49 Go to last post
  2. Scottish Debt from 2002/3

    I left Scotland in August 2002, leaving...

    Started by imperium, 4th October 2018 13:36
    • Replies: 3
    • Views: 707
    5th October 2018, 13:37 Go to last post
  3. Cabot and RBS Credit card Debt - Statute barred?

    In Aug 2010, The Royal Bank of Scotland...

    Started by mikehibberd, 28th December 2016 11:58
    2 Pages
    1 2
    bank, barred, debt, statute
    • Replies: 33
    • Views: 7,607
    31st August 2018, 14:26 Go to last post
  4. PRA group/ BW legal

    Hi, I appreciate any help on this one. My...

    Started by Roadrunner2000, 30th August 2018 14:16
    • Replies: 6
    • Views: 546
    31st August 2018, 06:20 Go to last post
  5. Cabot/Nolans threatening court action - hitachi loan. Scotland

    Hi, It’s my first time here and I could...

    Started by pearly999, 21st August 2018 02:19
    • Replies: 6
    • Views: 830
    21st August 2018, 12:09 Go to last post
  6. Discharged Trustdeed & PPI Claim

    I have previously posted on the PPI board...

    Started by Iona777, 18th July 2018 12:40
    discharged, trustdeed
    • Replies: 0
    • Views: 848
    18th July 2018, 12:40 Go to last post
  7. Scott & Co Council tax wages arrestment(1 Viewing) 

    I recieved a letter from Scott & Co stating...

    Started by edinburgh09, 20th March 2009 18:47
    • Replies: 12
    • Views: 15,031
    3rd July 2018, 21:38 Go to last post
  8. debt managers/Walker Love - decree threat-o-gram - old next storecard debt

    Hello all. I am hoping for a bit of advice...

    Started by Loham, 26th June 2018 03:06
    • Replies: 15
    • Views: 1,312
    26th June 2018, 16:09 Go to last post
  9. Stirling park Council Tax Doubled - Sheriff Fees

    I had an outstanding council tax debt of...

    Started by pcombo, 22nd May 2018 13:55
    council, doubled, fees, sheriff, tax
    • Replies: 13
    • Views: 1,239
    22nd May 2018, 17:56 Go to last post
  10. first response finance car loan still showing after 10yrs - Is this legal???

    Hi all, need a little help. Way back in...

    Started by andypandy77, 23rd April 2018 22:01
    legal, this
    • Replies: 8
    • Views: 2,250
    5th May 2018, 21:06 Go to last post
  11. Barclaycard

    Hello, everyone. Barclaycard were chasing...

    Started by Slaughterhouse, 11th April 2018 15:34
    barclaycard
    • Replies: 8
    • Views: 1,622
    2nd May 2018, 10:29 Go to last post
  12. Closed: Intermediate hearing on Monday. No witness statements/evidence scotland

    I got myself into a spot of bother with the...

    Started by physicsgraduate, 3rd February 2017 19:17
    3 Pages
    1 2 3
    charge, evidence, for, hearing, intermediate, monday, money, payment, received, statements, witness
    • Replies: 42
    • Views: 27,869
    1st May 2018, 22:35 Go to last post
  13. BW/Lowell cat Debt scotland

    Hi there, I’m hoping I can get some...

    Started by Annonymum, 23rd March 2018 19:01
    • Replies: 11
    • Views: 1,785
    24th March 2018, 13:10 Go to last post
  14. Help needed with Santander

    Hi, I keep receiving letters from Santander...

    Started by craigjvc1, 15th March 2018 12:14
    • Replies: 6
    • Views: 1,095
    15th March 2018, 22:23 Go to last post
  15. Walker Love Huge CTAX Debt

    Hi there, had a terrifying experience this...

    Started by superjoe19, 17th November 2017 14:24
    2 Pages
    1 2
    debt, huge, love, walker
    • Replies: 24
    • Views: 4,737
    12th March 2018, 14:41 Go to last post
  16. Cabot/Shoos SPC Claim - Newday Aqua Card(1 Viewing) 

    Started by alandun, 11th March 2018 15:12
    • Replies: -
    • Views: -
    11th March 2018, 15:24 Go to last post
  17. sherrif officers council tax charge for payment of money

    Hi, I have a letter delivered through...

    Started by Numptienumptie, 11th January 2018 01:41
    charge, council, for, money, officers, payment, sherrif, tax
    • Replies: 12
    • Views: 3,001
    13th January 2018, 17:48 Go to last post
  18. Debts no longer on Credit File scotland - can they re-appear?

    Hi All, After many years of stressful...

    Started by scottybhoy, 15th October 2017 13:16
    appear, can, credit, debts, file, longer, they
    • Replies: 14
    • Views: 2,102
    14th December 2017, 14:10 Go to last post
  19. Marlin/Nolans chasing N Rock debt i am paying to the OC

    Hi, I have been paying off an old debt to...

    Started by Alanna101, 9th December 2017 18:17
    2 Pages
    1 2
    chasing, creditor, debt, for, marlin, original, pay, solicitor, still, that, through
    • Replies: 25
    • Views: 2,513
    11th December 2017, 18:16 Go to last post
  20. Robinson Way have changed default date Nationwide credit card debt Scotland

    I have an old Nationwide credit card debt...

    Started by jacob2406, 21st February 2017 09:02
    changed, date, default, have, robinson, way
    • Replies: 12
    • Views: 9,809
    13th November 2017, 19:50 Go to last post
  21. Das info

    just looking for some info really I have...

    Started by Colst, 16th August 2017 20:03
    das, info
    • Replies: 4
    • Views: 5,642
    17th August 2017, 16:35 Go to last post
  22. Arrows/Capquest /Shoosmiths - Halifax OD debt

    Hi anyone out there, so glad I found this...

    Started by Thepresser, 22nd July 2017 13:47
    • Replies: 7
    • Views: 4,865
    23rd July 2017, 13:12 Go to last post
  23. Help with Scott & Co.

    Hi, New to this ,,, just written a...

    Started by Rkaur77, 28th June 2017 22:03
    • Replies: 2
    • Views: 2,411
    4th July 2017, 02:23 Go to last post
  24. Highland Council using 'Date of First Order' instead of actual Sequestration date?

    Hi, I'm seeking some advice regarding...

    Started by frunko, 14th June 2017 14:20
    actual, council, date, first, highland, instead, order, sequestration, using
    • Replies: 2
    • Views: 4,090
    14th June 2017, 20:53 Go to last post
  25. Tesco credit card agreement/ caboot

    Looking for some advice please to see if...

    Started by dougie61, 6th June 2017 15:18
    • Replies: 10
    • Views: 3,116
    8th June 2017, 18:46 Go to last post

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