Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: Mortgages and Secured Loans

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: The new Homeowner Mortgage Support Scheme is now launched, great news for those with a temporary loss of income.(1 Viewing) 

    Info: Homeowners Mortgage Support (HMS)...

    Started by sequenci‎, 22nd April 2009 11:18
    3 Pages
    1 2 3
    • Replies: 45
    • Views: 60,744
    citizenB
    21st September 2015, 20:09 Go to last post
  3. Sticky Thread Sticky: Closed: Dealing with Mortgage shortfalls - Money Advice Guide (2014)

    April 2014 This guide is for you if...

    Started by citizenB‎, 22nd May 2015 12:05
    • Replies: 1
    • Views: 9,894
    citizenB
    21st September 2015, 17:00 Go to last post
  4. Sticky Thread Sticky: Closed: Preferred Mortgages - FCA rule they have to refund overcharged fees

    Has anyone seen this:...

    Started by jssandy01‎, 11th July 2015 14:04
    fca, fees, have, mortgages, overcharged, preferred, refund, rule, they
    • Replies: 8
    • Views: 13,523
    citizenB
    21st September 2015, 16:32 Go to last post
  5. Exclamation Sticky Thread Sticky: Closed: Hot news for anyone who has suffered mortgage arrears charges, irresponsible lending or other unfair lender conduct

    http://www.fsa.gov.uk/pages/Library/Communica...

    Started by BankFodder‎, 25th February 2011 21:43
    • Replies: 3
    • Views: 37,146
    dx100uk
    15th March 2015, 17:24 Go to last post
  6. Sticky Thread Sticky: Closed: Protect your house from property fraud for free - correct as at 22.09.2015

    Property fraud can happen in many ways. For...

    Started by Michael Browne‎, 15th September 2014 13:20
    • Replies: 1
    • Views: 12,676
    stu007
    16th September 2014, 00:54 Go to last post
  7. Sticky Thread Sticky: Closed: Mortgage Shortfall - important new decision

    A County Court Judge in Warrington has ruled...

    Started by ndcdavis‎, 17th November 2008 23:55
    • Replies: 12
    • Views: 19,660
    caro
    19th June 2013, 00:37 Go to last post
  8. Sticky Thread Sticky: Closed: Mike Dailly's report - Sub prime lenders continue to be charge excessively !!! Please read

    http://www.govanlc.com/DebtfarmingreportDec20...

    Started by 42man‎, 18th December 2011 11:51
    • Replies: 0
    • Views: 12,274
    42man
    18th December 2011, 11:51 Go to last post
  9. Sticky Thread Sticky: Closed: Mortgage arrears and Financial hardship-guidance from the FOS - Current at 21 September 2015

    Consumer info here ...

    Started by MARTIN3030‎, 12th October 2011 02:14
    • Replies: 0
    • Views: 11,736
    MARTIN3030
    12th October 2011, 02:14 Go to last post
  10. Sticky Thread Sticky: Closed: FSA clamp down on Unfair Mortgage Fees

    http://www.fsa.gov.uk/pubs/final/kensington.p...

    Started by caro‎, 26th May 2010 01:05
    • Replies: 0
    • Views: 15,820
    caro
    26th May 2010, 01:05 Go to last post
  11. Sticky Thread Sticky: Closed: Dealing with Mortgage / Secured Loan arrears

    Dealing with Mortgage & Secured Loan...

    Started by sequenci‎, 16th November 2007 15:05
    • Replies: 0
    • Views: 34,245
    sequenci
    16th November 2007, 15:05 Go to last post
  12. Forum Threads
  1. B+B Mortgage shortfall sold to mortgage express now DCA Chasing.

    Hi, I am not sure where to start and do...

    Started by confusedbunny‎, 25th August 2011 18:24
    11 Pages
    1 2 3 4 5 ... 11
    • Replies: 206
    • Views: 29,017
    confusedbunny
    Today, 14:45 Go to last post
  2. Mortgage Overpayment

    Hi, My partner and I have been overpaying...

    Started by RichieBoy56‎, 6th December 2017 17:12
    mortgage, overpayment
    • Replies: 3
    • Views: 668
    ericsbrother
    7th December 2017, 13:53 Go to last post
  3. Leeds Building Society "admin cost" 27.50 arrears letters fees

    From their website: "Charged to cover...

    Started by Jaxleeds‎, 21st November 2017 18:00
    3 Pages
    1 2 3
    admin, arrears, 27, building, charge, cost, every, for, leeds, letter, missed, payment, sent, society
    • Replies: 42
    • Views: 2,641
    Jaxleeds
    5th December 2017, 18:02 Go to last post
  4. NRAM advice needed

    Hi I've got an large outstanding balance...

    Started by Gwolst77‎, 20th October 2017 13:13
    2 Pages
    1 2
    • Replies: 31
    • Views: 2,392
    dx100uk
    5th December 2017, 16:34 Go to last post
  5. Balance on Paragon loan - all fees and charges.

    Hi all, I am close to paying off a...

    Started by george96‎, 2nd December 2017 11:15
    all, and, balance, charges, fees, loan
    • Replies: 3
    • Views: 497
    dx100uk
    3rd December 2017, 14:08 Go to last post
  6. Thumbs down Northern Rock_Negative Equity

    Please help! In May 2004, I took out a...

    Started by Viv229‎, 28th November 2017 12:38
    equity, negative, northern, rock
    • Replies: 4
    • Views: 514
    ericsbrother
    1st December 2017, 15:37 Go to last post
  7. shoos for Arrow chasing 11yrs old NRAM shortfall

    Can anyone advise? Ive received a letter...

    Started by robbie73w‎, 26th August 2017 18:40
    2 Pages
    1 2
    arrow, global
    • Replies: 31
    • Views: 2,374
    dx100uk
    27th November 2017, 15:59 Go to last post
  8. New Boyfriend wants to remortgage and add name to Deed

    Hi All I have been with my boyfriend...

    Started by Feelingdownandout‎, 21st November 2017 17:41
    boyfriend, deeds, new, wants
    • Replies: 19
    • Views: 1,087
    Sparks_
    25th November 2017, 14:41 Go to last post
  9. Ge money /prestige secured loan finance charges reclaim ?

    I took out a 10year secured loan from Ge...

    Started by 2017freefromdebt‎, 26th February 2017 14:49
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 9,598
    ericsbrother
    21st November 2017, 14:29 Go to last post
  10. Leeds Building Society Mortage Shortfall

    Hi, I currently have a mortage shortfall...

    Started by Riggers0162‎, 13th January 2017 10:32
    2 Pages
    1 2
    • Replies: 29
    • Views: 2,866
    sgtbush
    19th November 2017, 17:38 Go to last post
  11. Paratus amc arrears

    Has anyone had any dealings with Paratus...

    Started by Angry 2004‎, 16th November 2017 23:45
    amc, arrears, paratus
    • Replies: 3
    • Views: 587
    dx100uk
    19th November 2017, 17:31 Go to last post
  12. Mortgage Express 2004 Terms & Conditions Booklet

    Caggers, do any of you have a copy of...

    Started by Jimbo37‎, 13th November 2017 20:15
    bradford & bigley, mortgage express, terms and conditions, ukar
    • Replies: 10
    • Views: 477
    Andyorch
    14th November 2017, 12:48 Go to last post
  13. NRAM Unsecured Loan 30k - Letter received from NRAM

    Hi Last year I separated from my...

    Started by Unsureofthewayforward‎, 23rd October 2017 15:27
    • Replies: 18
    • Views: 1,814
    dx100uk
    12th November 2017, 19:10 Go to last post
  14. Shortfall Issue

    Hello - I'll try and keep this as succinct...

    Started by TYC‎, 31st October 2017 21:16
    issue, shortfall
    • Replies: 6
    • Views: 851
    TYC
    2nd November 2017, 09:34 Go to last post
  15. Mortgage & 2nd charges on property

    Just a few questions for any mortgage...

    Started by Baz1994‎, 8th July 2015 15:46
    2 Pages
    1 2
    • Replies: 20
    • Views: 7,461
    Baz1994
    24th October 2017, 16:41 Go to last post
  16. lifetime mortgage and probate

    a lifetime nationwide mortgage was purchased...

    Started by dx100uk‎, 21st October 2017 03:31
    and, lifetime, mortgage, probate
    • Replies: 2
    • Views: 666
    dx100uk
    22nd October 2017, 01:18 Go to last post
  17. Excel Counselling. What's best to do

    I've come home today to be told by my...

    Started by Sirbob00‎, 18th October 2017 19:50
    • Replies: 13
    • Views: 938
    unclebulgaria67
    19th October 2017, 16:30 Go to last post
  18. Shoos chasing 15yrs old NR shortfall - statute barred!?

    Hello, In 2007 I received a letter...

    Started by Jason Toulmin‎, 13th October 2017 15:34
    barred, not, statute
    • Replies: 12
    • Views: 970
    Jason Toulmin
    14th October 2017, 14:44 Go to last post
  19. Remortgage issue

    Hi All, I have managed to find a lender...

    Started by billywhizzm‎, 10th October 2017 15:25
    issue, remortgage
    • Replies: 5
    • Views: 797
    billywhizzm
    11th October 2017, 12:39 Go to last post
  20. Arrow going for forced sale over Assigned Debt***Resolved***

    Hi, Got paper work from Court today. Sum...

    Started by eggy12‎, 31st August 2017 21:27
    • Replies: 8
    • Views: 1,284
    Andyorch
    26th September 2017, 23:10 Go to last post
  21. Enact chasing old Shortfall - Scotland

    I had a joint mortgage with my ex, and was...

    Started by budgieman‎, 20th September 2017 14:22
    chasing, enact, old, scotland, shortfall
    • Replies: 1
    • Views: 634
    ericsbrother
    20th September 2017, 16:15 Go to last post
  22. 2nd Charge on House, can I do the following?

    Hi All, and any advice on this would be...

    Started by gamekeeper01‎, 17th September 2017 10:52
    2nd, can, charge, following, house, the
    • Replies: 11
    • Views: 1,234
    mercyblue
    19th September 2017, 18:45 Go to last post
  23. Lancashire Mortgage lender not sign agreement

    Dont want to reopen a can of worms but we do...

    Started by renewablejohn‎, 15th October 2016 13:33
    2 Pages
    1 2
    • Replies: 21
    • Views: 5,955
    renewablejohn
    7th September 2017, 10:12 Go to last post
  24. Nationwide/LMS/Gorvins solicitor quote not honoured after acceptance

    hi sorry I'm not sure where best to post...

    Started by salphy‎, 30th August 2017 15:42
    acceptance, after, gorvins, honoured, lms, nationwide, not, quote, solicitor
    • Replies: 3
    • Views: 2,445
    salphy
    1st September 2017, 11:58 Go to last post
  25. NRAM - No Consent to Let; any advice?

    Dear all I have just joined this forum in...

    Started by Maz75‎, 24th February 2014 19:27
    advice, any, consent, let, nram
    • Replies: 11
    • Views: 11,675
    Maz75
    31st August 2017, 10:37 Go to last post


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