Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: Debt Collection Agencies

Advice on how to deal with debt collectors including Moorcroft debt recovery/collection, Mercers, Robinson Way, Debt Managers Ltd, CSL, FPC, Equidebt, Rockwell, and Philips.

Our consumer debt forums offer advice on debts over 6 years old, schemes to help you repay/clear your debts, and how to make a complaint

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: Have you received threatening demands for debts older than 6 years? (A) ** updated December 2015 **

    Have you received threats of legal action in...

    Started by BankFodder‎, 30th May 2008 20:32
    • Replies: 1
    • Views: 25,885
    Doug Deeper
    20th September 2016, 10:59 Go to last post
  3. Sticky Thread Sticky: Closed: Multiple agreements falling within section 18 CCA 1974 (update)

    Multiple agreements within section 18...

    Started by citizenB‎, 7th December 2015 11:20
    • Replies: 0
    • Views: 11,992
    citizenB
    7th December 2015, 11:20 Go to last post
  4. Sticky Thread Sticky: Closed: Telephone harassment - an action plan

    It's not difficult and can even be...

    Started by BankFodder‎, 19th June 2007 11:37
    • Replies: 2
    • Views: 15,029
    citizenB
    6th December 2015, 10:43 Go to last post
  5. Sticky Thread Sticky: Closed: CSA Code Conduct - April 2014

    http://www.csa-uk.com/assets/documents/compli...

    Started by citizenB‎, 5th December 2015 19:29
    • Replies: 3
    • Views: 14,738
    citizenB
    5th December 2015, 19:41 Go to last post
  6. Sticky Thread Sticky: Closed: Financial Conduct Authority - Debt Collection Guidance

    The Financial Conduct Authority has taken...

    Started by citizenB‎, 5th December 2015 11:44
    authority, collection, conduct, debt, financial, guidance
    • Replies: 0
    • Views: 10,117
    citizenB
    5th December 2015, 11:44 Go to last post
  7. Sticky Thread Sticky: List of Creditors in the UK including Debt Collection Agencies.

    This may be helpful if you are looking for...

    Started by letsmakeamark‎, 20th October 2015 23:40
    lenders, list, the
    • Replies: 1
    • Views: 15,787
    dx100uk
    21st October 2015, 22:51 Go to last post
  8. Sticky Thread Sticky: Closed: Mental Capacity and debt

    Whilst looking to help a new poster I came...

    Started by mikeymack2002‎, 20th February 2015 19:46
    2 Pages
    1 2
    and, capacity, debt, mental
    • Replies: 20
    • Views: 26,417
    mikeymack2002
    16th September 2015, 09:31 Go to last post
  9. Sticky Thread Sticky: Closed: Statutory Demands and Lowells. ** updated December 2015**

    Statutory Demands and Lowells. Lowells...

    Started by citizenB‎, 28th October 2013 12:48
    • Replies: 2
    • Views: 21,344
    Ford
    28th October 2013, 17:24 Go to last post
  10. Lightbulb Sticky Thread Sticky: Closed: Signature demands -- fight back possible ! ?

    Good morning All this rubbish from DCA's...

    Started by Revenant‎, 24th February 2010 09:59
    2 Pages
    1 2
    • Replies: 37
    • Views: 47,216
    renegadeimp
    30th June 2012, 13:43 Go to last post
  11. Sticky Thread Sticky: Closed: ***** Getting started with your debts: A MUST READ ***** (updated December 2015)

    Welcome! If you have unmanageable debts...

    Started by sequenci‎, 9th March 2012 11:19
    • Replies: 2
    • Views: 75,505
    sequenci
    9th March 2012, 11:34 Go to last post
  12. Sticky Thread Sticky: Closed: Is My Agreement Enforceable - Useful

    Just thought i'd cut and paste this from...

    Started by 42man‎, 16th July 2007 12:32
    61 Pages
    1 2 3 4 5 ... 61
    • Replies: 1,201
    • Views: 399,440
    steven4064
    21st March 2011, 21:31 Go to last post
  13. Sticky Thread Sticky: Closed: Recording Phone calls (updated December 2015)

    I am quite sure that you may use your...

    Started by BankFodder‎, 20th November 2008 12:21
    • Replies: 2
    • Views: 49,692
    BankFodder
    21st November 2008, 11:41 Go to last post
  14. Sticky Thread Sticky: Closed: A to Z of Debt Terminology

    See ...

    Started by steven4064‎, 26th September 2008 17:43
    • Replies: 0
    • Views: 48,496
    steven4064
    26th September 2008, 17:43 Go to last post
  15. Forum Threads
  1. Lowell recorded a second default for the same debt 118 PDL debt(2 Viewing) 

    Started by Velli‎, Yesterday 12:30
    • Replies: -
    • Views: -
    dx100uk
    Yesterday, 12:51 Go to last post
  2. Hope when mental illness strikes

    I don’t know if this will be of interest,...

    Started by shedder101‎, 19th August 2018 12:19
    hope, illness, mental, strikes, when
    • Replies: 11
    • Views: 450
    shedder101
    20th August 2018, 22:24 Go to last post
  3. BW Legal /PRAC(1 Viewing) 

    Started by acting_consumer‎, 20th August 2018 15:40
    • Replies: -
    • Views: -
    dx100uk
    20th August 2018, 15:42 Go to last post
  4. Lowell Pre Legal Assessment Letters

    Hi - I've recently received three...

    Started by jackt‎, 5th February 2018 16:26
    2 Pages
    1 2
    • Replies: 37
    • Views: 5,105
    dx100uk
    17th August 2018, 20:46 Go to last post
  5. Lowell - Big Discounts - Likelihood of Going Further?

    Just after some general advice/opinions. ...

    Started by jackt‎, 17th August 2018 20:12
    big, discounts, further, going, likelihood, lowell
    • Replies: -
    • Views: -
    jackt
    17th August 2018, 20:12 Go to last post
  6. Can a Debt Collection Agency charge you for a negative review?

    Hello :wave: newbie here, My Husband & I...

    Started by August1976‎, 8th August 2018 20:05
    2 Pages
    1 2
    • Replies: 35
    • Views: 1,543
    ericsbrother
    14th August 2018, 12:13 Go to last post
  7. Capital Resolve

    Hi all newbie here recently joined to get...

    Started by Peter4877‎, 2nd August 2018 21:10
    newbie
    • Replies: 15
    • Views: 896
    brassnecked
    9th August 2018, 16:08 Go to last post
  8. Lowell financial

    My partner started to receive letters from a...

    Started by waterlicked‎, 8th August 2018 19:54
    financial, lowell
    • Replies: 6
    • Views: 419
    waterlicked
    8th August 2018, 20:36 Go to last post
  9. Capquest - can't trace account, won't repay payments

    Following on from this thread...

    Started by reallymadwoman‎, 8th August 2018 12:04
    account, can, capquest, payments, repay, trace, won
    • Replies: 1
    • Views: 451
    dx100uk
    8th August 2018, 14:10 Go to last post
  10. Lowell and PTSD

    Good afternoon, everyone. Hopefully, I've...

    Started by Gothmann‎, 30th July 2018 15:05
    lowell, ptsd
    • Replies: 2
    • Views: 609
    Bazooka Boo
    30th July 2018, 16:51 Go to last post
  11. Cabot letter before action

    Hi I wonder if anyone can give some...

    Started by williamh‎, 23rd July 2018 10:01
    action, before, cabot, letter
    • Replies: 4
    • Views: 747
    ericsbrother
    24th July 2018, 12:35 Go to last post
  12. Letter from DCA regarding traffic violation 4 years ago in Italy

    The driver has just received a letter from a...

    Started by nickone1‎, 17th July 2018 09:53
    ago, dca, from, italy, letter, regarding, traffic, violation, years
    • Replies: 5
    • Views: 702
    ericsbrother
    17th July 2018, 12:44 Go to last post
  13. Resolve doorstep collection

    My stepson left the house seven years ago. ...

    Started by henryallen‎, 13th July 2018 12:49
    collection, doorstep, resolve
    • Replies: 8
    • Views: 767
    Bazooka Boo
    13th July 2018, 16:38 Go to last post
  14. Sar request help

    Hi I am looking to make a couple of sar...

    Started by mightyroyals‎, 11th July 2018 17:24
    • Replies: 9
    • Views: 764
    ericsbrother
    13th July 2018, 08:57 Go to last post
  15. Length of time between default and ccj

    Hi I'm looking for a bit of advice...

    Started by mabski‎, 10th July 2018 23:47
    and, between, ccj, default, length, time
    • Replies: 11
    • Views: 813
    Andyorch
    11th July 2018, 23:20 Go to last post
  16. Cabot still chasing me for unenforceable debt

    Hello, I have a disputed Cabot debt of...

    Started by dave829‎, 9th July 2018 10:32
    cabot, chasing, debt, for, still, unenforceable
    • Replies: 15
    • Views: 987
    dx100uk
    9th July 2018, 20:21 Go to last post
  17. Restriction of sale from now dissolved company (Sigma SPV1)

    I had a restriction of sale placed on the...

    Started by Rangers123‎, 23rd August 2017 21:33
    company, dissolved, from, now, restriction, sale, sigma, spv1
    • Replies: 18
    • Views: 4,159
    dx100uk
    26th June 2018, 00:46 Go to last post
  18. clearing debts on stepchange DMP of 12yrs , not sure of next step

    Hi all I have been on a DMP for 12 years....

    Started by smegbot‎, 21st October 2017 20:52
    advice, clear, dmp, next, not, position, step, sure
    • Replies: 14
    • Views: 2,125
    dx100uk
    18th June 2018, 14:45 Go to last post
  19. Lowell Solicitors PAP letter for old Capital One credit card

    Hi not heard anything from Restons but I now...

    Started by Kappers‎, 17th June 2018 13:04
    capital, card, credit, for, letter, lowell, old, one, pap, solicitors
    • Replies: 14
    • Views: 980
    Kappers
    17th June 2018, 22:01 Go to last post
  20. GDPR potential to hit DCA and Credit Reference Agencies.

    Update on General data Protection...

    Started by brassnecked‎, 18th May 2017 08:56
    2 Pages
    1 2
    agencies, and, credit, dca, gdpr, hit, potential, reference
    • Replies: 25
    • Views: 7,424
    steveod
    13th June 2018, 17:54 Go to last post
  21. lowells got three hits to the nose on three debts - all written off!

    Hi I'd be very grateful if you could help me...

    Started by Finargh‎, 4th June 2018 17:44
    barred, debt, overdraft, statute
    • Replies: 14
    • Views: 1,701
    basildonbond1946
    12th June 2018, 22:44 Go to last post
  22. Lowell - Accounts closed, now writing to me should I respond?,

    Hello all, I’m a little confused by a...

    Started by STSmiley‎, 16th May 2018 10:14
    • Replies: 9
    • Views: 1,452
    Taegair
    12th June 2018, 21:52 Go to last post
  23. Duffers mum v Sainsburys Bank

    Hi All - Next one to reply to my letter was...

    Started by Duffers Mum‎, 19th July 2007 16:12
    29 Pages
    1 2 3 4 5 ... 29
    • Replies: 561
    • Views: 76,379
    yodabug
    3rd June 2018, 08:52 Go to last post
  24. Cabot financial default notice even though i have never missed a payment on CCJ

    Hi guys Firstly i had a loan with...

    Started by 007‎, 30th June 2011 17:21
    3 Pages
    1 2 3
    • Replies: 59
    • Views: 9,213
    Lucan
    10th May 2018, 19:15 Go to last post
  25. Paragon Finance - was I correct to send CCA ?

    Hi Peeps can anyone confirm if they actually...

    Started by yodabug‎, 10th May 2018 11:49
    cca, correct, finance, paragon, send, was
    • Replies: 2
    • Views: 1,108
    yodabug
    10th May 2018, 13:59 Go to last post


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