Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  • Big inflation coming 2017 stop borrowing, start repaying. Urgent!

    UK inflation will quadruple to about 4% in the second half of next year and cut disposable income, a leading think tank has forecast.

    The rise in prices will "accelerate rapidly" during 2017 as the fall in sterling is passed on to consumers, according to the National Institute for Economic and Social Research (NIESR).

    The revised figure is sharply higher than the 3% it forecast in August.

    The economy also faces "significant risks" that could restrict growth.
    http://www.bbc.com/news/business-37838087

    Most loan agreements are tied to variable interest rates. This is certainly true of mortgagesicon, credit cards and overdraft.

    A dramatic rise in inflation is forecast for the second half of 2017 and will likely continue right through until 2020.

    If you have an agreement with a variable interest rate then the cost of your loan and therefore the size of your required repayments are going to increase dramatically.

    If you have calculated your ability to repay based on the record low interest rates which we have experienced over the past few years, then you better sit down and start having a serious think about your position.

    The good days are all coming to an end.
    Next year, you will receive notification from your lenders that they are putting up the interest rates and that your payments will be increased from the next 30 or so days time.

    This sudden increase in your loan payment outgoings will have a dramatic effect on your disposable income for paying for things such as food, clothes, heating, lighting et cetera for you and your children.

    If you want to protect yourself then the only solution is to start making accelerated payments now so that you can reduce or get rid of your liability before June/July/August next year and also to stop borrowing.

    The situation is fairly simple.
    Would you rather be paying your hard earned cash to your bank or some disreputable payday lendericon?
    Or would you rather be spending it on yourself and things which make a difference to you and your family?



    Stop borrowing.
    Next year, you may not be able to afford to pay it back.
    This article was originally published in forum thread: Big inflation coming 2017 stop borrowing, start repaying. Urgent! started by BankFodder View original post
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