Why don't people donate?

[BankFodder]

This is a free site.

You are not charged for the help you receive here.

However, there are running costs and we appreciate donations.

 

We don't know why but people tend not to donate.

 

Every day people tell us about their victories over banks, debtcollectors or other organisations which oppress them or try to rip them off

People receive money they never thought they would see again.

 

People weren't too bothered when the banks were taking their money hand over fist but now that they have got it back, they suddenly become very careful and don't even want to contribute even a little of it to the site which made it possible.

 

We are not getting rich. No one gets paid.

We would just like to cover our expenses and expand a little.

 

 

 

Please donate

Help us to help others

 

 

Please click the donate button at the top of the forum.

[mkb]

Agree with you BF.

 

Could this thread be stickied into every sub-forum?

[chuki]

I think people get so relieved when their problems have been solved that they forget to donate. An oversight. It's not an excuse but it may be the reason. I for one will be making a donation for the help I received sometime back as a way of saying thank you.

[Michael Browne]

I don't know either. It's one of life's mysteries that some people happily hand over £495 to people like the Rankines or Credit Cartel Review, while others are reluctant to give a few quid when shown how to do it for nothing.

[pompeyfaith]

i will be making a considerable donation soon as i get the ppi back on 9 loans until then BF im struggling to make ends meet but rest assured this great site will not be forgotten

[locutus]

Hopefully when the whole "test case" fiasco is finished there will be more donations (I know I'll be making another donation all being well).

 

I made a small donation a while back... it was the sale of an item on ebay, so the cash was in paypal. Rather than withdrawing the money, I donated it. If more people did something small like that then maybe it would make a big difference!

[foolishgirl]

FWIW, my 2p

 

They don't donate because the sign at the top of the page just ain't big or flashy enough. FIVE big fancy images of sales promotion (books etc), one little B&W box for donations.

 

I've answered posts asking how to donate - many peeps just don't see it.

 

First rule of business - get yourself noticed.

 

Come on BF, get the site design sorted & I'll bet you see the donations rise instantly.

 

[Rooster-UK]

You are perfectly correct, Locutus, all it needs is a lot of little things which, added together, would make a big difference.

 

Foolishgirl.

You make a very valid point. I will bring it to Admin's attention to see if it can be made more prominent.

 

Regards, Rooster.

[hilaryfrances]

I have donated in the past and I am waiting for some PPI to be returned, once this comes I will donate again. We all owe you a big debt

[Spamalot]

Just waiting to see if I get the costs/compensation for a recent discontinuence... If all goes to plan a donation will be on its way relatively soon... If not you may have to wait a while til it goes through the court.

[havinastella]

I have also donated in the past.

 

Just been a bit lazy lately having recieved back most of what I'm owed.

 

Will send some more on payday!

 

Jogs

[Stornoway]

This site really has changed my life - without it I'd either be bankrupt or dead or both by now.

 

I have donated in the past but not as much as i'd like and I guess the problem with me is that like a lot of people on the site I'm skint. When we win the charges appeal and all my cases which are currently stayed are paid out I will make a substantial donation. They big issue is that CAG needs to make sure that it gets a fair share of these proceeds from the people it has helped and I dont know what the answer to that is .....

[andydd]

Maybe its because a lot of people on here are in debt and have serious money problems.

 

Personally I claimed back my bank charges quite a few years back and I took all my advice from the Penalty Charges site and when my money did come through I donated a percentage to them as they were directly responsible for my victory.

 

I note that their site was (at the time) exclusively just for people claiming back charges and at the time, nearly everyone who claimed, won and therefore the site was full of people who like me had suddenly come into a few grand, donating seemed like the 'right' thing to do.

 

The CAG site is a bit different, firstly because as the bank chrages are on hold there isnt a sudden glut of payouts and also most cases on here dont seem to be people suddenly gaining money, its more people who have been able to reduce or wipe out debts, a big difference, perhaps.

 

Just more thoughts anyway, hope the site doesnt run into difficulties though, I find it very informative and enjoy helping people.

 

Andy

[abi_cutie09]

If I manage to sort out my finances with the help of the CAG. I will defo be donating, but at the moment I have barely got enough to feed the kids. I am dreading the winter as I just cant afford the heating.

But hopefully now I have found this site, things will be on the up:).

 

I do think it's quite hard to find the "donate button".

[Jan4a]

I've got two PPI claims started with the help of this site and will donate when I get money back. Expect one will be a lot sooner than the other but you can never really tell.

 

What is fair? What percentage do people give? Is there like an average amount or anything? Claims companies ask for 25% plus VAT but a member of the site team implied 25% was too much to someone on a thread I saw earlier.

 

I would hate to see the site shut down as well.

[Desperate Daniella]

I will donate as soon as I can. This site has literally saved my life since October last year. I have seen off the various DCAs, etc., for the moment with advice from this site, but I am soooo broke everything else is in arrears - gas, electricity, water, council tax, and on, and on, and on...... Anything that comes in goes straight out, and has about 10 people screaming for it.

 

All I can do at the moment is try to give support where I can to people in distress.

 

I am very, very grateful to CAG, but this month alone because I have had my barclays reserve fee charged three times in three weeks that is £66 which I couldn't avoid and can't afford.

 

Sorry, CAG, but I promise I'll contribute if I ever get out this mess, and I'm really trying.

 

Big hugs and thanks to everyone on the site team who has helped me.

 

Desperate Daniella xxxxxxxxxxxxxxxxxxxxxxxxx

[locutus]

jan4a, pay what you feel is right. I recently got a tax refund (always nice) and as I've not had a bank charge payout or anything and live pretty much wage in one day paid out the next, this was the first opportunity I had to contribute something meaningful (and it made me really happy to do so). If you make a difference to the site, you will be making a difference to people in a similar position to yourself.

 

DD:-

[Desperate Daniella]

Thanks for that, Locutus. I really appreciate that and feel quite weepy. xxxx

[Castlebest]

Done say thank you cap one

[caro]

Thank you cap one

 

Regarding the amount, when people were getting bank charges back we suggested 5%. The reason CAG doesn't charge is to make sure that it's accessible to everyone, even if they have nothing to spare.

 

That said, there are costs involved in running CAG which have to be found from somewhere, so if you can spare a few pounds sometimes it all helps to make sure the site can continue.

[beachcomber60]

I'd love to donate, my 'victories' so far have not given me any financial gain, any money refunded the creditors have taken it off the outstanding balances, I got a couple of big ppi claims that I WILL win and rest assured CAG will be remembered & donated to.

 

My latest claim against GE Money completely backfired, claim was for £300 they offered £9 which was rejected - what did they do? Went ahead and refunded the £9 to CL Finance to 'reduce my indebtedness' after being told not to!

[zooman]

Why don't people donate ? the love of getting something for nothing.

 

The trend of this site is to CCA section 78 request letters and proving the accounts are unenforceable, it was developed here and its very controversial try posting on MSE about it lol

 

This doesn't generate cash for the posters (and CAG) it just lets them off their responsibilities, the stupid thing is that if they did an old style charges claim they would probably get cash back too

 

its your site Marc you decide what we tell the peeps

[foolishgirl]

As a practical suggestion:

When a thread's title is changed to 'won' or it is obvious from posts that there has been a victory in getting a case dropped etc. could a PM not be generated to the OP from the site team explaining the benefit the poster has derived from this site & suggesting a small monetary reciprocation to keep the site going for the benefit of others.

 

I think people sometimes think they have to donate a large amount out of a claims win for eg. & if you have not gained any actual cash but just got a creditor off your back, you may not much spare in your pocket to donate. Perhaps it should be stressed that 50p is just as valued by CAG as £50 or £500.

[Jan4a]

Thanks - I understand that being a consumer site you will be reluctant to put a figure on it because then it looks like a charge rather than a donation, but knowing people that could afford it donated 5% on bank charges does help.

[**Tilly**]

Well thanks to cag i'm now back up and running and back on me feet:)

Without the support and a kick up the butt from good friends made here

i dread to think where i would have ended up

 

Donation on it's way