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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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| | | | | | | Yorkshire Bank and Clydesdale Bank and Northern Bank Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
3rd March 2007, 02:39
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#1 (permalink)
| | Platinum Account Customer |  Urgent Attention Please Read -Claims in Scotland
Just lately Clydesdale bank have changed their defence and have had success from this and been awarded costs, this has been tried and tested so please be aware and move carefully.
Advise had been given not to run smallclaims at the same time to avoid the action being moved to OA and quite rightly so, however after claiming an earlier smallclaim for £750 i had my second smallclaim case thrown out today as incompetent due to having claimed earlier.
The ruling was that i should have claimed all the charges at the same time and not to return at a later date and claim again for other charges as i knew or should have known at the earlier smallclaim that these charges were to be claimed also.
So in Scotland against CB only at the moment as i expect other banks to use this soon, if your charges are say over £1500 then you will only get one claim at it so decide if it is worthwhile raising an OA or accepting the £1500 (summary cause) if you are not the much over it. | 
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3rd March 2007, 02:57
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#2 (permalink)
| | Site Team | Re: Urgent Attention Please Read
It should be noted too that Edinburgh court no longer accepts second or subsequent claims.
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007  Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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3rd March 2007, 02:59
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#3 (permalink)
| | Platinum Account Customer | Re: Urgent Attention Please Read
This will be wide spread but maybe best to update locations as they happen.
EDINBURGH
KILMARNOCK | |
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3rd March 2007, 11:12
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#4 (permalink)
| | Basic Account Customer | Re: Urgent Attention Please Read
Court decision for BigMac is pants. Looks like this could have ramifications for all of us Scots. Clydesdale is one that I'm awaiting response to S.A.R - (Subject Access Request) from. Does this mean we will need to find English addresses for claims over £1500 and would a P.O. Box be accepted by them? Brain now in overdrive. | |
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3rd March 2007, 11:50
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#5 (permalink)
| | Site Team | Re: Urgent Attention Please Read
I don't think a PO Box would be acceptable, but if you are at S.A.R - (Subject Access Request) stage their is no immediate rush. Start a thread in the appropriate forum and look out for updates on this. Proceed with caution for the moment.
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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3rd March 2007, 23:23
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#6 (permalink)
| | Basic Account Customer | Re: Urgent Attention Please Read -Claims in Scotland
Hi Caro , Bigmac, Achuaran, I've just received my cheque today for full settlement for my first claim of £748 but am shocked to read at whats happened to Bigmac getting his second claim flung out, is it now impossible to file a second claim through small claims court as I still have another claim to do for roughly the same amount as before? Because the charges + interest totalled were just over £1500 I never went down the summary cause route, regret it now as the Clydesdale will no doubt throw my second claim out too. I've just went went from being over the moon to being totally deflated after reading this post now but I am glad I've been able to get some money back at least.
davg | |
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3rd March 2007, 23:27
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#7 (permalink)
| | Site Team | Re: Urgent Attention Please Read -Claims in Scotland
Sorry to burst your bubble davg. There is a similar thread running in the Scotland forum and some discussion going on. To avoid having 2 discussions on the same topic I am going to close this thread and link to the other one so anyone who wants to can join in there. Urgent Attention Please Read - Claims in Scotland
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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