14 Days Are Up After Reciept Of Lba

[iantoot]

HELLO EVERYONE I AM TRYING TO FILL THE ONLINE CLAIM FORM IN AND I AM NOT SURE WHAT I HAVE PUT IN THE PARTICULARS OF CLAIM SECTION IS CORRECT. CAN ANYONE CHECK OR ADVISE ME WHAT TO PUT IN IT PLEASE? THIS IS WHAT I HAVE ENTERD SO FAR. I had an account with the
Yorkshire Bank, which opened on 12-02-02
and closed on 29-09-05. During the period
In which the Account was operating the YB
debited many charges to my account in
respect of my breaches of contract and also
charged interest on these charges. I
understand that the YB contends that the
charges were debited in accordance with the
terms of the contract between YB and
myself. I contend that the charges debited
to my account are punitive in nature and
are not a genuine estimate of costs
incurred by the YB and exceed any alleged
actual loss to the YB in respect of any
breaches of contract on the part of myself
and are not intended to represent or relate
to any alleged actual loss, but instead to
create profit from these charges. The
contractual provision that permits the YB
to levy such charges are unenforceable by
virtue of the Unfair Contract Terms in
Consumer Contracts Regulations 1999 and
the Unfair Contract Terms Act 1977 and the
common law.

[thewifeandI]

Compare it with the new template at the top of the Templates Library (No.5).

[iantoot]

If the bank replies to your LBA or LPA before the forteen days are up can you start proceedings before the forteenth day ?

[BankFodder]

You can start proceedings at any time but it is better to honour your deadlines