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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> A Word from the Banks

A Word from the Banks If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 15th January 2006, 21:35   #1 (permalink)
kevin.philips
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Default Tips for handling this sticky situation

Again I must challege your views, this whole forum is to support a change in current legislation that is wrong:

Workers have legal protection under the Public Interest Disclosure Act 1998 against dismissal or other penalty as a result of disclosing information relating to malpractice such as crimes, breaches of a legal obligation, miscarriages of justice, dangers to health and safety or the environment and to the concealing of evidence relating to any of these. (Commonly known as "whistle blowing"). It does not matter that the information may be confidential.

I appreciate that a bank worker may want some anonymity but what will you gain from sommeone who can not be identified if needed, there views are worthless, you should promote open conversation from them in their personal status, it would be immoral of a board like this to ask for anything remotely confidential but questions asked to this vital group could be worded in such a way as to only confirm a practice is happening or deny it, that way they themselves would not be in breach of their own contracts which would be quite ironic considering this whole notion.
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Old 15th January 2006, 22:45   #2 (permalink)
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Does anybody know if when you start work with banks you have to sign any kind of special confidentiality agreement which might give rise to a bank accusing an employee of gross misconduct should they speak of internal proceedings? This is what I am trying to help people to avoid.

Gross misconduct is generally a reason why an employer can terminate an employment without notice, but the problem that employee is - and what the banks might be only too willing to stress - it can take a LONG time to take someone to industrial tribuneral under the act you mention, and then they have to prove that the reason they were dismissed WAS whistleblowing, and even then there is no guarantee they will win and be reinstated.

I am sure you will agree that is a very intimidating prospect.

Having said that to a point I do agree with what you say, in that we do need to be careful about people who might claim anonymity; this is all new territory, it's never been done before and mistakes might be made. What I'm trying to illustrate here is that if someone genuinely comes forward with evidence, we won't simply hand these details straight to their employer. Such details, if they exist, need to be in the public domain.
 
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Old 14th February 2006, 00:45   #3 (permalink)
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yes, confidentialty agreements occur

you can not be seen working in the sector with a poor finacial situation.

Know of payoff jobs, where employees have to go.
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Old 18th February 2006, 00:54   #4 (permalink)
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There has been a thread recently on www.moneysavingexpert.com on the debt free board where a bank worker only just managd to save her job through going for a debt management plan and not bankruptcy. There was some discussion on a disiplianry hearing though, not sure what happened over it but the thread is still going.
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Old 18th February 2006, 01:03   #5 (permalink)
Yyates
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In case anyone want to read the thread this it, it relates to Royal Bank of Scotland, seems banks don't treat their workers any better than their customers.


http://forums.moneysavingexpert.com/....html?t=152728
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Old 3rd March 2006, 10:22   #6 (permalink)
nomad
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You are right..they treat their staff like dogs!
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Old 8th March 2006, 21:24   #7 (permalink)
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Yes, staff are forced to sign the data protection and secrecy act. Therefore when writing to claim back charges if you KNOW any internal information DONT disclose it or use it as a threat.
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Old 8th March 2006, 22:01   #8 (permalink)
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Agreed. Don't put anyone's job at risk. As they say 'it's dirty work' but someone has to do it'
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Old 10th March 2006, 11:15   #9 (permalink)
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The problem is Richardc, that someone does `have to do it', although there are alternatives. I'm self employed, and some of my customers live abroad. My finances are borderline; in the past I've used both Moneygram and Western Union when I've needed very quick cleared payment for work I've done. They charge a lot, but I don't mind this; I at least get what I pay for. The basic problem with UK banks is that in many cases, customers don't get what they pay for.......... Jim.
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Old 22nd March 2006, 18:13   #10 (permalink)
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i work for halifax (i know you proberbly guessed), and had to go through a credit check, and sign for security of customers, and company confidentiality.

i signed a much stronger version when i worked at a chemical plant, something akin to the official secrets act
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Old 22nd March 2006, 20:17   #11 (permalink)
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I don't recall receiving you email requesting permission to enter the forum.
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Old 22nd March 2006, 20:22   #12 (permalink)
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Quote:
Originally Posted by howardbrown
i signed a much stronger version when i worked at a chemical plant, something akin to the official secrets act
I did some temp cleaning a long time ago, and had to sign the Official Secrets Act, as we had to clean the local Social Security Office!
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Old 22nd March 2006, 20:27   #13 (permalink)
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I ha to sign it to. It was something minor like nuclear weapons.
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Old 23rd March 2006, 22:19   #14 (permalink)
howardbrown
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Quote:
Originally Posted by Dave
I don't recall receiving you email requesting permission to enter the forum.
i work for one, i don't own one, i get £6/hour to get people kicking off at me because i can't get brand new notes for them

and seeing as actions from this forum have made a difference where i work, i thought it good to see what the fuss is about.

is that a problem?



ps can i have your permission to post on here, or shall i f*** off and die, like the common feeling appears to be on here is towards banking staff?

Last edited by Maxie; 3rd April 2006 at 01:06.
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Old 23rd March 2006, 23:44   #15 (permalink)
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No - you are welcome.

However the forum rules clearly state that if you work for a bank you must declare it to the admins of this site - not to do so is a breach of the Computer Misuse Act (1990).

Also, to clarify - this site has taken no legal action against anyone - let alone a bank.

Actions of people in the forum are their own.

The "Rules of Engagement" in this site also encourage people to be polite to banking staff.

Many people are not being treated fairly by their banks - a fact clearly emphasised by the fact that with no advertising, just word of mouth and other websites, in just 11 weeks we have over 9k users - banks are faceless organisations - if you work for a bank you have to accept that some of this anger - rightly or wrongly - will be aimed at you when you make yourself visible in a forum such as this.

Take traffic wardens - they know that it comes with the territory, even though their work is needed (in some part ).

If they were in a forum about the injustice of parking fines, I don't expect they would be upset if people directed their anger at them - even though they had no say in making the laws - just enforcing them; just like bank staff.

Sadly, banking employees are gaining the same notoriety as traffic wardens thanks to the overbearing acts of greed and disregard for existing customers imposed on their income stream (customers) by unsymathetic and unmoving policy makers.
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Old 24th March 2006, 00:04   #16 (permalink)
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Quote:
Originally Posted by howardbrown
and seeing as actions from this forum have made a difference where i work, i thought it good to see what the fuss is about
I don't personally have an issue with right to reply, but I do agree that the basic rules should be followed. However, I am MUCH more interested in the quote from you...care to shed a little light on just what those differences are. I'm not talking extra workload, shi*tier calls and the like...the real differences, such as guidance and advice for dealing with these queries...

See the steps I took to get my bank charges back.
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All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Last edited by Spiceskull; 28th June 2006 at 23:19.
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Old 24th March 2006, 18:15   #17 (permalink)
waitey
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I think its a good idea to have an opinion from the other side and what a great bloke Howard appears to be...any chance of lending me a tenner mate, i need to put it in a letter im about to send.
thanking you in advance

ps
if not then please follow what you believe to be the common feeling..hee
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Old 30th March 2006, 14:00   #18 (permalink)
queenjayne
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Quote:
Originally Posted by waitey
.....
ps
if not then please follow what you believe to be the common feeling..hee
Views expressed are not necessarily the views of all of us.

I am certainly interested in what you have to say. And £6 an hour? You mention hassle because of not supplying new notes (honestly, what planet are some people on?) so I assume you're on the tills, the frontline of the bank. In my day, they required at least 5 good 'O' levels (THAT dates me), including Maths and English, to consider anyone for a job.

In the USA there is an official level of poverty wages: anythin below 10 USD. I know that buys as much there as 10 quid buys here. I don't know whether there is an official level in this country.

6 quid an hour? You could get more as self-employed gardener or even house cleaner. It's a disgrace.
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Old 9th April 2006, 01:15   #19 (permalink)
wintermare
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