ajh1ok v woolwich

[ajh1ok]

Received info from Data Protection Act request,two sheets of A4 with penalty charges listed over 6yrs.Sent prelimary letter 05/06/06 requesting return of penalty charges £960 over last 6yrs.Now waiting with everthing crossed.

ajh1ok

[natalie]

Well done for getting started and good luck.

Natalie

[moonie]

Hi and welcome to the Woolwich gang

[ajh1ok]

Received reply to prelimary,
In view of complex nature of the issue you have raised,I have been ESCALATED to head office customer relations unit.

[ajh1ok]

Hi guys/gals
After being esculated no further reply to prelimary,14 days now expired LBA posted today.

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[ajh1ok]

Money claim done today.

Here We Go

[Mumofthreeboys]

Well done, go get 'em xxx

[ajh1ok]

Update!
Received notice of issue from Northampton today.Claim to be considered served 23rd July 2006.The defendant has until 6th August 2006 to Reply.

Here we go

[closey]

Wheels are in motion! Best of luck to you.

[philiprose]

Good Luck,
We are all right behind you. I've 7 days until LBA 14days is up. Then I'm off to court as well.

Philip Rose

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[ajh1ok]

Thankyou for all your mesages of support,my claim has been acknowledged 20/07/06.

[ajh1ok]

"Update"
Received letter 29/07/06 from are freind Mr Voller.
May I say how sorry I am BLAH BLAH,I am willing to offer £475 towards the amount you are claiming as a goodwill gesture.
Letter sent today accepting as a interim payment,informing them that I will be continuing court action to recover the full amount of claim inc court costs and interest.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[ajh1ok]

"Update"
Defence received ,seems pretty standard comparing to others posted along with allocation questionaire.Will be completing asap and returning.

[ajh1ok]

"UPDATE"
Received court date today Lancaster 24/11/06,wondering what documents to send to court and other parties?Got untill 10/11/06.
Thanks in advance
Andy

[austenpowers]

There are lots of good threads around with info on what documents you should need for court. There is a comprehensive list by jonni2bad (I think in his thread with halifax) which gives a detailed list of what you may need. in the meantime start with these -

A copy of all correspondence with the bank.
A breakdown of charges + interest.
Unfair Contract Terms Act 1977,
the unfair terms in consumer contracts regulations 1999
A copy of the OFT Report on Default Charges

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[ajh1ok]

Ok sent of court bundles by royal mail special delivery,hope they dont fall on someones foot. LOL

[ajh1ok]

Ok
Five days to court date,not heard a sausage from anyone,court appearance looking more and more likely.Although still plenty of time for a settlement.I will keep you guys/gals posted.
Wish me luck
Andy

[austenpowers]

Good luck Andy, I would expect contact any time soon

[ajh1ok]

austenpowers: Good luck Andy, I would expect contact any time soon
HOW DID YOU KNOW

Had a phone call from barclays this morning offering to settle in full,just waiting for the figures and make sure everything is included.
Many thanks to all that have helped.

Andy

	Record your calls Follow this link to read the review of the Truecall telephone recorder and call manager. This is the Rolls Royce of call recorders. It's a bit pricey but if you buy it with our special offer you will get it at cost: about 20% discount. How much do we make on the deal? - Nothing at all. You can also buy cheaper devices from Maplins. Truecall is the best - but the important thing is to record your calls.

[austenpowers]

Its my mystic powers! Congratulations and make sure you get every last penny