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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 6th June 2006, 12:42   #1 (permalink)
ajh1ok
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Cool ajh1ok v woolwich

Received info from Data Protection Act request,two sheets of A4 with penalty charges listed over 6yrs.Sent prelimary letter 05/06/06 requesting return of penalty charges £960 over last 6yrs.Now waiting with everthing crossed.

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Old 6th June 2006, 13:15   #2 (permalink)
natalie
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Default Re: ajh1ok v woolwich

Well done for getting started and good luck.

Natalie
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Old 6th June 2006, 13:29   #3 (permalink)
moonie
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Default Re: ajh1ok v woolwich

Hi and welcome to the Woolwich gang
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Old 9th June 2006, 10:36   #4 (permalink)
ajh1ok
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Question Re: ajh1ok v woolwich

Received reply to prelimary,
In view of complex nature of the issue you have raised,I have been ESCALATED to head office customer relations unit.
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Old 19th June 2006, 10:09   #5 (permalink)
ajh1ok
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Default Re: ajh1ok v woolwich

Hi guys/gals
After being esculated no further reply to prelimary,14 days now expired LBA posted today.
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Old 17th July 2006, 11:35   #6 (permalink)
ajh1ok
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Default Re: ajh1ok v woolwich

Money claim done today.

Here We Go
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Old 17th July 2006, 21:04   #7 (permalink)
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Default Re: ajh1ok v woolwich

Well done, go get 'em xxx
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Old 20th July 2006, 09:51   #8 (permalink)
ajh1ok
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Default Re: ajh1ok v woolwich

Update!
Received notice of issue from Northampton today.Claim to be considered served 23rd July 2006.The defendant has until 6th August 2006 to Reply.



Here we go
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Old 20th July 2006, 12:48   #9 (permalink)
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Default Re: ajh1ok v woolwich

Wheels are in motion! Best of luck to you.
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Old 22nd July 2006, 00:30   #10 (permalink)
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Default Re: ajh1ok v woolwich

Good Luck,
We are all right behind you. I've 7 days until LBA 14days is up. Then I'm off to court as well.

Philip Rose
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Old 22nd July 2006, 06:21   #11 (permalink)
ajh1ok
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Default Re: ajh1ok v woolwich

Thankyou for all your mesages of support,my claim has been acknowledged 20/07/06.
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Old 31st July 2006, 10:59   #12 (permalink)
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Wink Re: ajh1ok v woolwich

"Update"
Received letter 29/07/06 from are freind Mr Voller.
May I say how sorry I am BLAH BLAH,I am willing to offer £475 towards the amount you are claiming as a goodwill gesture.
Letter sent today accepting as a interim payment,informing them that I will be continuing court action to recover the full amount of claim inc court costs and interest.
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Old 18th August 2006, 23:24   #13 (permalink)
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Cool Re: ajh1ok v woolwich

"Update"
Defence received ,seems pretty standard comparing to others posted along with allocation questionaire.Will be completing asap and returning.
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Old 18th September 2006, 15:31   #14 (permalink)
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Wink Re: ajh1ok v woolwich

"UPDATE"
Received court date today Lancaster 24/11/06,wondering what documents to send to court and other parties?Got untill 10/11/06.
Thanks in advance
Andy
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Old 19th September 2006, 10:24   #15 (permalink)
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Default Re: ajh1ok v woolwich

There are lots of good threads around with info on what documents you should need for court. There is a comprehensive list by jonni2bad (I think in his thread with halifax) which gives a detailed list of what you may need. in the meantime start with these -

A copy of all correspondence with the bank.
A breakdown of charges + interest.
Unfair Contract Terms Act 1977,
the unfair terms in consumer contracts regulations 1999
A copy of the OFT Report on Default Charges
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Old 6th November 2006, 09:43   #16 (permalink)
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Default Re: ajh1ok v woolwich

Ok sent of court bundles by royal mail special delivery,hope they dont fall on someones foot. LOL
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Old 19th November 2006, 20:26   #17 (permalink)
ajh1ok
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Default Re: ajh1ok v woolwich

Ok
Five days to court date,not heard a sausage from anyone,court appearance looking more and more likely.Although still plenty of time for a settlement.I will keep you guys/gals posted.
Wish me luck
Andy
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Old 20th November 2006, 10:55   #18 (permalink)
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Default Re: ajh1ok v woolwich

Good luck Andy, I would expect contact any time soon
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Old 20th November 2006, 11:17   #19 (permalink)
ajh1ok
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Default Re: ajh1ok v woolwich

austenpowers: Good luck Andy, I would expect contact any time soon
HOW DID YOU KNOW

Had a phone call from barclays this morning offering to settle in full,just waiting for the figures and make sure everything is included.
Many thanks to all that have helped.

Andy
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Old 20th November 2006, 15:17   #20 (permalink)
austenpowers
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Default Re: ajh1ok v woolwich

Its my mystic powers! Congratulations and make sure you get every last penny
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