Ajjars V Woolwich

[ajjars]

Hi all,

I have just got home from the court! Filed my first claim today. Joint account against the Woolwich. Usual procedure followed up til now. No response at all from the Woolwich/Barclays other than the standard "we're sorry your'e unhappy" Blah Blah Blah. (filed an Abbey claim for my son as well. He has already had almost half refunded as a "GOGW").

Now I understand what other posters mean about the nerves and the excitement! I wanted to shout out the window all the way home that i've just filed to take my Bank to court - I love it!!

Will keep you all updated.

Cheers Ajjars.

[Blueloobylou]

Good luck Ajjars - its a great feeling isnt it?

Im not even at court stage yet but can already feel the excitement brewing

[ajjars]

Hi all,

Just a quickie. I filed on 30th March and haven't had anything through from the court yet. Should I have had a reply by now, or will it be held up due to Easter do you think?

Cheers Ajjars

[e28bigalbexley]

I believe the court allow up to 5 days for service ( i dont think the bank holidays make any diffrence) then 14 days (thats 19) then they aknowledge on the last dayish!!! then thats another 14 days to file their defence, and even if they are late (which they may well be) the court will allow them to issue their defence.
So have a good read of the longer running threads in this forum and you will see how the Woolwich and the overworked Court systems runs, or in most cases, does not.

AL

[ajjars]

Thanks Al,

I know the courts are over worked (blame the banks for that!) but I thought I would have at least received confirmation of my claim from the court - or at least a case number or something, anything!, but we have both had zip!! I thought they sent out a letter to say that the claim had been served or something?

Well might ring them if I haven't heard anything by tomorrow.

Cheers Ajjars

[e28bigalbexley]

Ah every thing takes time , must be something to do with the Mediterranean weather were having.

[ajjars]

Hi,

Just a quick update. Received letter from the court today saying that the notice was served 12th April - deemed served 14th. WTF ...... 2 weeks and 1 day after I filed! Must be busy ...... us CAGers are seriously giving it to them ha! ha! ha!

Anyway - not heard about son's re Abbey yet. Maybe tomorrow?!
I heard the Woolie take it to the wire .... no chance of any money for my hols then?! lol

Never mind ..... I'll still have a cocktail or two thinking of when they cough up!!

Cheers Ajjars!

[ajjars]

Just a quick up date. Received a letter today with an offer of 1/3 of the claim. Don't think the writer was aware that a claim had been filed at court, as the offer is for full and final settlement to stop the "complaint" escalating and them incurring more charges.
I rang them to see if they were prepared to settle today, but was told by the guy I spoke to to carry on with my claim and it will be settled as and when. I mentioned the CAG to him, and he reckons he has never heard of it!! He was nice enough and very chatty, and at the end of the conversation he asked me for the web address of CAG as he and a few others in his office want to reclaim their bank charges - can you believe it? lol
Well, I have sent their settlement form back with "full and final settlement" crossed out, and "accepted as partial settlement" written above it. I have signed it, and enclosed a letter stating that this offer will be accepted as partial settlement only and my claim will continue. I have photcopied the letter (just in case). Wonder if the offer will be withdrawn now? lol
We will wait and see ................

Ajjars.

[e28bigalbexley]

Hi Ajjars
Sounds like the the woolywich, quite normal. All i can say is that you have put the wheels of justice in motion and you will get your unlawful charges back, plus the interest they charged you on those charges......and now the 8% that the court would add. But they dont want to go to court, but they are prepared 8% to give you obviously for all the trouble you have gone too , + the court costs, your postage......nice ehh. You win ,they lose.

AL

[ajjars]

Well, no reply to the letter stating offer will be accepted as partial payment only, guess it must be withdrawn then! lol. Got a letter from the court on Thursday (26th) saying Woolwich intend to defend this claim in full (surprise surprise!)

Spose it will be AQ's next, then court date!

[ajjars]

Quick update,

Received my AQ whilst I was on me hols .... had 3 days when I got back to get it back to the court. Deadline was today, so filled it in, attached the draft directions and the other information, took it with my £100 and gave it to the court. Sending a copy recorded delivery to the Woolwich today.

I had an interesting conversation with a guy in the litigation departmant before I went away (can't remember his name off the top of my head), but he insists that as soon as I receive my court date I should ring him and they will make an offer within the week. He reckons he has over a 1000 cases to work on on his own. They are snowed under, but are expanding their team very soon so he says.

I told him that I will also be seeking a "wasted costs order" if I have to print out the court bundles but he insisted it will not get that far, so i'll wait and see!! Should really just do it anyway what with the amount of prep that goes in to these claims. Thank god for this site!!

[yogachick123]

Hi hunni
Was his name Dino by any chance...I hope so, he's dealing with my case I have found out today, having received a court date for the 31st July. Unfortunately he's not in the office this afternoon (if he's dealing with 1000 cases on his own he's probably suffering from burnout poor love).

[ajjars]

Well,

Still no word from the courts re: court date. Rang the courts on Friday and my sons claim (we are at the same stage) has got a court date - although not had the letter of confirmation yet. My case was still with the judge the lady said. This is all just so long and drawn out - and we all know what the ending will be. Why do they do this?

Anyway - I remember the name of the guy I spoke to. It was Tom Hickey. Sounded very nice..... lets hope he keeps his word about the settlement. Hope to hear from the courts this week with the court date.

Has anyone else spoken to Tom and been given the same information about settlement?

I am gradually losing heart in all of this and becoming very cynical. Got lots of "campaigns" on the go, and it really does take over your life!

But hell! Thats what they want: They want us to give up ..... I say NEVER!!!

Good luck to all!! Ajjars

[ajjars]

Well finally received my court date back the week before last. It's for the 5th Sept. Rang Tom Hickey on Tuesday (26th) when he got back from his (much needed I guess) leave. He said he would love to settle with me now, however as he has soooo many claims on going and their court dates are before mine he "can't risk missing a claim" and they will be dealt with in order of court date. He told me to ring back in early August if he hasn't contacted me in the meantime. Fair enough I said, look forward to speaking to you then! He is a very nice chap btw!

So shall be ringing again first week in August. Shall up date then!

Good luck all, Ajjars.

[welshcakes]

Sounds like a good plan - ringing at least 3 weeks before court date; that way you have time to ensure you still comply with getting in everything required by court's timeframe.