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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Barclays Bank > The Woolwich


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 29th March 2007, 01:46   #1 (permalink)
sparks
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Join Date: May 2006
Posts: 13
sparks Novitiate
Default Woolwich - S.A.R - (Subject Access Request): Failure to comply (10 months)

I originally wrote to the Woolwich with my 'Subject Access Request' in May 2006 - they responded 10 days later saying that as my account had been closed it would take 'some time' to get the information from Head Office. I heard nothing further.

After 6 months spent overseas I have finally go round to requesting repayment of charges from SMILE, Halifax, Nationwide, and Nat West.

When I contacted the Woolwich again this month I was advised to send a new S.A.R - (Subject Access Request) to Barclays!

I have posted Barclays a letter today giving them 14 days to comply before I submit a complaint to the Information Commissioner AND go to Cout to compel disclosure.

Letter sent to:
Adrian Whalley
Radbroke Hall
Knutsford
Cheshire
WA16 9EU


Lets see how they respond.

Sparks
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Old 29th March 2007, 10:38   #2 (permalink)
welshcakes
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Default Re: Woolwich - S.A.R - (Subject Access Request): Failure to comply (10 months)

Hi sparks

Too right, you have a written response from last year where they acknowledged your S.A.R - (Subject Access Request) request and have likely filed it away (in your customer file or the bin) and forgotten about it...not your problem.

You could actually have made an online complaint to the Information Commissioners Office already however I think you need to wait now as you have provided them with an option of 14 days further grace to get the info to you.

IMO it's absolute poppycock when they write back and say it takes more than the 40 day grace just because an account is closed but I guess they will have given no more thought to this still being a pursued claim by you so hopefully you should get something back next week. Stick to the 14 days, don't waste time given anymore time, they've had ample
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Old 30th March 2007, 01:18   #3 (permalink)
sparks
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Default Re: Woolwich - S.A.R - (Subject Access Request): Failure to comply (10 months)

Thanks welshcakes.

BTW, does the Woolwich's delay mean that (by the time I get a list of my bank charges) I will have lost out on nearly a years worth of charges because of the 6 year rule - or could I argue that the six years point is marked from the day I sent my original S.A.R - (Subject Access Request)? I think I read that somewhere!

Sparks
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Old 30th March 2007, 15:29   #4 (permalink)
welshcakes
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Default Re: Woolwich - S.A.R - (Subject Access Request): Failure to comply (10 months)

No, don't worry, the six years is from the date you sent your original S.A.R - (Subject Access Request).
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Old 21st April 2007, 02:46   #5 (permalink)
sparks
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Watch out, there are Claims Touts about!

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Join Date: May 2006
Posts: 13
sparks Novitiate
Default Re: Woolwich - S.A.R - (Subject Access Request): Failure to comply (10 months)

I sent a further letter to Barclays Data Controler (advised by Woolwich to contcat Barclays) advising them that after 10 months of waiting for my statements they were definately in breach of the Data Protection act! No response.

I sent a Letter Before Action advising them I would go to court to force disclosure. Their time is nearly up so after the weekend I need to submit my MCOL.

I have a question.... the template section this site includes advice on the Particulars of Claim that I should put on the MCOL or N1 form. But I am wondering what I can claim as costs...particuarly for time preparing document - is there a set hourly rate I should claim...otherwise my cost are just £3.00 for postage!!!

The advice in the template section says..........


6. The damage (and distress) caused is:

Extra costs incurred in addition to court costs, due to the Defendants failure to comply - this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice, I estimate this cost to be £...........

Add any further things that can be clearly quantifiable, and to which you can provide proof.

Can anyone help me with this?

Thanks
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