wobbles vs Woolwich Openplan

[wobbles1914]

Hi all,

I'm still waiting for my statement / charges. However, I did not request them via the normal S.A.R - (Subject Access Request) letter. I requested it over the telephone and received a case number. I received a letter advising me that they will respond to complaint by 4th April (which is within the 40 days that my letter would have given).

Q - Has anyone else start the ball rolling via phone rather than written S.A.R - (Subject Access Request)?

BTW - I had the S.A.R - (Subject Access Request) letter all typed up and in an envelope with a cheque before I decided to give them a call...

Wobbles

[barracad]

If you haven't sent the S.A.R - (Subject Access Request) then it won't be treated as one, therefore you cannot count 40 days. I would send the SAR without delay, otherwise you could be waiting a very long time.

[wobbles1914]

Originally Posted by barracad

If you haven't sent the S.A.R - (Subject Access Request) then it won't be treated as one, therefore you cannot count 40 days. I would send the SAR without delay, otherwise you could be waiting a very long time.

Thanks Barracad

[wobbles1914]

I've been reading and reading and reading...

A couple of questions on the "new strategy" on AQ circa Dec 06:

1. Generally are judges accepting this prompt and giving these directions?
2. Has this led to banks throwing in the towel within 28 day limit set for them?

I read the first 3 pages of the AQ thread but not all of the 25 pages.

Thanks,

Wobbles

[wobbles1914]

Hi folks,

An interesting update.

This is my timeline:

7th March - I requested charges over last 6 years over the phone
8th March - Received standard letter from Cust Rel saying would receive by 4th April.
13 March - Received list of charges six years - Total over £7,000!

I expected to see note that they would come back to me in 8 weeks with an offer OR an offer now for £1000 max.

However, in the letter today, they are offering a full & final of...

£5000+ straightway!

What that all about I wonder?

Wobbles

[amandaardley]

wow what u gonna do, think if it was me id take it and run lol but then id think hold on thats still £2000 they owe me

good luck on ur decision hun, id take a day or 2 to think it over before u decide but what ever happens u will get all ur money back in the end.

amandax

[wobbles1914]

Originally Posted by amandaardley

wow what u gonna do, think if it was me id take it and run lol but then id think hold on thats still £2000 they owe me

good luck on ur decision hun, id take a day or 2 to think it over before u decide but what ever happens u will get all ur money back in the end.

amandax

You're right Amanda. I am not going to make a hasty decision just yet...

Wobbles

[amandaardley]

think ur doing the right thing hun, and good luck with what u decide

amandax

[kippy2]

this is the first ive heard of barclays doing this! sounds fishy to me as if theyve got something to hide. However, if and when you raised a court claim the 8% would bump it up nicely as well.
so i would do a spready with the 8% on the 7k and see what it comes to then make your decison.

at the end of the day its your call but if it was me i would want whats owed to me.

[wobbles1914]

Originally Posted by Kimmy01

this is the first ive heard of barclays doing this! sounds fishy to me as if theyve got something to hide. However, if and when you raised a court claim the 8% would bump it up nicely as well.
so i would do a spready with the 8% on the 7k and see what it comes to then make your decison.

at the end of the day its your call but if it was me i would want whats owed to me.

Hi Kimmy,

Yep, I've been banging away in Open Office for a while and worked it out. I just wished that I had been through whole process end to end at least once, so I could be sure that I wouldn't mess things up and make a mistake with claim somewhere down the line.

Anyway, it's always the first time for something...

Wobbles