LIPS vs WOOLWICH X2

lips37 · 19th February 2007, 14:34

Hi all, What a great site this is and some very interesting claims.

Ive sent 2 Data Protection Act letters to the woolwich on the 7th of feb with £20 postal orders they sent the £20 back on 15th feb saying that they will deal with this case, 1 is for an account that is still open with over £1000 in charges.

The other account was closed in oct 2004 this was because of bank charges to my account which led to dds which couldn't be paid due to keep on clearing the charges so when a dd was due to come out it could not be paid then my account was passed over to a DCA so was my loan which im still paying £180 per month and also because of this GE CAPITAL who i paid finance to for a car i bought put theirs over to a DCA and im still paying them £100 per month, If i can claim from them 2 DCA i will do so.

Also debitas = £500 capital one
alliance leicester £300
Barclaycard £1000 already sent Data Protection Act on 7th feb
citicards £600

And many more

lips37 · 28th February 2007, 12:37

Hi all, Received letter today about my openplan account usual rubbish except at bottom of letter it says, If i do not hear from you within 8 weeks from the date of this letter i will close my complaint file in accordance with our usual practice. Phoned barclays, They said it was a misprint and shouldn't have been on the letter.

amandaardley · 28th February 2007, 13:57

they are lying coz i have had 3 letters and every one of them has that at the bottom, ignore it and stick to ur times not theirs

amanda

hughes690 · 28th February 2007, 14:04

ALL my letters from Woolwich also contain 'closure of file' paragraphs!

lips37 · 13th March 2007, 17:52

Hi all, sent 30 day reminder today.

welshcakes · 13th March 2007, 18:48

I guess they figure that a reasonable percentage of letter recipients aren't members of this site, there are bound to be plenty of people who are still scared off by the letters and drop their claim.

lips37 · 21st March 2007, 14:07

Hi all, The 40 days are up today and still no statements from them should i contact the Information Commissioners Office and report them?

or should i contact them

WOOLWICH OPENPLAN ACC SENT Data Protection Act 6TH FEB
WOOLWICH CURRENT ACC SENT Data Protection Act 6TH FEB
CAPITAL ONE SENT PRIM £870.74
BARCLAYCARD SENT Data Protection Act 6TH FEB

amandaardley · 22nd March 2007, 11:08

do both hun, send woolwich non compliance letter and report them.

amandax

lips37 · 24th March 2007, 13:54

Hi all, how do i go about complaining to the Information Commissioners Office as have not receiced S.A.R - (Subject Access Request) request? Woolwich delaying tactics i got a letter from them saying the acc was passed over to wescot in 2004 phoned wescot today and they said it was passed back to barclays in 2005.

Mumofthreeboys · 24th March 2007, 13:58

If you have not received your statements, send one of these letters Data Protection Act - Non-Compliance - Template Letters

lips37 · 26th March 2007, 14:59

HI ALL, Got a letter on Saturday stating my closed openplan acc was passed over to wescot and to ring them about my acc (what a load of boll****) phoned wescot on Saturday and they said the acc was passed back to them in 2005 and gave me a Barclay's ref no, Phoned the woolwich this morning on 01255 477023 customer relations team they gave me another number which i think is customer relations head office number 0800282390 spoke to a guy called Channa he was very helpful? said he would get me my list of charges for 2 accounts out to me in the next couple of days, just have to wait and see.

lips37 · 26th March 2007, 15:00

also sent them a 7 day non-complaince letter 1 for each acc

lips37 · 28th March 2007, 13:41

Hooray they've arrived

my list of charges.

1st acc £2,834.50
2nd acc £1,025.00

CAZKATJOE · 28th March 2007, 14:17

Well done you..

Oh my god that is alot of money, i thought my £3K was good.

Now you have the list send the next letter off asap giving them 14 days to settle or you will take them to court and charge interest and costs.

Good luck keep us all informed how you are going

lips37 · 28th March 2007, 14:34

Hi caz, Before i do that i want to know if i can claim contractual interest on these accounts as i did with my credit cards.

CAZKATJOE · 28th March 2007, 14:38

I am not sure on that one but i am sure someone will tell you.

But dont forget you dont add any interest until you go to court, so you just need to send off the next letter demanding payment otherwise you will take them to court and then ask for interest etc

So i would get the next letter in the post asap.
Then spend time researching the answer to your question as the bank will have 14 days to respond
Caz

lips37 · 28th March 2007, 14:58

Thanks Caz

amandaardley · 28th March 2007, 18:38

excellent babe, now like caz says get the next letter off, i have heard that the contractual interest is quite difficult to deal with but im sure that there will be some one who has done it to help u

amandaxx

lips37 · 5th April 2007, 10:35

Woolwich has made me an offer of £2100 (gesture of goodwill) today, just a bit short by £1700 will be sending them a letter declining offer i want it all

amandaardley · 5th April 2007, 11:00

dont blame u hunnie, go for it

amandaxx

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.