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Go Back   The Consumer Forums > The Consumer Forums
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> Barclays Bank > The Woolwich


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Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 11th January 2007, 15:38   #1 (permalink)
chippendave
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 14
chippendave Novitiate
Default Woolwich Defence

Please help I checked mcol this morning and the woolwich have put in a defence, I rang up mcol and the said that it would go to the court near me now. How long does this take I am worried I have messed up and that I am going to lose out. I have not had any paperwork through the post yet and am worried I wont be able to understand it.

Chippendave
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Old 11th January 2007, 17:27   #2 (permalink)
MadMat
Basic Account Customer
Default Re: Woolwich Defence

First - Take a deep breath and calm down!

You'll get a letter from the court in a few days time, it will tell you what you already know, that the case is being transfered to your local court.

The letter will include a copy of the woolwich defence - post it here to get confirmation, but they seem to be sending all of us a pretty standard defence.

The letter will also include a form for you to fill in and return to your local court - The Allocation Questionaire.

I'd suggest spending the next couple of days while waiting for the letter reading up on the suggested replys for the AQ that you'll find in the Library.

Mat
__________________
Capital 1 Card Accounts
My account: Total charges ~£220
S.A.R confirmed received 22/9
Copy statments recieved 1/11
Prelim posted 7/11
£88 partial refund credit to my Cap1 Account 17/11
LBA sent 22/11, confirmed recieved 23/11
Get lost - final answer reply receved 5/12

Wifes Account: Total charges ~£220
S.A.R - (Subject Access Request) sent, confirmed received 22/9
Copy statments recieved 1/11
Preliminary approach posted 7/11
£96 partial refund credited 24/11

Woolwich Current Account - total charges ~£4300
S.A.R - confirmed received 22/9
List of charges recieved 3/10
Prelim posted 4/10
, confirmed received 5/10
LBA posted 19/10
, confirmed received 20/10
Offered £1000 by Barclays
31/10
Offer refused 1/11
MCOL Filed 8/11
Barclays acknowledge service 23/11

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Old 11th January 2007, 22:14   #3 (permalink)
chippendave
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chippendave Novitiate
Default Re: Woolwich Defence

thank you i just dont feel very confident about this at all.

chippendave
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Old 11th January 2007, 23:19   #4 (permalink)
e28bigalbexley
Platinum Account Customer
 
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Default Re: Woolwich Defence

Hi Dave

As Mat has already explained this is totally normal and nothing unsuall.
So there really is no need to panic. Everybody filing a woolwich claim goes through this and you will be fine.
To look at a different way, it wont be long till your money is back in your pocket. There feel better now

AL
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Old 12th January 2007, 00:48   #5 (permalink)
wewonitfivetimes
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wewonitfivetimes Novitiate
Default Re: Woolwich Defence

Hi ChippenDave

All standard so far I believe!!

As Mat and Al have said DONT PANIC!!!
Just take one step at a time and before you take that step ask on this site, there will always be someone to help.
Any questions or concerns that you have will undoubtedly have been asked before so dont be afraid to ask for yourself.
I would also advise you to read up constantly on this site, follow other peoples stories and even offer a little support yourself to others by posting replies - just like I am doing now my friend!!! - it sure does make me feel good that I am contributing in a little way.
Good Luck - will follow your progress.
__________________
NatWest
01-08-06 - Request for refund sent etc followed by all the other nonsense!!
18-10-06 - Settled in full - DONATION to site made
Woolwich
01/08/06 - Prelim letter sent
03/08/06 - Acknowledge letter received from Woolwich
18/08/06 - 2nd letter from Woolwich
21/08/06 - Acknowledge letter received from Barclays
13/09/06 - Offer letter received
19/09/06 - Confirmed I will settle at my amount sent
06/10/06 - No reply so LBA sent
02/11/06 - MCOL filed
21/11/06 - Acknowledged rec
05-12-06 - AQ rec & returned
23-03-07 - Court date!!

Capital One x2
16/11/06 - S.A.R Rec
Wifes Capital One x 2
18/11/06 - S.A.R Rec
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