Symes vs Woolwich

[ynwa2006]

Hi Everyone

Just wanted to start by saying thanks to everyone involved in this site, is good to see consumers fighting back!

Was looking for some advice really.

Basically I am claiming for around £1500 and was following the step by step procedure and before christmas. So far I have only got to stage 2 but Woolwich (Or Barclays) have offered me half this amount before I have got to the LBA stage.

I'm not going to accept this as my account is currently nearly £400 overdrawn due to bank charges since I stopped paying my wages in.

My question is, as I have not reached the LBA stage, should I just send this letter http://www.consumeractiongroup.co.uk...ent-offer.html or should I also send them the LBA latter as well?

Many thanks for any advice offered.

Chris

[e28bigalbexley]

Originally Posted by ynwa2006

Hi Everyone

Just wanted to start by saying thanks to everyone involved in this site, is good to see consumers fighting back!

Was looking for some advice really.

Basically I am claiming for around £1500 and was following the step by step procedure and before christmas. So far I have only got to stage 2 but Woolwich (Or Barclays) have offered me half this amount before I have got to the LBA stage.

I'm not going to accept this as my account is currently nearly £400 overdrawn due to bank charges since I stopped paying my wages in.

My question is, as I have not reached the LBA stage, should I just send this letter http://www.consumeractiongroup.co.uk...ent-offer.html or should I also send them the LBA latter as well?

Many thanks for any advice offered.

Chris

HI Chris


Just write back a brief letter saying thank you i will accept the £*** as part payment towards my original claim of £1500. and i shall continue with legal action for the revised amount.

They will in 99.99% of cases withdraw the offer and you can carry on with the LBA.

And never send two letters in the same envelope they can always claim they never got it.

AL

[paddym]

Chris just carry on as BIGAL has advised you to do ! in nearly all the cases against woolwich they have offered some amount to settle as a goodwill gesture but once you point out youll accept it as partial payment towards full amount they swiftly withdraw the offer ! so just carry on as planned and stick to your timescales not theirs remember your suing them so your in the driving seat ! good luck any help or advice you need just ask someone will be along to help you out !

[ynwa2006]

Thanks for your advice guys.

Another question, how long after sending the letter advising them I will carry on with legal action should I then leave it before sending them the LBA letter?

Many thanks

[ynwa2006]

Originally Posted by e28bigalbexley

HI Chris


Just write back a brief letter saying thank you i will accept the £*** as part payment towards my original claim of £1500. and i shall continue with legal action for the revised amount.

They will in 99.99% of cases withdraw the offer and you can carry on with the LBA.

And never send two letters in the same envelope they can always claim they never got it.

AL

Hi AL

Is this along the lines of what you meant?

Dear Mr East,


Thank you for your letter dated 4th December 2006, received last week.

I am happy to accept your offer of payment of £745 as an interim payment, whilst awaiting receipt of the difference plus interest.

Please note that if this is not acceptable, I intend to pursue my claim in the County Court for the full amount plus interest @ 8% pa.




Cheers

Chris

[paddym]

Chris
Something along those line

Dear Sir/Madam

Thank you for your letter of xx/xx/xx received xx/xx/xx regarding you goodwill gesture of £745.
Unfortunately i asked you to return the full amount of £xxxx.xx debited from my account so as a gesture of goodwill i am willing to accept your offer of £745.00 as an interim payment and must advise you that i shall be pursuing you through the county courts for the remainder plus interst plus costs.

yours sincerely

YNA2006

[ynwa2006]

Originally Posted by paddym

Chris
Something along those line

Dear Sir/Madam

Thank you for your letter of xx/xx/xx received xx/xx/xx regarding you goodwill gesture of £745.
Unfortunately i asked you to return the full amount of £xxxx.xx debited from my account so as a gesture of goodwill i am willing to accept your offer of £745.00 as an interim payment and must advise you that i shall be pursuing you through the county courts for the remainder plus interst plus costs.

yours sincerely

YNA2006

Cheers paddym. Should I send the LBA at the same time? (In a seperate envelope of course!)

[paddym]

Yep No Reason Not Too Just Keep To Your Timscales Not Thiers Ok ?

[ynwa2006]

Originally Posted by paddym

Yep No Reason Not Too Just Keep To Your Timscales Not Thiers Ok ?

Yeah, brilliant. Thanks so much for your help

[livelylad]

amend this letter to suit.
http://www.consumeractiongroup.co.uk...ent-offer.html

[e28bigalbexley]

see i knew there was a template. none of those posted on your previous posts appeared, wierd

[paddym]

MMMMMMMMM !

[ynwa2006]

Hiya, me again

Just wondering if someone can advise the best thing to do!

Basically things have progressed to the stage where I have filed my claim online and it was issued last Friday.

This is where the problem is, I was looking over the details and have noticed I did not enter my address correctly!

The first line and the post code are correct, but I entered the road name of an old address by mistake, is there anyway I can rectify this??

Many thanks

Chris

[e28bigalbexley]

You could just send them another letter explaining the mistake including a new LBA , but send it speciel delivery £4.10 but it gets there by 10am next day.
AL

[ynwa2006]

Good morning

Have been away for a bit but my court date is getting closer so am hoping those in the know may be able to offer some advice.

I am starting to prepare my court bundle and have noticed, unfortunately, that my schedule of charges seems to have been deleted from my PC, and have lost my back up memory stick.

My question is, will it be ok to fill it out again, bearing in mind that it will now add on another 3-4 months of Interest and therefore come out with a different total to that I am claiming for?

Also I seem to have misplaced some of the correspondence received from the bank, will this affect my case in anyway?

And finally, do I have to include a copy of the T&C's in my bundle? I did submit my AQ after the amendments had been made, and cannot seem to find the T&C's anywhere!!

Many thanks in advance