DPA letter delivered by hand to branch 8th April

[rogerebaker]

One of many actions started on behalf of Skint Kids.

Must say the girl who excepted the letter at the Woolwich was very nice and didnt seem under pressure at all

[Tinkerbelle]

Probabaly new

[rogerebaker]

Bank statements arrived this morning, Started adding up the charges. One Question.

Woolwich seem to add 3.50 unauthorised overdraft usage fee every month if you go over. Is that one we can claim back

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[rogerebaker]

Just finished adding up

1024.50 since 2002 He never went over his overdraft limit by more than 50 Quid in 4 years.

You couldnt make it up

First letter being prepared

By the way Woolwich returned my Data Protection Act Cheque

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[rogerebaker]

Letter received from Mike Brophy head of customer relations saying they are lookin into the matter.

[rogerebaker]

No contact from anyone from woolwich since Mike Brophys letter

LBA delivered by hand to branch today copied to mike Brophy.

Monyclaim day 18th May 2006

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[BlueRuby]

Looks as if our kids use the same banks!

[rogerebaker]

Another letter from Mike brophy saying they are looking into the matter

They better hurry up

[moonie]

Is Mike Brophy Head of Customer Relations at the Woolwich or Barclays

[rogerebaker]

The letters are on Barclays paper !

[moonie]

thanks for that, I actually found out for myself who Mike Brophy is as he kindly sent an acknowledgement for our claim this morning on Barclays paper as you pointed out

[rogerebaker]

Filled in the MCOL form today. Submit button will be pressed after the post tomorrow if no offer arrives

[Mogullen]

Hi
Well you go get em. I have not had the best of luck with the woolwich despite them having cashed my chq for Data Protection Act on the 12th april am still awaitng the statements. Have just phoned openplan and had date of letter received confirmed as the 11th april so by my reckoning (and the very helpful man on the phone) they have until monday 22nd to comply or they face being reported. Have done the letter to this effect and will post off tomorrow. Unless anyone has a fax # that this can be sent to.

Good luck with your claim and lets nail the ba***rds

[Mumofthreeboys]

Originally Posted by rogerebaker

Bank statements arrived this morning, Started adding up the charges. One Question.

Woolwich seem to add 3.50 unauthorised overdraft usage fee every month if you go over. Is that one we can claim back

Did you ever get an answer to this? I've just done my LBA and I haven't included this as I assumed it was a service!!!

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[rogerebaker]

No I never got an answer re these charges. They never charged any interest so I presume this is their eqivalent so I will let them keep it.

MCOL completed today

Reference 6QZ32212

1306 quid

Im away on my hols for a week so hopefully some good news when I get back. I need to re coup some money as this is costing me a fortune in Data Protection Act and court fees.

Re statements. I think I must have got in just before the mad rush as they were back with me within 2 weeks.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[Mumofthreeboys]

Good luck, keep us posted.

[rogerebaker]

Back from holiday today. Great time had and feeling refreshed. Letter from woolwich offering 500 quid gesture of good will , plus a letter from the court but havnt had time to read yet.

At least were getting somewhere.

Letter refusing offer will be sent Monday. Kep you updated when Ive had a good read thru the mountain of mail

[rogerebaker]

Ive had a good read thru the mail. Letter from Northhampton county court. States they have until the 6th June to acknowledge.

Letter sent to barclays refusing 500 GPB offer.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[rogerebaker]

Letter from woolwich today saying they have passed the 100 quid OD to a collection agency as he hasnt paid it.

Thats choice bearing in mind hes owed 1300 in charges.

rang the author of the letter told her she may want to read S13 SS 6 of the banking code regarding disputed accounts.

Wrote her a letter giving her 7 days to recal the debt and remove any reference from credit file or I would make formal complaint under Data Protection Act and banking code.

Also told her I would write to the judge at County court informing he/she that Woolwich where trying to intimidate and influence pending court proceedings.

That seemed to focus her mind a bit. She claims nothing was on the file about the dispute. Lets hope it remains like that until the 6th when I can apply for a judgement.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

	The Banking Code Follow this link to read the Banking Code in full. Ofen ignored by its subscribers, half-heartedly monitored and poorly enforced

	Credit Report Click link to open in new window.

[Mumofthreeboys]

Well done.

They don't like it 'up 'em' as my Dad used to say!!!