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The Bank Action Group - against unlawful bank charges
> Barclays Bank > The Woolwich


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Old 13th November 2006, 11:52   #1 (permalink)
Ronaldo2k
Classic Account Customer
Default Ron Vs Woolwich

Hello All,

I sent an S.A.R - (Subject Access Request) resquest to The Woolwich along with the £10.00 fee and was sent all statements in a nicely sealed brown enveleope. Also enclosed, as well as all statements was a list of charges.

I double checked against the statements (call me paranoid but hey) and it all added up. Then added the Interest.

Then sent the CLaim form and covering letter back to Local Branch. This was on the 3.11.06.

Very ncie letter sent from the Branch informing me that the request was being passed to HQ.

A week later I get a nice long letter from the H.Q. requesting that I give them 40 days to look into this rather than 14.

Now, out of curtesy, I am willing to do this. However, is this the best option or should I just shown No Mercy and crush them with a 14 day limit.

Cheers,

Ron
__________________
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Old 13th November 2006, 12:13   #2 (permalink)
paddym
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Default Re: Ron Vs Woolwich

no they are just using stalling tactics stick to your deadlines ! pre lim letter then 14 days lba then 14 days 28 days notice in all then issue your money claim online !
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Old 13th November 2006, 12:17   #3 (permalink)
Ronaldo2k
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Default Re: Ron Vs Woolwich

Many thanks.

So, should I reply informing them of the timesclae I have set is the one I expect them to adhere to?
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Old 13th November 2006, 12:30   #4 (permalink)
Thailand
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Default Re: Ron Vs Woolwich

Just send the LBA when the 14 days are up Ron, between the two letters you will have already informed them. Don't give them any extra time - they are just playing with you!
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Old 13th November 2006, 14:48   #5 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

Many thanks Thailand.
Will get that off AM on the 18th Nov.

Downside being its a Saturday

Out of curiosity. I have been sending all correspondance to the local branch. Should I send the LBA there also?

Many Thanks again,

Ron
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Old 13th November 2006, 15:01   #6 (permalink)
Thailand
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Default Re: Ron Vs Woolwich

You'll have to join the debate on that one Ron, local branch or Bexleyheath or Clacton-on-sea or Straight to Barclays HQ @ 1 Churchill place. Read all the FAQ's and Woolwich/Barclays threads - not forgetting the successes forum.

Your certainly doing no harm posting /delivering to local branch, it all gets where it has to get in the end.

Good luck, not needed of course,

Hth T
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Old 12th April 2007, 14:53   #7 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

Hi Guys,

RIght, been away for a while but now ready to take em to Court
I have caculated the total to £1663,32 (inc Interest)

Now I am trying to work out my Daily interest and have been told to take the full amount (exlc Court Fees) and times by 0.0022. This gives me a figure of 3.659304 This seems a tad incorrect.

Can anyone advise as I would like to get the CLaim in today.

many thanks,

Ron
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Old 12th April 2007, 19:42   #8 (permalink)
Thailand
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Default Re: Ron Vs Woolwich

Its 0.0002 then Ron making 37p a day. I applied this figure to total charges before interest - I'm not sure wheteher that was right or not. In any case I can't see the Bank challenging that paltry figure!
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Old 12th April 2007, 19:47   #9 (permalink)
jster$$$
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Default Re: Ron Vs Woolwich

hi ron

you missed a zero!!!! you multiple total of your charges plus interest by 0.00022.

good luck
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Old 13th April 2007, 10:14   #10 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

Quote:
Originally Posted by jster$$$ View Post
hi ron

you missed a zero!!!! you multiple total of your charges plus interest by 0.00022.

good luck
Many thanks guys,

I now get the number 0.3659304 so I am looking at 36pence per day?
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Old 13th April 2007, 10:42   #11 (permalink)
jster$$$
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Default Re: Ron Vs Woolwich

thats correct ron.

as thai said round it up to 0.37p.
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Old 23rd May 2007, 12:19   #12 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

Just an update.

Started Cout Action and Woolwich responded and filed a defence on the 16 April.

However, I receieved notification from the Court but as yet have heard nothing else.

Is this the normal procedure with Woolwich?

Regards,

Ron
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Old 24th May 2007, 01:59   #13 (permalink)
Thailand
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Default Re: Ron Vs Woolwich

Ron, could you go into further detail?

Have you had your Allocation Questionaire yet?. I'm getting the feeling you may need to ring the court, your post is a little ambiguous, to me anyway!
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Old 24th May 2007, 11:38   #14 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

nope no AQ as yet.

Have spoken to the Northampton CC and the Judge has deferred the case to Harlow CC.

I should hear something soon according to NCC.

Guessing this is AQ time?
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Old 24th May 2007, 19:42   #15 (permalink)
Thailand
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Default Re: Ron Vs Woolwich

You should recieve your AQ soon then.

There is help in the templates for filling it in Ronaldo (go UTD!)

Keep us informed - shout if you need any help.

Last edited by Thailand; 24th May 2007 at 19:42. Reason: Sp
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Old 25th May 2007, 09:57   #16 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

Thanks Thailand,

Done an AQ before with NatWest but at least they had the coutersy to keep you informed of what was going on.
Zip from Woolwich.

Actually, its the Great Brazilian ROnaldo, not the namby pamby Manc one, especially as I am a Liverpool Fan :0)
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Old 26th May 2007, 12:28   #17 (permalink)
Ronaldo2k
Classic Account Customer
Default Re: Ron Vs Woolwich

Right,

I now have a Notice of Trasfer or Proceedings.

I am right in saying that the AQ will be sent next?

Cheers,
Ron
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Old 26th May 2007, 20:13   #18 (permalink)
Thailand
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Default Re: Ron Vs Woolwich

Quote:
especially as I am a Liverpool Fan :0)
Remember Ron, that's not your fault I had 20 notes on you guys doing the business - its still raw.

Your AQ should be coming soon. If for any reason it doesn't arrive soon, then call Harlow CC

Thai.
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Old 27th May 2007, 14:53   #19 (permalink)
Ronaldo2k
Classic Account Customer