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Old 13th June 2006, 22:02   #21 (permalink)
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Default Re: Now they've entered a defence !

Your settlement figure should be the figure that you filed for plus the court cost. Have you received and filled in the Allocation Questionairre btw?
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Old 13th June 2006, 22:09   #22 (permalink)
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Default Re: Now they've entered a defence !

The 8% interest you entered on your claim is still fine; they will offer you this.

DON'T PANIC<--- big friendly letters

Wait and see what they do, let us know when they do it, and we'll try to help you come to an informed decision.
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Old 13th June 2006, 22:30   #23 (permalink)
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Default Re: Now they've entered a defence !

Well there is another one of my mistakes, i didn't want to seem greedy so i only put in for 4%..........ouch !!! Can you believe these people actullay charged me £27.50 for being 2p short of my standing order to a cancer charity, it just shows them for what they really are.
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Old 13th June 2006, 22:43   #24 (permalink)
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Default Re: Now they've entered a defence !

only recieved the questionare today, haven't filled it in yet.
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Old 16th June 2006, 07:18   #25 (permalink)
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Default Re: Now they've entered a defence !

So i've had a copy of their defence. what now ? i'll take the earlier advice not to call them but do i fill in the questionaire or do i still sit tight?
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Old 16th June 2006, 07:27   #26 (permalink)
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Default Re: Now they've entered a defence !

The sooner you send it in (and pay the fee) the sooner they will settle

Make sure when you agree settlement that you include your court fee and the questionnaire fee.
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Old 22nd June 2006, 20:01   #27 (permalink)
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Default Re: Now they've entered a defence !

O.k on the questionnaire where it say do i need to postpone claim for a month to try and settle the claim with the other party , do i tick yes or no ? should i just get on with it ?
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Old 22nd June 2006, 20:05   #28 (permalink)
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Default Re: Now they've entered a defence !

In the Bank Template Library there is now an explanation of how to complete the Allocation Questionnaire.
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

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Old 22nd June 2006, 20:06   #29 (permalink)
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Default Re: Now they've entered a defence !

Look here:

http://www.consumeractiongroup.co.uk...ad.php?t=11644

for detailed guidance on filling in the AQ
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Old 15th August 2006, 22:57   #30 (permalink)
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Default Court in 14 Days

hi all

just recieved another offer from the bank which includes the amount owed and the court fees but dosen't allow for any interest. i've submitted my doc's for court ( they had to be in by 1st August) but i dont think the bank have as the court haven't sent me anything. also they made another 3 charges this week. do i cut and run now seeing as it's only 2 weeks to the hearing or should i fight to the end ?
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Old 16th August 2006, 01:21   #31 (permalink)
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Default Re: Court in 14 Days

Hi Daniel

Have you included s.69 interest in your particulars of claim ?
Did you send a copy of your docs to the bank ?

Have you got a thread ?
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Old 16th August 2006, 01:31   #32 (permalink)
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Default Re: Court in 14 Days

Threads merged. Pls keep your updates and queries on one thread, it will make things a lot easier to understand for all. You've been told this before.

Last edited by Bookworm; 16th August 2006 at 01:35.
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Old 16th August 2006, 01:37   #33 (permalink)
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Default Re: Court in 14 Days

Why should you cut and run? It's YOUR claim, remember?

I suggest you send a friendly letter to Mr KJ and remind him that only FULL and UNCONDITIONAL settlement of your claim will result in your withdrawing your claim. Then wait and see who blinks first. (Hint: So far, THEY always have! )
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Old 16th August 2006, 07:42   #34 (permalink)
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Default Re: Court in 14 Days

o.k thanks.

do you think i still have enough time to settle by post ? the court hearing is on 30th august.

and what to do about the charges to my account since i made my claim ???
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Old 16th August 2006, 10:55   #35 (permalink)
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Default Re: Court in 14 Days

well, strictly speaking, the new charges are a different claim, but there is no harm in mentioning them in your letter, and say that in order to minimise the hassle to both parties, would he consider reimbursing those as well, otherwise, you'd only have to start the whole process. See what they say...

Daniel, you are still not getting this: YOU do NOT have to "settle", THEY do. Stop thinking like a victim! If they do not want to go to court, THEY will have to do the running.
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Old 17th August 2006, 13:53   #36 (permalink)
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Default Re: Court in 14 Days

just penning the letter to send today - can you have a quick look and tell me if you think its ok? see below THANKS!

Dear Mr Jeremiah

Thank you for your letter dated 14th August 2006, however I must remind you that only FULL and UNCONDITIONAL settlement of my claim will result in my withdrawing from this case.

I am enclosing copies of a further 6 letters informing me of charges incurred since my original claim. Although I understand that strictly speaking that the issue of these would need to be dealt with in a new and separate claim, I would like you to consider reimbursing these along with my initial claim in an attempt at saving both parties the hassle and cost of a new further claim.

Yours sincerely
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Old 17th August 2006, 14:16   #37 (permalink)
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Default Re: Court in 14 Days

Daniel17,

I had a very similar situation to you with regard to additional charges added to my account.

If you read my thread:

Bitiing back at Woolwich

you might get a few ideas on how to proceed. At worse it'll give you some moral support that you are not alone!

Dont forget that you are in charge here, not the banks!

Barry
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Old 17th August 2006, 17:04   #38 (permalink)
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Default Re: Court in 14 Days

Quote:
I must remind you that only FULL and UNCONDITIONAL settlement of my claim will result in my withdrawing from this case.
--> I must remind you that only FULL and UNCONDITIONAL settlement will result in me withdrawing this case.

Otherwise, spot on!
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Old 18th August 2006, 08:15   #39 (permalink)
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Default Re: Court in 14 Days

silly question i know but the interest i claim for, is it times six for the 6 years or just x 1 of the % ?
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Old 18th August 2006, 09:47   #40 (permalink)
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Default Re: Court in 14 Days

also - will i need a solicitor with me on the day should it get as far as court?
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