wewonitfivetimes v Woolwich

wewonitfivetimes · 3rd August 2006, 02:43

Sent off prelim letter to woolwich (for £1720.64) but just starting to think if i should try and set up another account somewhere else in case the Woolwich get a face on ??...any thoughts anyone and if so any bank anyone can recommend (!) .. (was discharged bankrupt in 03 and no real probs since but guess credit history is still a bit iffy)
Thanks

jonni2bad · 3rd August 2006, 18:21

Possibly only looking for a basic bank account then? Have a look here
http://www.ivafreehelp.co.uk/bank_accounts.htm

wewonitfivetimes · 4th August 2006, 01:03

cheers jonni2bad.thanks for the info - had already looked there but as daft as it may sound I am actually happy to stay with the Woolwich for another couple of years (my discharged bankruptcy can be removed from my credit file then and i may get a 1/2 decent account) but i just want them to be reasonable with me - as do all other woolwich customers!! and not rip me off every time a dd or cheque returns! (Which it wouldnt do if they did not charge £35 each time!!
What is niggling me (other than the thought of going to court!) is that they may get assy and close my account at short notice - has anyone had this happen ???
thanks

jonni2bad · 4th August 2006, 02:55

It has happened, but not on a large scale. We are now advising anyone who receives a threat of account closure whilst making their claim, to include an injunction so that the court orders the bank NOT to close it.

wewonitfivetimes · 15th September 2006, 18:06

Applied for NatWest Step Account - just in case !!

01/08/06 - Prelim letter sent - £1720.64
03/08/06 - Acknowledgment letter received from Woolwich
18/08/06 - 2nd acknowledgment letter received from Woolwich - says passed to level 3 complaints at Barclays
21/08/06 - Acknowledgement letter received from Barclays
13/09/06 - Offer letter received - £900 !! - what do i do !!

LBA ready to go with breakdown but......
The missus wants me to take the £900 but I think we should hold out!!

wewonitfivetimes · 26th September 2006, 10:05

Got parachute account set up with NatWest in case.

Just waiting for reply to my offer to settle - if not then proceed with claim.

wewonitfivetimes · 9th October 2006, 00:04

No reply to my letter to agreeing to settle but at my amount

Not surprised but it was worth a try though!!and it will help to show the court that I have made every attempt to avoid proceedings.
LBA sent now for full amount

rachbabe100 · 9th October 2006, 00:12

Hi there

Have sent LBA to Woolwich and received an offer for just under 50% of claim. Now need to start court proceedings - any advice???? Thanks

wewonitfivetimes · 9th October 2006, 00:34

I got the same % offer from Woolwich just by sending my 1st letter
I had not even sent my LBA.
I tried to play it nice with them and offered to settle but not at their amount.I told them the amount I wanted (85%) of my claim but have not had a reply so have posted off my LBA yesterday for the full amount.
I have reiterated to them in this letter that I would still be willing to settle at my 85% figure so will see if they are prepared to deal !!
If not then I will file with Moneyclaim.
In your case I would now write back to them and say that you are prepared to accept the amount as a part settlement but that you will be pursuing for the rest in court.There is a template available.
Give them the 14 days to respond and then file I have filed at Moneyclaim for my NatWest account and it is pretty simple.
If I can help any more please do comeback to me

Good Luck

wewonitfivetimes · 28th October 2006, 01:55

No response to my LBA
I am beginning to feel ignored!!
They are obviously hoping that I will just give up and go away.
Not a chance !!
MCOL being completed and ready to file - just need £120 !!

wewonitfivetimes · 2nd November 2006, 03:09

MCOL filed today

paddym · 2nd November 2006, 10:08

good luck hope you dont have to wait to long !

austenpowers · 2nd November 2006, 10:48

well done wewonit! You are on the right path and it is now just a waiting game. Lets hope they forget to acknowledge and you win by default but more likely they will acknowledge and gain themselves an extra 14 days to defend

wewonitfivetimes · 2nd November 2006, 13:06

Cheers Guys !!

Will be patient and wait for the response/acknowledge/delay etc !! - so what - I will win in the end!!
Good luck to all other Woolwich/Barclays customers!!

Worzel · 2nd November 2006, 14:56

Quote:

Originally Posted by austenpowers

Lets hope they forget to acknowledge and you win by default but more likely they will acknowledge and gain themselves an extra 14 days to defend

I don't want to be a dark cloud over proceedings but they WILL acknowledge (probably in the last two days) and they will defend!

I am having a right ding-dong with the Woolwich and have just received a stay ordered on my account

Still, chin up and prepare for a fight - it's kind of fun in a perverted way :o

Worz

wewonitfivetimes · 28th November 2006, 02:44

Woolwich to defend in full!!

jonni2bad · 28th November 2006, 13:15

Quote:

Originally Posted by wewonitfivetimes

Woolwich to defend in full!!

....except the bit where they appear in court............

wewonitfivetimes · 7th December 2006, 01:41

Ok guys here we go !!

Received defence filed by Barclays today with AQ as expected
Will return AQ with my £100 asap before 23rd Dec (someone may miss out on a Xmas present!)
But now is the time I will might need some help please!!
Have downloaded the Court Bundle Zip and guess I need to start preparing
Any advice welcome and appreciated from now on

Thanks

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