had 1st letter arrive from barclays/woolwich

[slimliz30]

hi,just recieved a settlement letter from the woolwich offering me £500.00 as a goodwill gesture..i will accept this but still chase for the other amount owed..will keep you updated..paul

[Seminole]

Well done, welcome and please let us know how you get on.

[slimliz30]

i have just had a phone call from my branch of the woolwich,he is saying that he does not believe i will have any success due to this happening in a scottish court and not an english one.... he is sending this to the head office of the woolwich....i should have done this is the 1st place..will keep you all updated...paul

	Record your calls Follow this link to read the review of the Truecall telephone recorder and call manager. This is the Rolls Royce of call recorders. It's a bit pricey but if you buy it with our special offer you will get it at cost: about 20% discount. How much do we make on the deal? - Nothing at all. You can also buy cheaper devices from Maplins. Truecall is the best - but the important thing is to record your calls.

[Seminole]

The court process is a bit different in Scotland (presumably you live in Scotland?) but the outcome is likely to be the same. Don't let them fob you off.

[slimliz30]

hi,nope i live in london....so will carry on with process...thanks paul

[Seminole]

So why would a Scottish court be involved?

[slimliz30]

i assume that he read the letter i sent him and the case involved castaneda was in a scottish court..thanks paul

[slimliz30]

just arrived today from barclays my 1st letter.....usual rubbish...i'm sorry that you are not happy blah blah...comments are recieving attention and will get back to you in 14 days....
do i make a phone call to them as per a supplied phone no.and have a chat as the 14 days is up on monday 27/03/2006...cheers all..

	Record your calls Follow this link to read the review of the Truecall telephone recorder and call manager. This is the Rolls Royce of call recorders. It's a bit pricey but if you buy it with our special offer you will get it at cost: about 20% discount. How much do we make on the deal? - Nothing at all. You can also buy cheaper devices from Maplins. Truecall is the best - but the important thing is to record your calls.

[Seminole]

If they ask you to ring them, then write to the, If they ask you to write to them then ring them.

[Spiceskull]

Like your style...

[slimliz30]

i sent of 2 letters to the Woolwich...One to my branch and one to the head office...recd a reply from Woolwich head office saying give them 28 days...and my branch sent the copy to Barclays complaints Dept also giving me 28 days......who should i deal with...i have also spoke to them saying the 14 days are up and they say they can only deal with it in 28 days and i have to do what i have to do...i see what you mean when you say money is not very importamt to them....paul

[slimliz30]

hi,i am trying to use the spreadsheet to work out 8% interest but i am unable to open it...any advice please..paul

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[slimliz30]

hi all i have just recieved a letter from barclays complaint dept regarding my woolwich account....i am asking for £1049.00 and they are offering me as a goodwill gesture £500.00.......i will of course accept this but will continue with a battle for the other amount.....will keep you all updated..paul

[slimliz30]

hi all i have just recieved a letter from barclays complaint dept regarding my woolwich account....i am asking for £1049.00 and they are offering me as a goodwill gesture £500.00.......i will of course accept this but will continue with a battle for the other amount.....will keep you all updated..paul

[slimliz30]

hi,just recieved a settlement letter from the woolwich offering me £500.00 as a goodwill gesture..i will accept this but still chase for the other amount owed..will keep you updated..paul

[slimliz30]

after having recieved a letter offering me £500.00 as a goodwill gesture.i have sent by return a letter accepting there offer but saying that i am continuing to get the remaining £549.00 and giving them 7 days to respond.....will keep you updated..paul

p.s
keep up the good work people...may the force be with the little people..

[slimliz30]

hi all,had a standard this is a full and final settlement letter and saying take us to court...from barclays.....
my question is when i file a court claim online do i say the organisation is barclays bank or the woolwich ( which is who i am with )...paul

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[slimliz30]

have just sent the money claim form online so now awaiting further action from the woolwich..will keep you updated......paul

[dw190]

Originally Posted by slimliz30

hi all,had a standard this is a full and final settlement letter and saying take us to court...from barclays.....
my question is when i file a court claim online do i say the organisation is barclays bank or the woolwich ( which is who i am with )...paul

I know its a bit late but the claim should be made against Woolwich.

If the defence is entered by Barclays just send a letter to the court requesting Barclays be joined in the action as second defendants.

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[slimliz30]

hi dw90,thank for the response,have put a claim in against the woolwich on 10/04/2006 so am now awaiting there response..thanks again paul