Hello and help!!

[voodooman1000]

Hi - This is my first post, so a big hello all round. i also have a problem that doesn't appear to be anywhere near resolution after a couple of years of trying. I monitor my credit file through Credit Expert and I have an entry on there that states I owe Woolwich Collections £151 since 2004, and this is still unpaid. This has cost me a lower rate mortgage already and obviously appears as a "black mark" on my credit history. I have letters from the Woolwich Collections Agency (last one dated Oct 2007) stating the issue will be dealt with. but to this day, nothing and the entry is still there. I have instructed Credit Expert to keep a notice of contest against it, which they have done. but I want it off as I feel I do not owe anyone anything. I have never banked with Barclays either. My first mortgage was with Woolwich but that was paid in full nearly 6 years ago. The only possible thing I can think of is that there is an unpaid "charge" of some sort, but I have never been chased for this debt, by anyone. Can anyone suggest a way of dealing with this or a contact I can approach??
Can I also add that no one at Woolwich or now Barclays can tell me what this £151 is owed for !!!

[old_andrew2007]

Hi,

I don’t have any answers so my reply is just to bump your thread.

http://www.consumeractiongroup.c o.uk/forum/consumer-forums-website-questions/126507-too-many-posts-going.html#post1323268

Regards

Andy

[dar£n]

Contact Woolwich and inform them that you want written confirmation that states the matter is not outstanding, then go from there.

It depends on when the debt/ amount was satisfactorily cleared to whether the mark on your credit reference will be removed.

[tbern123]

Write to Mr John Varley C/o Head Office Customer Relations Unit at their Churchill place address.

This will mean that a specialist team called the Exec team will deal with your complaint