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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > Barclays Bank > The Woolwich
Reload this Page Mortgage arrears


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 25th July 2007, 09:24   #1 (permalink)
matthead
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Join Date: Jul 2007
Posts: 3
matthead Novitiate
Default Mortgage arrears
I have been searching high and low to get confirmation on whether or not it is possible to reclaim arrear charges.

The information I get is so unclear this is why I have decided to ask the question again.

Is it possible to reclaim arrear charges..??

TIA

I am with the woolwich
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Old 25th July 2007, 13:12   #2 (permalink)
welshcakes
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welshcakes Novitiatewelshcakes Novitiate
Default Re: Mortgage arrears
Hi Matt

This thread Barry v Swift (Court date 29/01/07) *Lost* dealt with one posters experience at attempting monthly arrear charge reclaim (NOT early redemption charge).

It's an interesting read, and sugests that there may still be avenue to claim on the charge applied to being late paying monthly mortgage. This particular thread case lost on a very simple technicality which with hindsight, future claimants can avoid.

I have pondered filing to reclaim on the £35 admin charge that my mortgage company applies when my monthly payment has been late in the past. Personally, I need to read up on a lot more and as my lifestyle is extremely busy, I feel it would be best to leave the mortgage reclaim pioneering to those braver and bolder than myself...

though this may change!
__________________
3 Active Claims:
Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
Barclays Refund of Bank Charges (Joint account) - Awaiting court date
Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.


3 Wins :
Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)
HSBC (on behalf of brother)
Settled Out of Court - £3,874.76
Alliance & Leicester (on behalf of friend)
Settled Out of Court - £723.41
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« Barclays CAN provide pre-6 yr Woolwich data | 1970 vs The Woolwich - over 6 years with CCI £23,000 »


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