Woolwich are not learning

[mijit53]

I have just received a statement which showed l was 10.56 overdrawn a returned cheque and direct debit got returned both charged at 35 pounds each, interest at 32P.
Now l also have a letter stating because l am overdrawn they are applying a 51 pound administartion fee of 51 pounds.
That will now make the account 132 pounds overdrawn.
Now if there is anyone who is thinking twice about claiming there charges this should put you into no doubt that it is the right thing to do.
I thought Loan Sharks were out lawed!!!!!!!!!!!!!!!!!!!! !
Me think not they trade under a different name now.
regards
By the way i have banked with the woolwich for 35 years.
and keep up all the good work.

I just realised that a month a go l wrote them a letter cancelling my Direct Debits, so that charge is not only unlawful it is downright criminal.

The Woolwich was so much better before Barclays got their grubby hands on it...........

	The Direct Debit Guarantee • The Guarantee is offered by all Banks and Building Societies that take part in the Direct Debit Scheme. The efficiency and security of the Scheme is monitored and protected by your own Bank or Building Society. • If the amounts to be paid or the payment dates change, we will notify you three working days in advance of your account being debited or as otherwise agreed. • If an error is made by us or by your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid. • You can cancel a Direct Debit at any time by writing your Bank or Building Society. Please also send a copy of your letter to us. This is a term of your banking contract and you can sue on it.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.