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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 4th June 2007, 12:32   #1 (permalink)
james6+7
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Posts: 6
james6+7 Novitiate
Question A newbie taking Abbey National to small claims court

Good Morning All,

I'm looking for help. I've requested my charges back from four accounts (two abbey national accounts, one NatWest and one HSBC). Abbey National tried to give me a 'good will' gesture a while back which was less then half the charges I was asking for. I declined the offer of settlement and took the complaint to 'Stage 2' with them.

They've ignored my charges breakdown (it's been in consideration for over eight weeks) and now I feel the need to go to small claims court.

I'm not asking for a lot (£599.00) and they've paid out £210 already in 'good will'. When I am filling out the particulars of claim is there a 'legalese' way of saying 'I accept the £210 as part payment and am taking Abbey National to small claims for the outstanding £389'?





I've got a HSBC business account in consideration as well. They've pretty much defaulted and don't know what to do with the whole area of Business Charges. Is taking them to the Ombusman the best route or should I go to Small Claims Court?

As for NatWest. They paid up with little or no fuss. (£729 quid). It wasn't all they ever took off me, but it was all I could get for the last six years.

Any help gratefully received.


Kind regards



James
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Old 4th June 2007, 17:37   #2 (permalink)
ukaviator
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Default Re: A newbie taking Abbey National to small claims court

Hi James

The letter you need is here:

Rejecting Offers

I have left some links below to assist you in getting around the site.

Ukaviator
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Some useful links.
FAQ's
Making Posts
Letter Template Library
Rejection Of Settlement / Good Will Gestures
Interest Spreadsheets
Court N1 Form
Court Bundle
Preparing a Court Bundle
Bank Contact Details
Moneyclaim Online
AQ Guide to Completion
Court Fees
Data Protection non Compliance
Witness Statements for Court Bundle
Banking Code Website
Limitations Act
Fast Track Costs
A-Z Index
Mis-Claim Tutorial
Step By Step Instructions

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