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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

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The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 16th May 2007, 13:58   #1 (permalink)
nickieee
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Watch out, there are Claims Touts about!

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Join Date: Apr 2007
Posts: 18
nickieee Novitiate
Default Hi long time reader 1st time caller :)

Hi
Great site btw. I started court proceedings on the 2nd may after issuing all the other letters given on this site. The notice says it was considered served on the 5th may. Today i had a cheque for a small percentage of what i was claiming. I have filled in the letter declining it and will post it today. What i am querying is the timescales. I worked out that the bank had until the 21st may to give notice of defence. this also came in this mornings post. According to me i think this gives them until the 2nd june. Are any of you nice people out these able to clarify the timescales and the next steps, when i go to court etc.
Thanks in advance and keep up the good work

Nic & Kie
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Old 16th May 2007, 16:51   #2 (permalink)
mrsfoot
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Default Re: Hi long time reader 1st time caller :)

hi Nic and Kie

OK from what you have said the bank has 14 days from 5th May to send a notice to defend. Once the court receives that they will then be given a further 14 days to send in their defence.

All paperwork sent from the court will have the dates to follow so you wont go wrong using them!

You will probably get the Banks defence on the last day of the timescale set by the court. You will then get a date for a hearing.

If the bank pay up in full before then you MUST inform the court immendiately so the hearing is cancelled.

For now I would start collecting the information needed for your court bundle, and start a thread in the relevants banks forum where you will find lots of people in the same boat.

Good luck
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Old 16th May 2007, 20:46   #3 (permalink)
nickieee
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nickieee Novitiate
Default Re: Hi long time reader 1st time caller :)

thanks for the reply my only concern is i dont know is meant by taking my bundle to court? I know the bundle is documents but what documents? statements? copies of letters i sent before court action etc. my oncern is that the account we are claiming is in the other halfs name and she is not very articulate and gets very nervous. would it be worth while in this instance if it does go to court to use a duty solicitor or even appoint one in advance?
cherers
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Old 16th May 2007, 20:50   #4 (permalink)
MARTIN3030
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Default Re: Hi long time reader 1st time caller :)

You can find a guide to what you will need to put in there in the forums have a look in the bank temps library.
You have done well so far you will continue to get help here try not to use lawyers !!!
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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
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