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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 23rd April 2007, 17:40   #1 (permalink)
shurl
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 3
shurl Novitiate
Default Norwich Union and the FSO

Hi all, new member, I am currently disputing the behavior of Norwich Union, who's business behavior beggars belief, I have been in contact with the FSO after sending them two letters the latter a month ago and also sent them emails, none of which they have responded to, not even an acknowledgement, speaking to them was equally poor, quite simply, "we do not know when we will look at your complaint", surely by admitting to this, they are dysfunctional, am I wasting my time involving these people.

Cheers

Shurl
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Old 23rd April 2007, 18:12   #2 (permalink)
happyolddog
Platinum Account Customer
Default Re: Norwich Union and the FSO

Hi Shurl,
Welcome to the forum.
Follow this link and start a thread in that forum.
http://www.consumeractiongroup.co.uk...newthread&f=62
Please read other peoples threads about their claims against norwich union.
Title you thread.
(your user name) V (banks name)
Other members with experiance of your bank can offer informed advice.
use the template letters in order. Stick to the timetable in there.
please take time to read the faq's
LINKS....
http://www.consumeractiongroup.co.uk...-claiming.html
FAQs....
Templates Library....
If you have charges going back further than six years read in here;
Claiming beyond 6 yrs - important new information!!!
There is also live chat, visit if you need any quick advice.
http://www.consumeractiongroup.co.uk.../flashchat.php
Finally good Luck.
Happyolddog.

If my advice helps please tip the scales, left.
<<<<<the middle thing.
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Old 3rd May 2007, 18:33   #3 (permalink)
Don4071
Basic Account Customer
Default Re: Norwich Union and the FSO

did you complian to Norwich Union.

According to their policy if you make a complaint they acknowledge your complaint within 2 working days of receipt.

N/U aim to resolve complaiints with 5 working days.

And who do we complain to about the FSO????
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Old 3rd May 2007, 19:41   #4 (permalink)
shurl
Basic Account Customer
 
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Join Date: Apr 2007
Posts: 3
shurl Novitiate
Default Re: Norwich Union and the FSO

Followed all of the procedures as layed down by Norwich Union themselves, still no reply, all letters sent by recorded delivery, was forced to speak to them only last week regarding the claim, promised they would call me back to assure me that the matter was now settled, what have I heard, sod all that's what, however only this week received a letter from the CEO Office at Norwich Union, the Ombudsman had written to them, strangely the letter from Norwich union was signed by the Chief Executives Office, no contact name provided, I think they are pathetic.
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Old 8th May 2007, 23:08   #5 (permalink)
DazzaC
Basic Account Customer
 
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Join Date: Mar 2007
Posts: 12
DazzaC Novitiate
Default Re: Norwich Union and the FSO

Shurl,

Hi. Sorry you have been let down. Let me know if your complaint hasn't been dealt with yet. I lead the Customer Relations office (the CEO Office). I am really embarrassed that our letter didnt have a contact name. Apologies.

Anyhow, if you still need help you can email me at : darren.cornish@norwich-union.co.uk

Thanks

Darren
Head of Customer Experience, Norwich Union
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Old 9th May 2007, 08:19   #6 (permalink)
shurl
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Join Date: Apr 2007
Posts: 3
shurl Novitiate
Default Re: Norwich Union and the FSO

If indeed you are who you say you are, you should be fully aware of my cirumstances, and should be reacting appropriately.
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Old 9th May 2007, 08:29   #7 (permalink)
DazzaC
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Posts: 12
DazzaC Novitiate
Default Re: Norwich Union and the FSO

Ok, I just cant track the specific complaint without more info. The offer is there to email me should you wish to at any stage. Regards, Darren
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Old 1st March 2008, 17:47   #8 (permalink)
Risky1
Basic Account Customer
Default Re: Norwich Union and the FSO

Hi there,

Been reading this forum and itseems like if a customer complains they get what they want and the FOS always back sthe customer is this true?

What if there is no proof of ownership and no substantiation and its not been reported as a loss to the police?

Would the FOS over rule the Insurer just beacause of a complaint or would there be a pay out if you complain to the right people?

Dazza is it NU or NUD you work for as it seems you are bending over backwards to help people but in reality where do you draw the line?
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Old 1st March 2008, 19:11   #9 (permalink)
DazzaC
Basic Account Customer
 
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Join Date: Mar 2007
Posts: 12
DazzaC Novitiate
Default Re: Norwich Union and the FSO

Hi Risky1. The latest data i saw was that the FOS upheld 88% of Norwich Union decisions when the customer had refused to accept the NU decision and had used their right to escalate to the FOS.
I work for NU, and have moved to the Life & pensions side of the business. But, we are all one 'group' including NUD, so any customer with an issue can come to me.
That said, the decision that will be made will be no different to if the customer complains through the usual routes. That wouldnt be 'Treating Customers Fairly', if just by contacting someone 'high up' you get a positive outcome. All I will do is make sure the complaint gets looked at as quickly as possible.
Hope that makes sense? Ofcourse, the ideal for us is to keep all our customers satisfied and not needing to complain!
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