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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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| | | | | | Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
28th February 2007, 23:29
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#1 (permalink)
| | Basic Account Customer |  Armed and ready for action!!!
Hi everyone! I discovered this site yesterday and straight away bought a massive pack of copier paper and printed off 6 years of banks statements from my HSBC internet banking
I added all the charges up and was angry and horrified to discover a total of £2600!
I have sent the letter already and have t oday also requested all statements from 3 closed credit card accounts... Egg, Cap 1 and MBNA.
I am on a roll and will not stop until they have paid me back all my dosh!
This is KARMA!  | 
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1st March 2007, 00:19
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#3 (permalink)
| | Basic Account Customer |  Re: Armed and ready for action!!!
Hi! I could get all my statements online for my HSBC current account.
My credit card accounts are closed so I telephoned them today and requested they send me all my statements, Capital One are not charging me for this and say I will get them within 21 days.
MBNA say they can only access the last year of statements (yeah right!!) so I have written to request these and have sent a £10 postal order for the fee.
Good luck!!  | |
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1st March 2007, 00:53
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#5 (permalink)
| | Site Team | Re: Armed and ready for action!!!
Only a Data Protection Act request will guarantee that you get them....or at least legally compels them to send them
The 10.00 fee covers ALL statements from ALL accounts with each bank.Its the real safe way to do it.
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.
Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html
Member of the Federation of Neatness Corp.
DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html
Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. | |
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1st March 2007, 10:00
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#6 (permalink)
| | Basic Account Customer | Re: Armed and ready for action!!!
Go to HSBC internet banking, click on the account you want the statements for.
In the column on the left-hand side click on My Statements (under the heading of My Accounts). In the main window you will see 'View my previous statements' - it should show them from Jan 06 to Feb 07.
To get the earlier ones just click on 'next set' for 2005 and 'continue' to view them, then 'next set' for 2004 and so on.
All the charges are highlighted in red and underlined so it's quite easy to spot them!  | |
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1st March 2007, 10:37
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#8 (permalink)
| | Platinum Account Customer | Re: Armed and ready for action!!!
Greed and averice causes charges. On the part of the banks and their shareholders.
Nobody on this site disputes that it costs money to administer an account, but, with the full weight of the law behind us, we dispute the amount of money it costs and the banks will not tell us.
Now, perhaps you could ask this question elsewhere on the site instead of hijacking this thread, which is in the Welcome Forum.
Perhaps here http://www.consumeractiongroup.co.uk...nsumer-issues/ | |
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1st March 2007, 10:37
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#9 (permalink)
| | Site Team | Re: Armed and ready for action!!!
Quote:
Originally Posted by Say_no_to_reclaim  what causes charges? | Please elaborate on your question, also start your own thread please.
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
Last edited by livelylad; 1st March 2007 at 11:56.
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reg. office:- 923 Finchley Road,
London,
NW11 7PE
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