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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Closed Thread
 
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Old 16th December 2006, 14:49   #1 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,314
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Can't Find What You're Looking For? Here's A Complete A-z Index

The forum is very confusing for some people and they are constantly asking where they can find letters and guides or for links to documents. Below is a complete A-Z index of the main stickys with their links.

Please PM me or a Mod if you find any bad links or would like to add any other useful links


If you are new to forums this thread will be invaluable:
"How do I...?" A Dummies' Guide to this Forum

It shows you how to:

Create and Reply to a thread
Quote and Mutiple Quote from another thread
Subscribe to a thread
Search the forums
Report a post
User control panel
Settings & Options
Finding a post/thread
Posting links
Send PM's (Private Messages)
Attach documents



Abuse of the Court System: How to Complain
Complain about litigation behaviour of the bank's solicitors
Account closures and extent of claim
Frequently Asked Questions
Account Closure: A & L Fined by FOS. How to Complain
Alliance and leicester fined by FOS for retaliatory account closure
Account in Dispute Letter
Account_in_Dispute
Advantage Gold & NatWest Charges Explained
Advantage Gold and Unarranged Borrowing- A guide
Allocation Hearing: Witness Statement
Allocation hearing witness statement
Allocation questionnaire
Frequently Asked Questions
Allocation Questionnaire - N149 on-line PDF Version
http://www.hmcourts-service.gov.uk/c.../n149_1105.pdf
Allocation Questionnaires - A guide to completion: N149 & N150
Allocation Questionnaires - A guide to completion
Allocation Questionnaire - Draft directions order
http://www.consumeractiongroup.c o....tionaires.html
Allocation Questionnaires and Stays - Important Information
http://www.consumeractiongroup.c o....ing-stays.html
Allocation Questionnaire - Stays & Strike Out
AQs - Stays & Strike out request
Allocation Questionnaire - Dispensing With the AQ
Is your court dispensing with the Allocation Questionnaire?
Allocation Questionnaire - Dispensing With AQ: Action to Take
New---after 28 Days - Maybe No Aq!!!!!!!
Amending a Claim: Guide
The "Claim Too vague" defence and guide to amending a claim
Australian Penalty Fees Report
http://www.govanlc.com/clcv20unfairfeesreport.pd f
Australian Penalty Fees Report - Summary
http://www.consumeraction.org.au/downloads/DL29.pdf

Bailiffs, types of and their fees
http://www.consumeractiongroup.c o....heir-fees.html
Bank Account criteria chart
Bank Accounts
BANK ACTION GROUP FORUM
ABBEY
http://www.consumeractiongroup.c o....um/abbey-bank/
Cahoot
http://www.consumeractiongroup.c o.uk/forum/cahoot/
ALLIANCE & LEICESTER
http://www.consumeractiongroup.c o....nce-leicester/
BARCLAYS BANK
http://www.consumeractiongroup.c o....barclays-bank/
Barclaycard
http://www.consumeractiongroup.c o....m/barclaycard/
The Woolwich
http://www.consumeractiongroup.c o.uk/forum/woolwich/
COOPERATIVE BANK
http://www.consumeractiongroup.c o....perative-bank/
Smile
http://www.consumeractiongroup.c o.uk/forum/smile/
HALIFAX BANK
http://www.consumeractiongroup.c o....bank-scotland/
Intelligent Finance
http://www.consumeractiongroup.c o....bank-scotland/
HSBC BANK
http://www.consumeractiongroup.c o.uk/forum/hsbc-bank/
First Direct
http://www.consumeractiongroup.c o..../first-direct/
HFC (Household)
http://www.consumeractiongroup.c o....hfc-household/
LLOYDS BANK
http://www.consumeractiongroup.c o....m/lloyds-bank/
NatWest BANK
http://www.consumeractiongroup.c o..../natwest-bank/
THE NATIONWIDE
http://www.consumeractiongroup.c o....um/nationwide/
ROYAL BANK OF SCOTLAND & BANK OF SCOTLAND
http://www.consumeractiongroup.c o....scotland-bank/
YORKSHIRE BANK & CLYDESDALE BANK
http://www.consumeractiongroup.c o....ydesdale-bank/
OTHER BANKS/INSTITUTIONS
http://www.consumeractiongroup.c o....-institutions/
Capital One
http://www.consumeractiongroup.c o....m/capital-one/
CitiCards
http://www.consumeractiongroup.c o.uk/forum/citicards/
Egg
http://www.consumeractiongroup.c o.uk/forum/egg/
MNBA
http://www.consumeractiongroup.c o.uk/forum/mbna/
Mortgage Companies
http://www.consumeractiongroup.c o....age-companies/
Store Cards
http://www.consumeractiongroup.c o....m/store-cards/
BANK CHARGES IN PRINT FORUM
http://www.consumeractiongroup.c o....charges-print/
Bank Charges - Guide to Reclaiming
Guide To Reclaiming Bank Charges **##~~~~**##~~~~ Read This First !!
Banking Code of Practice
http://www.bankingcode.org.uk/pdfdoc...ING%20CODE.pdf
Bank Survey
http://www.consumeractiongroup.c o.uk/survey.php
BANK TEMPLATES LIBRARY
http://www.consumeractiongroup.c o....lates-library/
Bankruptcy: protracted realisation unit & bankrupts
http://www.consumeractiongroup.c o....tion-unit.html
Benefits ? Is the bank taking your
http://www.consumeractiongroup.c o....-benefits.html
Bill of Sales
Bill Of Sales and repossession of goods
Business Claim - FAQ's
A guide to Business Claims
Business version letter to your bank -
Sample letter to your bank - business version

CAG RADIO FORUM
http://www.consumeractiongroup.c o.uk/forum/cag-radio/
Callcredit - Credit Report Application Form
http://www.callcredit.co.uk/download/creditfileapp.pdf
CAMPAIGN FORUM
http://www.consumeractiongroup.c o.uk/forum/campaign/
Can I Claim Beyond 6 Years
IMPORTANT Things You REALLY Need To Know
Case guidance notes - bringing your case to court
Case guidance notes - bringing your case to court
Case Guidance notes - Going to court
Case Guidance notes - Going to court
Case Guidance notes - making a deal
Case Guidance notes - making a deal.
Case guidance Notes - making a familiarisation visit
Case guidance Notes - making a familiarisation visit
CASES LIBRARY
http://www.consumeractiongroup.c o....cases-library/
Charges- Different Descriptions by the Main Banks
http://www.consumeractiongroup.c o....tml#post867497
Cheap/free calls- if you are spending too much phoning banks
Cheap/free calls- if you are spending too much phoning banks
Civil Procedure Rules - and forms - a five star site *****
Civil Procedure Rules - and forms - a five star site *****
Comet
http://www.consumeractiongroup.c o.uk/forum/comet/
Complaining – A Comprehensive Guide
How to Complain - A Comprehensive Guide
Complaints About Threads/Posts/Users
http://www.consumeractiongroup.c o....ow+to+Complain
Companies House - search for a company
Companies House - search for a company
Competition Commission. Essential report
Competition Commission. Essential report
Consumer Credit Act (1974)
Consumer Credit Act (1974) and related Regulations
Contact Details For Banks
Contact Details For Banks
Contracts (Rights of Third Parties) Act 1999
Contracts (Rights of Third Parties) Act 1999
Contractual Interest - Arguements For & Against key arguments for and against compound contractural threads
Costs: Template Application Letter
Application for costs
Costs : Wasted Costs Order
Wasted Costs order
County Court fees and exemptions
County Court fees and exemptions
Court Bundle - Basic
Basic Court Bundle
Court Bundle -Advanced
Advanced court bundle
Court Bundle - Examples of Witness Statement, Document list etc
Examples of Witness Statements / Disclosure by List / Draft Directions / Case Summary
Court Bundle - Witness Statements
Abbey Court Bundle & Witness Statement
Lloyds Witness statement
Court Bundle - Make Sure You Read This
GOT A COURT DATE? Important, please read......
Court Bundle - Non-Compliance Template If Bank Fails to Submit Bundle
http://www.consumeractiongroup.c o....tml#post485266
Court Buddy -Register as a
http://www.consumeractiongroup.c o.uk/regbuddy.php
Court Buddy - Find a
http://www.consumeractiongroup.c o.uk/buddy.php
Court Date - Advice
READ THIS NOW if you have received a court date
Court Date? - A Guide to Different Hearings
GOT A COURT DATE? A guide to the later stages
Court Guidance Notes
http://www.consumeractiongroup.c o....uidance-notes/
Court Fees - Do you have to pay them?
Court Fees - Do you have to pay them?
Courts Service information and links to useful documents
Courts Service information and links to useful documents
Costs: Application For Costs in Small Claims
Application for costs
Credit Reference Agencies: Credit Report Application Forms
http://www.callcredit.co.uk/download/creditfileapp.pdf
http://www.experian.co.uk/downloads/consumer/cfa.pdf
https://www.econsumer.equifax.co. u...ile%209-05.pdf
Credit/Store Card Letter Template (thanks Bookworm01036)
Credit/Store Card Letter Template (thanks Bookworm01036)
Creditors and DCAs - Letter Templates & Budget Planner
http://www.consumeractiongroup.c o....templates.html
Letter A - Ask your creditors to hold action on your account
Letter B - Ask your creditors to accept pro rata offers of payment on your debts
Letter C - Ask your creditors to accept a token payment or no payment on your debts
Letter D - When a creditor refuses your offer of payment
Letter E - When a creditor refuses to freeze interest on your account
Letter F - When a creditor has turned down an offer of payment, interest is still being added, and you want the creditor to take you to court.
Letter G - When creditors have turned down an offer of payment, interest is still being added but you don’t want to go to court
Letter H - When a creditor asks you to agree to a voluntary charge against your home
Letter I - Request for a stay of execution in the High Court
Letter J - Full and final settlement for any debt
Letter K - Ask creditors to write off the debt due to your circumstances
Letter L - Ask your creditors to reconsider if they refuse to write off the debt
Letter M - Dispute your liability for a debt where a creditor has not contacted you for over six years
Letter N - Ask your creditor for a copy of your credit agreement under the Consumer Credit Act 1974
Letter O - Mortgage shortfalls: Breakdown of balance owed
Letter P - Mortgage shortfalls: Please write off the debt
Letter Q - Mortgage shortfalls: Full and final settlement letter
Letter R - Mortgage shortfalls: Lender should not pursue under CML policy
Letter S - Inform your creditor that you are terminating your hire purchase/conditional sale agreement

Currys
http://www.consumeractiongroup.c o....currys-dixons/
CUTTING AND SOUNDFILES LIBRARY
http://www.consumeractiongroup.c o....files-library/
CYNtheSYS - Clydesdale & Yorkshire Costs Breakdown
Clydesdale, Yorkshire, Northern - the system - Whistleblower

Data Controller , Find the address for the
Find the address for the Data Controller
Data Protection Act notice S10 - if you have been defaulted for unlawful penalties
S.10 Data Protection Act notice - if you have been defaulted for unlawful penalties.
Data Protection Act - Taking a Case to Court
Data Protection Act - Taking a Case to Court
Data Protection Act 1998
Data Protection Act 1998
Data Protection Act, Subject Access Request letter - List of charges
http://www.consumeractiongroup.c o....s-library/516-
Data Protection Act, S.A.R - (Subject Access Request) Automatic Letter Generator
Data Protection Act - Subject Access Request Generator *** New ***
Data Protection Act - Non-Compliance - Template Letters
Data Protection Act - Non-Compliance - Template Letters
Data Protection Act Non-Compliance - Particulars of claim
Data Protection Act Non-Compliance - Particulars of claim
1-data-protection-act.html
DCA’s Address & Contact Details
http://www.consumeractiongroup.c o....t-details.html
DCAs and Creditors - Letter Templates & Budget Planner
http://www.consumeractiongroup.c o....templates.html
Debt - A Glossary of Terms
Debt - A Glossary of Terms
DEBT ADVICE FORUM: General Debt, Bailiffs, Debt Colectors
http://www.consumeractiongroup.c o....t-action-group
Defaulted, I have been
Frequently Asked Questions
Defaults & Data Protection Issues
http://www.consumeractiongroup.c o....efault-issues/
Defaults – A Removal Method & Template Letters
http://www.consumeractiongroup.c o....d-removal.html
Delayed Flight Compensation EU
Delayed Flight Compensation EU
Direct Debit Guarantee
The Direct Debit Guarantee
Directions Non-Compliance Letters
Directions non-compliance letters
Disability Discrimination Acts -1995 and 2005
Disability Discrimination Acts -1995 and 2005
Dixons
http://www.consumeractiongroup.c o....currys-dixons/
DOCUMENTS LIBRARY - T & C's (Work in Progress)
Document Library - WORK IN PROGRESS
Donate to CAG via Credit/Debit Card or Paypal
https://www.paypal.com/cgi-bin/webscr

EMPLOYMENT PROBLEMS FORUM
http://www.consumeractiongroup.c o....ment-problems/
Equifax - Your credit history and your rights explained
Equifax - Your credit history and your rights explained
Equifax - Credit Report Application Form
https://www.econsumer.equifax.co. u...ile%209-05.pdf
Exempt From Court Fees?.
http://www.consumeractiongroup.c o....t.html?garpg=9
Experian - Credit reference agency
Experian - Credit reference agency
Experian - Credit Report Application Form
http://www.experian.co.uk/downloads/consumer/cfa.pdf
Extended Warranties
Comments on Extended Warranties

FAQs
http://www.consumeractiongroup.c o....se-read-these/
Farepak,
http://www.consumeractiongroup.c o.uk/forum/farepak/
Fast Track Guide
Fast track and multi track
Financial Ombudsman -Home
Financial Ombudsman Service
Financial Ombudsman -Bank Charges
http://www.financial-ombudsman.org.u...quickgu ide.pdf
Financial Ombudsman - Complaint Form
FAQs about our complaint form
Financial Ombudsman
Financial Ombudsman - a recommendation
Form N244 - application notice
Form N244 - application notice
FORUM RULES
http://www.consumeractiongroup.c o....s-please-read/
Free alternative to Excel
Free alternative to Excel
Frequently Asked Questions
Frequently Asked Questions
FSA guidelines to credit scoring
FSA guidelines to credit scoring
FSA Register
FSA Register

GARAGE SERVICES FORUM
http://www.consumeractiongroup.c o....rage-services/
GENERAL FORUM
http://www.consumeractiongroup.c o.uk/forum/general/
GENERAL CONSUMER ISSUES FORUM
http://www.consumeractiongroup.c o....nsumer-issues/
GENERAL KNOWLEDGE FORUM
http://www.consumeractiongroup.c o....ral-knowledge/
Glossary Of Abbreviations Used In The Forums And The Chat Room
Glossary Of Abbreviations
GOGW – Gestures of Goodwill
Have you had a GOGW refund off Abbey?
GUIDANCE NOTES
http://www.consumeractiongroup.c o....uidance-notes/
Guide to Reclaiming Bank Charges
Guide To Reclaiming Bank Charges **##~~~~**##~~~~ Read This First !!
Guide to This Forum
"How do I...?" A Dummies' Guide to this Forum

Harassment by telephone - response letter
Harassment by telephone - response letter
HELPFUL EXTERNAL LINKS LIBRARY
http://www.consumeractiongroup.c o....xternal-links/
HELPFUL ORGANISATIONS LIBRARY
http://www.consumeractiongroup.c o....organisations/
HOLIDAY COMPANIES FORUM
http://www.consumeractiongroup.c o....day-companies/

IDENTITY THEFT FORUM
http://www.consumeractiongroup.c o....dentity-theft/
I.T. Support
http://www.consumeractiongroup.c o....m/i-t-support/
Independent Banking Advisory Service
Independent Banking Advisory Service
Information Commissioner – Data Protection Act
The Information Commissioner - Data Protection etc
Information Commissioner - Freedom of Information Act
Information Commissioner - Freedom of Information Act
INSURANCE/ASSURANCE COMPANIES FORUM
http://www.consumeractiongroup.c o....nce-companies/
Interest calculation spreadsheets
6. Interest calculation spreadsheets
Introduction to Bank charges
Introduction to Bank charges
Isle of Man Claims – Template Letters
Isle of Man Template Letters
Isle of Man - Statutes
http://www.consumeractiongroup.c o....-isle-man.html
IVA arrangements
Frequently Asked Questions

Judgement: How to Enforce
How to enforce a Judgement.
Judgement: How to get Paid
Got A Judgment? How To Get Paid

LANDLORDS/TENANTS FORUM
http://www.consumeractiongroup.c o....lords-tenants/
Law Of Professional-Client Confidentiality: Update
THE LAW OF PROFESSIONAL-CLIENT CONFIDENTIALITY: update
LEGALITIES FORUM
http://www.consumeractiongroup.c o....um/legalities/
Letter - Preliminary approach for repayment
2. Letter - Preliminary approach for repayment.
Letter before action - Consumer version - asking for it back
3. Letter before action - Consumer version - asking for it back
Letter - Notification of Settlement to the Court
http://www.consumeractiongroup.c o....tml#post485266
Limitation Act 1980
The Limitation Act 1980
Liquidated damages and penalties - useful explanation
Liquidated damages and penalties - useful explanation
LITIGATION SECTION
http://www.consumeractiongroup.c o....38&Item id=82
Lloyds v Berwick: View of the Judgement
Lloyds "Victory" - A View of the Judgement

McNamara BBC radio -Sept 2004- sound file & transcript
Peter McNamara BBC radio -Sept 2004- sound file & transc
Manx Claims – Template Letters
Isle of Man Template Letters
Mediation - Letter of Refusal
Mediation - a bad idea
MERCANTILE COURT FORUM
http://www.consumeractiongroup.c o....t-cases-stays/
Mercantile Court Guide
Mercantile Court Guide
Moderators & Site Helpers: List of
Our Site Support Team
Money Claim - Getting it right
http://www.consumeractiongroup.c o....tml#post614610
Money Claim On-Line (MCOL) Particulars of Claim
5. Money Claim On-Line (MCOL) Particulars of Claim
Moneyclaim - start your County Court claim online
Moneyclaim - start your County Court claim online
Moneyclaim and hardcopy claim compared
Moneyclaim and hardcopy claim compared
Moneyclaim On-line Guide
Her Majesty's Courts Service
Mortgage Claims - Guide
alanfromderby v Bristol & West ** OPERATION REVENGE 2007 **
M.P. - Template letter to your
Template letter to your Member of Parliament
M.P’s - List of (2005)
UK Members of Parliament, 2005 -
MP’s and Bailiffs
http://www.consumeractiongroup.c o....-bailiffs.html

N1 Claims form in .PDF format with form filling
N1 Claims form in .PDF format with form filling
N1 POC's for Abbey, A&L, Barclays, Co-op, Halifax, HSBC, Lloyds, NatWest, RBS, Yorkshire
http://www.consumeractiongroup.c o....lates-library/
N1 POC's for Credit Cards: Abbey, Barclaycard, Capital One, Citicard, Co-op, Egg, Lloyds, MBNA, NatWest
http://www.consumeractiongroup.c o....lates-library/
N1 POC's for Business Account: NatWest
http://www.consumeractiongroup.c o....lates-library/
N1 - hard copy version - Particulars of claim
4. Particulars of claim - N1 - hard copy version
N149 on-line PDF Version
http://www.hmcourts-service.gov.uk/c.../n149_1105.pdf
N244 - application notice
Form N244 - application notice
NHS FORUM
http://www.consumeractiongroup.c o.uk/forum/nhs/
Northern Ireland Small Claims Guide and new NI online claims service
Northern Ireland Small Claims Guide and new NI online claims service
Notice of Discontinuance
Directions non-compliance letters
Notice of Issue.
http://www.consumeractiongroup.c o.....html?garpg=11

On-line Calculator
http://www.consumeractiongroup.c o....geinterest.php
OFT Test Case FORUM
http://www.consumeractiongroup.c o....38&Item id=82
OFT Test Case: Update 22.10.07
The Office of Fair Trading: Questions and answers for OFT test case announcement 26 July 2007 - updated 22 October 2007
OFT Test Case: POC's
http://www.oft.gov.uk/shared_oft/bus...s-of-claim.pdf
OFT Test Case: OFT POC's, The Bank's Defence, OFT Response etc
OFT v Banks Documentation
OFT Test Case: Info Links
OFT/FSA/FOS Links to info on test case
OFT Test Case: Advice on What to do
OFT Test claim: What this means for you
OFT v The Banks: Read This if You're Worried
OFT v Banks - **Don't panic!!!**
Office of Fair Trading
Office of Fair trading - Unfair Terms in Contracts
Office of Fair Trading - Credit Card Report Summary
http://www.oft.gov.uk/shared_oft/rep...ts/oft842a.pdf
EDM
EDMDetails
Other Stores
http://www.consumeractiongroup.c o..../other-stores/

Parachute account?, Do you need a
Do you need a parachute account?
Package Travel, Package Holidays and Package Tours Regulations 1992
The Package Travel, Package Holidays and Package Tours Regulations 1992
PARKING / TRAFFIC OFFENCES FORUM
http://www.consumeractiongroup.co.uk...ffic-offences/
Parking Tickets - Private: Everything You Need to Know
Private Parking Companies/Charges - Advice Paper (everything you need to know)
Parking Tickets - Private: Template Letters
Private Parking Tickets - Template Letters
New POC's for Bank Charges: Abbey, A&L, Barclays, Co-op, HSBC, Lloyds, NatWest,RBS & Yorkshire
http://www.consumeractiongroup.c o....lates-library/
New N1 POC's for Credit Cards: Abbey, Barclaycard, Capital One, Citicard, Co-op, Egg, Lloyds, NatWest
http://www.consumeractiongroup.c o....lates-library/
Particulars of claim - N1 - hard copy version
4. Particulars of claim - N1 - hard copy version
PCWorld,
http://www.consumeractiongroup.c o.uk/forum/pcworld/
Posts: How to make
http://www.consumeractiongroup.c o....ake-posts.html
PPI(Payment Protection Insurance) FORUM
http://www.consumeractiongroup.co.uk...insurance-ppi/
PPI: Guide to Making a Claim
PPI - Some Notes for Claimants..
Preliminary Approach Template Letter
2. Letter - Preliminary approach for repayment.
Private Messages, Asking questions by
http://www.consumeractiongroup.c o....stions-pm.html
Private Messages, Receiving
http://www.consumeractiongroup.c o....sages-pms.html

Record your Internet telephone conversations with the Bank
Record your Internet telephone conversations with the Bank
Record your telephone conversations with the bank
Record your telephone conversations with the bank
Rejection of settlement offer
Rejecting Offers
Representation at Court
Can someone else represent you in court?
Right of Appropriation Letter - Stop bank from taking your money
Right of Appropriation - Stop the bank from taking your money
Rules of Engagement
IMPORTANT Things You REALLY Need To Know
Reputations
http://www.consumeractiongroup.c o....ions-site.html
RETAIL STORES FORUM
http://www.consumeractiongroup.c o....stores-forums/

Sale and Supply of Goods Act 1994
Sale and Supply of Goods Act 1994
Sale and Supply of Goods to Consumers Regulations 2002
The Sale and Supply of Goods to Consumers Regulations 2002
Sale of Goods (Amendment) Act 1995
Sale of Goods (Amendment) Act 1995
Sale of Goods Act 1979 as amended
The Sale of Goods Act 1979 as amended
SOGA - Basic Rights
Sale of Goods- basic guide to rights and obligations
Scottish Small Claims Procedure - Act of Sederunt 2002
Scotish Small Claims Procedure - Act of Sederunt 2002
SCOTLAND FORUM
http://www.consumeractiongroup.c o.uk/forum/scotland/
Scotland, £750 - £1500
IMPORTANT Things You REALLY Need To Know
Scottish Civil Procedure - some tips from Govan Law Centre
Scottish Civil Procedure - some tips from Govan Law Centre
Scottish Court Service
Scottish Court Service
Scottish Limitation Period Extended
Scottish Limitation period extended
Scottish Procedure
~~# Scottish Procedure #~~
Settled Claims List
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