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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 14th February 2007, 16:45   #1 (permalink)
Hardupguy
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Join Date: Feb 2007
Posts: 1
Hardupguy Novitiate
Default Hello to Everyone on this consumer Action group

As you will see i have just joined this Forum with the desire to get my finances in order and stop the drain which is increasingly strangling me and many others ...firstly i wil try and reclaim my bank charges which are many over the past 5 years ..having been self employed for most of that period..will read all the posts and start the ball rolling...will keep you posted as to my progress ..and wil no doubt be asking many questions along the way....
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Old 14th February 2007, 22:28   #2 (permalink)
Michael Browne
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Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: Hello to Everyone on this consumer Action group

Welcome.

First and foremost, before you start please have a thorough read of the FAQs. This is a must, no excuses. There’s a Step by Step guide here too. You should print these out to refer to later, so as to avoid having to ask basic questions.

You need to spend 2 or 3 days gradually getting your head round everything.. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily. Here’s one to start with, which you should find useful later:
http://www.consumeractiongroup.co.uk...hat-youre.html

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time

This is a self-help forum and you must be prepared to put in the time and effort required. It’s your claim, your money and you cannot expect others to do all the work for you.

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. At the top of each bank’s forum is a Successes forum where you can follow previous claims against your bank from start to finish.

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help. Always stick to one thread, so people can see what you’ve done so far and therefore can give you better advice.

The FAQ’s, Step by Step Guide and all the info to get you started is here:
http://www.consumeractiongroup.co.uk...se-read-these/

Finally the Moderators and Site Helpers are having to spend far too much time dealing with unnecessary and avoidable errors in claims caused by impatience, ignorance or just plain laziness. If you don’t know what to do next, ask. If you don’t understand something, ask. It might be a dumb question, but it’s a lot easier to sort out than a dumb mistake.

Good luck
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Old 28th August 2007, 13:18   #3 (permalink)
angelaking
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angelaking Novitiate
Default Re: Hello to Everyone on this consumer Action group

hello to everyone on this consumer action group iys been really helpful to no am not alone
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Old 28th August 2007, 13:20   #4 (permalink)
angelaking
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angelaking Novitiate
Default Re: Hello to Everyone on this consumer Action group

just to say thanks from angela king
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Old 3rd June 2008, 11:35   #5 (permalink)
blakeray
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blakeray Novitiate
Default Re: Hello to Everyone on this consumer Action group

Hello to all on the CAG, I have just joined, I am an Independent Financial Adviser trying to help a client reclaim 'unfair' business bank charges of over £50,000 from Barclays, can anyone help ?
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Old 17th June 2008, 23:56   #6 (permalink)
Spriggsy
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Join Date: Apr 2006
Posts: 5
Spriggsy Novitiate
Default Re: Hello to Everyone on this consumer Action group

blakeray - With respect, speaking as a fellow I.F.A this should be meat and drink to you - read the forums study the process and help your client as much as you can - but do not understimate how much time will be spent.
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