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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 14th February 2007, 09:38   #1 (permalink)
jimmydean1955
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jimmydean1955 Novitiate
Default Am I going to get shafted!?!

Hi there,

I completed my online claim against Nationwide last week and have received an acknowledgement of claim this week. According to their in house solicitor they are going to defend all of the claim. However, on the penalty charges forum they have just posted a thread telling members not to claim online because you cannot get as much information as you can on the N1 form. Only a maximum of twenty four lines and 1080 characters. This didn't help me much as I've already filed my claim! Have I just wasted £120.00 or am I still in with a chance. Or alternatively, can I file an N1 handwritten claim for the same charges?

Thanks for your help.
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Old 14th February 2007, 09:43   #2 (permalink)
livelylad
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Default Re: Am I going to get shafted!?!

Quote:
Originally Posted by jimmydean1955 View Post
Hi there,

I completed my online claim against Nationwide last week and have received an acknowledgement of claim this week. According to their in house solicitor they are going to defend all of the claim. However, on the penalty charges forum they have just posted a thread telling members not to claim online because you cannot get as much information as you can on the N1 form. Only a maximum of twenty four lines and 1080 characters. This didn't help me much as I've already filed my claim! Have I just wasted £120.00 or am I still in with a chance. Or alternatively, can I file an N1 handwritten claim for the same charges?

Thanks for your help.
Hello ok firstly can you start a thread for this claim and then post a copy of your POC. Asl long as you followed the POC from the library here you should be ok. Send me a pm when you have posted your POC
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Old 14th February 2007, 09:46   #3 (permalink)
121o121
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Default Re: Am I going to get shafted!?!

entering a defence is standard procedure, nothing to worry about there.

in repect to submitting your claim, either online at www.moneyclaim.gov.uk or at court with your N1 forms is fine.

you are limited to a certain number of characters regarding your particulars of claim online, but thats the only difference.

where did you get you particulars of claim from? was it from the banking templates library?
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