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Go Back   The Consumer Forums > Welcome to the Consumer Forums

Welcome to the Consumer Forums Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 6th February 2007, 19:50   #1 (permalink)
571
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 1
571 Novitiate
Default Hello Merry Persons Of Sherwood…

Hi all,

Just a quick message to say that I've joined the crusade…

Having first heard of people reclaiming bank charges late 2006, I have now sent my initial letter off to the Halifax (another one, I know…) and am eagerly digesting a first day's 'dining' on the messageboards here.

Have to say, I feel a little like the folks of Nottinghamshire must have felt when they began to organise to fight the tyrrany of the Sheriff of Nottingham… taking from the rich to give BACK to the poor…

Anyhow, will start a thread under the burgeoning Halifax section to keep you all aware of my daring exploits in the fight for fiscal freedom!…

Thanks to whoever and however this site started by the way - the first of it's kind that I've ever found and full of good advice and info - 10/10
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Old 6th February 2007, 21:30   #2 (permalink)
Josamolly
Platinum Account Customer
Default Re: Hello Merry Persons Of Sherwood…

Hi and welcome to the forum.

Some of this info you will already know, so I apologise if you have already seen some of it.

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need.

But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared.


Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators and helpers really are a very helpful bunch.


Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

I have put some useful links onto the thread that you can refer to when needed.

Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!!

Good luck. See you at the other end……

FAQ’s
http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

Letter Templates
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

Interest Spreadsheet
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

Court N1 form
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

Court Bundle
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/33060-basic-court-bundle.html

Bank Contact Details
http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

Moneyclaim Online
https://www.moneyclaim.gov.uk/csmco2/index.jsp

AQ Guide to Completion
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

Court Fees
http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm

Data Prot Act Non Compliance
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/6986-data-protection-act-non.html

Rejection of Settlement
http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

ERC Letter for Mortgages
http://www.consumeractiongroup.c o.uk/forum/post-432747.html

Witness Statements for Court Bundle
http://www.consumeractiongroup.c o.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html

Banking Code website
http://www.bankingcode.org.uk/faq.htm


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